NBKC Bank vs Synchrony Bank
NBKC Bank | Synchrony Bank | |
|---|---|---|
IRA Certificate of Deposit - Up to 3.25% APY - | High Yield Savings - 3.50% APY - | |
Benefits and Features | ||
| Savings | 3.50% APY. No monthly service fee and no minimum deposit. An ATM card is provided for easy withdrawal. Synchrony will refund ATM fees for other banks up to $5 per statement cycle | |
| CD | 3.25% to 3.75% APY. Terms of 6 months to 5 years. Minimum opening deposit of $1,000 for terms of 6 months to 1 year; $250 for terms of 2 years to 5 years. | 0.25% to 4.00% APY. Terms of 3 months to 5 years. No minimum deposit to open. |
| Checking | 1.75% APY. $0 to open, no monthly service fees | |
| Money Market | 3.00% APY on all balances. $0 to open, no monthly service fees | 2.00% APY. No monthly service fee and no minimum deposit. |
| Mobile App | ||
| ATMs | 90,000+ surcharge-free ATMs worldwide | Any ATMs with Plus or Accel logos |
| Customer Service | Mon-Fri 8:00 am - 10:00 pm (ET); Sat-Sun 8:00 am - 5:00 pm (ET) | |
| IRA CD | 2.00% to 3.25% APY. Terms of 3 months to 5 years. Minimum deposit of $1,000 to open. | 0.25% to 3.80% APY. Terms of 3 months to 5 years. No minimum deposit to open. |
| IRA Money Market | 2.00% APY. | |
| Locations | 4 branches in Kansas City; Online banking available to all nationwide | |
CreditDonkey® Reviews | ||
| Savings |  | |
| Money Market |  | |
| Customer Service | | |
| Pros & Cons | Pros:
| |
| Bottom Line | Good online bank offering high interest rates... | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. NBKC Bank: Information including rates, fees, terms, and benefits was obtained on December 18, 2025 from published websites and is believed to be accurate, but not guaranteed. Synchrony Bank: Pricing information from published website as of 02/10/2026. | ||
Articles on Synchrony Bank
Synchrony Bank
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