Self vs Kovo
Self is a flexible credit builder that can turn expensive with fees. How does it compare to Kovo? Read our comparison chart below.
Self offers credit builder loans. It reports your monthly payments to all 3 credit bureaus to help build your credit. At the end of the loan term, you get your money back (minus interest and fees). Self also offers a secured credit card, and rent and bills reporting.
While Kovo provides access to online courses for $10/month. It helps build credit by reporting the monthly payments to the credit bureaus. The main downside is the 24-month lock-in period.
Compare Self with Kovo, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.
Visit Site | Visit Site | |
Self | Kovo | |
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Apply for a Credit Builder Account at Self - | Build Credit & Earn Rewards - | |
Benefits and Features | ||
Credit Building Tools |
| |
Credit Bureaus Reporting |
| 3 Main Credit Bureaus and Innovis |
Fees |
| |
Mobile App | ||
CreditDonkey® Reviews | ||
Credit Building Tools | ||
Credit Bureaus Reporting | ||
Fees | ||
Mobile App | ||
Pros & Cons | Pros:
| Pros:
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Bottom Line | Flexible credit builder that can turn expensive with fees... | Simple credit builder that gives you access to digital courses... |
Visit Site | Visit Site | |
Self: Credit Builder Accounts & Certificates of Deposit made/held by Lead Bank, Sunrise Banks, N.A., SouthState Bank, N.A., First Century Bank, N.A., each Member FDIC. Subject to credit approval. Self Secured Visa® Credit Card issued by Lead Bank or SouthState Bank, N.A., each Member FDIC. See self.inc for details. |
Apply for a Credit Builder Account at Self
- Get the Credit Builder Account that helps build credit today!
- Choose the plan that fits within your budget
- Monthly payments are reported to the three major credit bureaus.
Which is Better: Self or Kovo?
Still need help deciding which credit is better? Read the in-depth reviews below. You may also be interested in comparing Self or Brigit.
In short: Self's mobile app is excellent. Kovo's fees is notable.