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Teachers Federal Credit Union Promotions

$600

Personal Checking Account - Up to $600 Bonus

Open a new Smart Checking or Share Draft Checking account. Use promo code SMART600 at account opening. Set up and receive qualifying direct deposits totaling $1,000 or more each monthly statement cycle for six consecutive evaluation periods.

4.00%

6-Month CD - 4.00% APY

3.75%

12-Month CD - 3.75% APY

3.50%

13-Month CD - 3.50% APY

3.50%

22-Month CD - 3.50% APY

3.50%

9-Month CD - 3.50% APY

Compare CD Promotion:
3.25%

3-Month CD - 3.25% APY

3.00%

15-Month CD - 3.00% APY

3.00%

16-Month CD - 3.00% APY

3.00%

18-Month CD - 3.00% APY

3.00%

24-Month CD - 3.00% APY

3.00%

30-Month CD - 3.00% APY

3.00%

36-Month CD - 3.00% APY

3.00%

48-Month CD - 3.00% APY

3.00%

60-Month CD - 3.00% APY

IRA Certificates (Traditional and Roth IRA)

TermsAPY
3 Month1.00%
6 Month4.00%
9 Month1.25%
12 Month3.75%
15 Month2.10%
18 Month2.65%
22 Month1.65%
24 Month2.65%
30 Month2.65%
36 Month2.75%
48 Month2.80%
60 Month2.90%

Jumbo Certificates

Terms APY
1 Month 2.50%
2 Month 2.50%
3 Month 3.25%
6 Month 4.00%
8 Month 3.75%
12 Month 3.75%
16 Month 3.00%

Certificates

Terms APY
3 Month 3.25%
6 Month 4.00%
9 Month 3.50%
12 Month 3.75%
13 Month 3.50%
15 Month 3.00%
16 Month 3.00%
18 Month 3.00%
22 Month 3.50%
24 Month 3.00%
30 Month 3.00%
36 Month 3.00%
48 Month 3.00%
60 Month 3.00%

Smart Checking

  • No monthly service fee
  • Earn higher APY when monthly qualifications are met
$100

Student Checking Account - Up to $100 Bonus

Open a new Smart Checking, Share Draft Checking, or Young Professional Checking account. Earn $25 per month by completing the following requirements: make 10 debit card transactions, and enroll in eStatements and online banking.

Expires 12/31/2025
Bank of America
Member FDIC

Bank of America Advantage Banking - Up to $500 Cash Offer

Expires 1/31/2026
  • The cash offer up to $500 is an online only offer and must be opened through the Bank of America promotional page.
  • The offer is for new checking customers only.
  • Offer expires 1/31/2026.
  • To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* into that new eligible account within 90 days of account opening. Your cash bonus amount will be based on the total amount of your Qualifying Direct Deposits received in the first 90 days.
    Cash BonusTotal Qualifying Direct Deposits
    $100$2,000
    $300$5,000
    $500$10,000+
  • If all requirements are met 90 days after account opening, Bank of America will attempt to deposit your bonus into your new eligible account within 60 days.
  • Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
  • Additional terms and conditions apply. See offer page for more details.
  • *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
  • Bank of America, N.A. Member FDIC.
NexBank

High-Yield Savings Account - 4.31% APY

  • $1 minimum deposit
  • No fees
  • 24/7 online access to funds
  • FDIC insured
High-Yield Savings Premier - 4.25% APY

High-Yield Savings Premier - 4.25% APY

  • No account fees
  • Option to open individual or joint account
  • FDIC insured up to $250,000 per depositor
  • Only $500 minimum opening deposit
The annual percentage yield (APY) is accurate as of September 4, 2025 and subject to change at the Bank's discretion. Refer to product's website for latest APY rate. Minimum deposit required to open an account is $500 and a minimum balance of $0.01 is required to earn the advertised APY. Member FDIC
Western Alliance Bank
Member FDIC

High Yield Savings Account - 4.30% APY

on Raisin's Secure Website
  • No fees
  • $1 minimum deposit
  • 24/7 online access
  • FDIC insured
BMO
Member FDIC

BMO Smart Advantage Checking account - Earn $400 Cash Bonus*

Expires in 4 days

$400 cash bonus* when you have a cumulative total of $4,000 in qualifying direct deposits within 90 days of account opening between 5/5/25 - 9/8/25. *Conditions Apply. Accounts are subject to approval and available in the U.S. by BMO Bank N.A. Member FDIC

Teachers Federal Credit Union Checking Bonus

What is the checking bonus at Teachers Federal Credit Union?

Teachers Federal Credit Union CD Rates

What is Teachers Federal Credit Union's CD rates?
  • 6-Month CD - 4.00% APY
  • 12-Month CD - 3.75% APY
  • 9-Month CD - 3.50% APY
  • 13-Month CD - 3.50% APY
  • 22-Month CD - 3.50% APY
  • 3-Month CD - 3.25% APY
  • 15-Month CD - 3.00% APY
  • 16-Month CD - 3.00% APY
  • 18-Month CD - 3.00% APY
  • 24-Month CD - 3.00% APY
  • 30-Month CD - 3.00% APY

    Highlights

    Locations
    30 branches and more than 5,400 shared Credit Union Service Centers nationwide

Information sourced from the published website as of 07/03/2025.


Teachers Federal Credit Union Alternatives

Bank of America
Member FDIC

Bank of America® Business Advantage Banking Checking Account - $200 Bonus Offer

Expires 12/31/2025
  • The $200 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
  • The offer is for new eligible business checking customers only.
  • Offer expires 12/31/2025.
  • To qualify, deposit $5,000 or more in New Money* directly into a new eligible Bank of America Business Advantage Banking account within thirty (30) days of account opening.
  • Maintain an average balance of $5,000 in that new Business Advantage Banking account during the Maintenance Period**.
  • Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
  • Additional terms and conditions apply. See offer page for more details.
  • *New Money is new funds deposited into your business checking account that are not transfers from other Bank of America deposit accounts or Merrill investment accounts.
  • ** The Maintenance Period begins thirty-one (31) calendar days after account opening and ends ninety (90) calendar days after account opening.
  • Bank of America, N.A. Member FDIC
Wells Fargo

Wells Fargo Everyday Checking Account - $325 Bonus

Expires 10/15/2025
  • Get a $325 new checking customer bonus when you open an Everyday Checking account and receive $1,000 or more in qualifying direct deposits.
  • Wells Fargo Bank, N.A. Member FDIC
Discover Bank
Member FDIC

Discover® Online Savings - $200 Cash Bonus

Expires 9/11/2025

To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code CY325 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200.

What to know: Offer not valid for existing or prior Discover savings customers. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of qualifying for the bonus. Bonus is subject to tax reporting. Offer ends 09/11/2025, 11:59 PM ET. Offer may be modified or withdrawn without notice. Due to new customer funding limits, you may wish to initiate fund transfers at your other institution. For information on funding, see FAQs on Discover.com/Bank. See advertiser website for full details.

U.S. Bank
Member FDIC

U.S. Bank Business Essentials - $400 Bonus

Expires 9/30/2025

Promo code Q3AFL25 MUST be used when opening a U.S. Bank Business Essentials or Platinum Business Checking account. Limit of one bonus per business. A $100 minimum deposit is required to open one of the referenced accounts.

Earn your $400 Business Checking bonus by opening a new U.S. Bank Business Essentials account between 7/1/2025 and 9/30/2025. You must make deposit(s) of at least $5,000 in new money within 30 days of account opening and thereafter maintain a daily balance of at least $5,000 until the 60th day after account opening. You must also complete 5 qualifying transactions within 60 days of account opening.

Qualifying transactions include debit card purchases, ACH credits, Wire Transfer credits and debits, Zelle credits and debits, U.S. Bank Mobile Check Deposit or Bill Pay. Other transactions such as (but not limited to) other Person to Person payments, transfers to credit card or transfers between U.S. Bank accounts are not eligible.

New money is considered money that is new to U.S. Bank. Funds must come from outside U.S. Bank and cannot be transferred from another U.S. Bank product or a U.S. Bank Affiliate. For accounts opened on non-business days, weekends or federal holidays, the open date is considered the next business day. Account fees (e.g., monthly maintenance, paper statement fee, etc.) could reduce the qualifying daily balance, therefore you must make deposit(s) to cover the fees to maintain the daily balance during the qualifying period to be awarded the bonus. Refer to the Business Pricing Information or Business Essentials® Pricing Information Document for a list of fees.

Bonus will be deposited into your new eligible U.S. Bank Business Checking account within 30 days following the last calendar day of the month you complete all of the offer requirements, as long as the account is open and has a positive available balance.

Offer may not be combined with any other business checking account bonus offers. Existing customers (businesses) with a business checking account or customers (businesses) who had an account in the last 12 months, do not qualify.

All regular account-opening procedures apply. For a comprehensive list of checking account pricing, terms and policies, reference your Business Pricing Information or Business Essentials® Pricing Information and YDAA disclosure. These documents can be obtained by contacting a U.S. Bank branch or calling 800.872.2657.

Bonus will be reported as interest earned on IRS Form 1099-INT and recipient is responsible for any applicable taxes. Current U.S. Bank employees are not eligible. U.S. Bank reserves the right to withdraw this offer at any time without notice. Member FDIC

CIT Bank
Member FDIC

CIT Bank Platinum Savings - 4.00% APY

  • 4.00% APY with a balance of $5,000 or more
  • 0.25% APY with a balance of less than $5,000
  • $100 minimum opening deposit
  • No monthly maintenance fee
  • Member FDIC

Recent Mentions

TFCU CD Rates

TFCU CD Rates

Teachers Federal Credit Union has multiple CD options available for you. Here's TFCU's current CD rates.
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CreditDonkey is a bank comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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