Self vs Credit Karma

Self is a flexible credit builder that can turn expensive with fees. How does it compare to Credit Karma? Read our comparison chart below.

		Credit KarmaKikoff
	Visit Site	Learn More
	Self	Credit Karma
	SPECIAL OFFER Apply for a Credit Builder Account at Self - Learn More Read Self Review
	Benefits and Features
Credit Building Tools	Credit Builder Loan Self Secured Visa® Credit Card Rent and Bills Reporting	Credit Builder (line of credit + savings account)
Credit Bureaus Reporting	Credit Builder Loan, Credit Card, and Rent Reporting: 3 Main Credit Bureaus Bills Payment Reporting: TransUnion	3 Main Credit Bureaus
Fees	Credit Builder Loan: $9 one-time administrative fee Rent Reporting: Free Bills Payment Reporting: $6.95/month	Monthly Savings: Starts at $10/month
Credit Limit	Credit Card: $100 Minimum	Line of credit: $1,000
Mobile App	Yes	Yes
	CreditDonkey® Reviews
Credit Building Tools
Credit Bureaus Reporting
Fees
Mobile App
Pros & Cons	Pros: No hard credit check Available in all 50 states Get your money back (minus interest and fees) Cancel anytime Cons: High APRs Charges late fees, convenience fees, and closing fees	Pros: No fees Reports to 3 credit bureaus No lock-in period Cons: Credit score must be 619 or below Can't access savings immediately
Bottom Line	Flexible credit builder that can turn expensive with fees... Read full review	Free credit builder that helps you build savings worth $500 or more... Read full review
	Visit Site	Learn More
	Apply for a Credit Builder Account at Self
Self: Credit Builder Accounts & Certificates of Deposit made/held by Lead Bank, Sunrise Banks, N.A., SouthState Bank, N.A., First Century Bank, N.A., each Member FDIC. Subject to credit approval. Self Secured Visa® Credit Card issued by Lead Bank or SouthState Bank, N.A., each Member FDIC. See self.inc for details.

Apply for a Credit Builder Account at Self

• Get the Credit Builder Account that helps build credit today!
• Choose the plan that fits within your budget
• Monthly payments are reported to the three major credit bureaus.

Credit Builder Accounts & Certificates of Deposit made/held by Lead Bank, Sunrise Banks, N.A., SouthState Bank, N.A., First Century Bank, N.A., each Member FDIC. Subject to credit approval.

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Which is Better: Self or Credit Karma?

In short: Self's credit building tools is excellent. Credit Karma's fees is outstanding.

Articles on Self

Self App Reviews

Wondering about Self's credit-building claims? Discover in-depth information in this review and decide if it's legit.

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Articles on Credit Karma

Credit Karma Credit Builder Review

Building credit can be simple. Credit Karma makes it easy without fees. But is there anything to look out for? Read on to find out.

Credit Karma Alternatives

Searching for credit monitoring tools like Credit Karma? Browse these alternatives and their features. Some of them are free.

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