NBKC Bank vs Synchrony Bank
NBKC Bank | Synchrony Bank | |
|---|---|---|
IRA Certificate of Deposit - Up to 3.25% APY - | High Yield Savings - 4.75% APY - | |
Benefits and Features | ||
| Savings | 4.75% APY. No monthly service fee and no minimum deposit. An ATM card is provided for easy withdrawal. Synchrony will refund ATM fees for other banks up to $5 per statement cycle | |
| CD | 3.00% to 5.25% APY. Terms of 6 months to 5 years. Minimum opening deposit of $1,000 for terms of 7 months to 1 year; $250 for terms of 2 years to 5 years. | 0.25% to 5.15% APY. Terms of 3 months to 5 years. No minimum deposit to open. |
| Checking | 1.75% APY. $0 to open, no monthly service fees | |
| Money Market | 3.00% APY on all balances. $0 to open, no monthly service fees | 2.25% APY. No monthly service fee and no minimum deposit. |
| ATMs | Free withdrawal at over 32,000 MoneyPass® ATMs nationwide | Any ATMs with Plus or Accel logos |
| Customer Service | Mon-Fri 8:00 am - 10:00 pm (ET); Sat-Sun 8:00 am - 5:00 pm (ET) | |
| IRA CD | 2.00% to 3.25% APY. Terms of 3 months to 5 years. Minimum deposit of $1,000 to open. | 0.25% to 5.00% APY. Terms of 3 months to 5 years. No minimum deposit to open. |
| IRA Money Market | 2.25% APY. | |
| Locations | 4 branches in Kansas City; Online banking available to all nationwide | |
CreditDonkey® Reviews | ||
| Savings |  | |
| Money Market |  | |
| Customer Service | | |
| Pros & Cons | Pros:
| |
| Bottom Line | Good online bank offering high interest rates... | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. NBKC Bank: Information including rates, fees, terms, and benefits was obtained on March 11, 2024 from published websites and is believed to be accurate, but not guaranteed. Synchrony Bank: Pricing information from published website as of 04/11/2024. | ||
Articles on Synchrony Bank
Synchrony Bank
Synchrony offers some of the highest savings and CD rates. But there are downsides. Read this review before you open an account.
Synchrony High Yield Savings
Synchrony's high-yield savings account has a high APY with no fees. But they also have more to offer than just that. Read on to know all the details.
Synchrony Bank CD Rates
Are CD rates good at Synchrony Bank? Find out if you should open a Synchrony CD.
Which Do You Think is Best?
You Might Also Like
Best Money Market Rates
Good money market accounts offer high interest rates with more flexibility. Here are the safest money market accounts to earn the most interest.
Best Online Bank
Online banks are convenient, pay higher interest rates, and have less fees. Find out which accounts are best (#1 surprised us).
You might also be interested in
Navy Federal High Yield Savings
Navy Federal Credit Union provides various financial products. But do they have a high-yield savings account? Find out here.
Next Page: Synchrony Bank
