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Laurel Road Student Loans vs LendKey Student Loans


 Laurel Road Student LoansLendKey Student Loans
 Learn More
 

Laurel Road Student Loans

LendKey Student Loans

SPECIAL OFFER
Refinance Student Loans - Learn More

Read LendKey Review

 

Benefits and Features

Variable APR
2.99%-6.42%
2.51% to 7.51% (with AutoPay)
Fixed APR
3.5%-6.99%
3.49% to 7.54% (with AutoPay)
Minimum Amount
$5,000
$7,500
Maximum Amount
No maximum
$300,000
Loan Term
5 to 20 years
5 to 20 years
State Residency
All states eligible
Most states except: ME, ND, NV, RI, and WV
Degree Requirements
Bachelor's or higher
Bachelor's or higher
Income Requirements
None
$24,000
Employment RequirementsMust be employed or have an offer
Must be employed
Interest Only Payments
No
Yes for the first 4 years
Origination Fees
None
None
Prepayment Penalty
None
None
Can Use a Cosigner
Yes
Yes
Can Release a Cosigner
Varies case by case
Yes
Auto-Pay Interest Rate Reduction
Yes
Yes
Soft Credit Check
Yes
Yes
Unemployment Protection
Yes
Yes
 

CreditDonkey® Reviews

 Laurel Road Student LoansLendKey Student Loans
Loan TermStarStarStarStarStar
Customer ServiceStarStarStarStarHalf Star
Ease of UseStarStarStarHalf StarEmpty Star
Interest RatesStarStarStarStarStar
Payment FlexibilityStarStarStarHalf StarEmpty Star
Pros & ConsPros:
  • Offer interest rate reduction beyond auto-debit reduction
  • Excellent customer service
  • Return policy within 30 days you can return your loan
Cons:
  • Cumbersome application process
  • Lack of transparency regarding loan documents
Bottom LineGood option for customer service... Read full review

Refinance Student Loans

Laurel Road: Pricing information from published website as of 03/18/2018

LendKey: Pricing information from published website as of 11/15/2018


Articles on LendKey Student Loans

LendKey Review

Saving thousands of dollars on your student loans sounds perfect, and that's just what LendKey promises. Is it the real deal, though?

Which Do You Think is Best?





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Best Student Loan Refinance

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About CreditDonkey
CreditDonkey is a student loan comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

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