Laurel Road Student Loans vs LendKey Student Loans

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	Laurel Road Student Loans	LendKey Student Loans
		SPECIAL OFFER Refinance Student Loans - Learn More Read LendKey Review
	Benefits and Features
Variable APR	2.99%-6.42%	2.51% to 7.51% (with AutoPay)
Fixed APR	3.5%-6.99%	3.49% to 7.54% (with AutoPay)
Maximum Amount	No maximum	$300,000
Minimum Amount	$5,000	$7,500
Loan Term	5 to 20 years	5 to 20 years
State Residency	All states eligible	Most states except: ME, ND, NV, RI, and WV
Degree Requirements	Bachelor's or higher	Bachelor's or higher
Income Requirements	None	$24,000
Employment Requirements	Must be employed or have an offer	Must be employed
Interest Only Payments	No	Yes for the first 4 years
Origination Fees	None	None
Prepayment Penalty	None	None
Can Use a Cosigner	Yes	Yes
Can Release a Cosigner	Varies case by case	Yes
Auto-Pay Interest Rate Reduction	Yes	Yes
Soft Credit Check	Yes	Yes
Unemployment Protection	Yes	Yes
	CreditDonkey® Reviews
Loan Term
Interest Rates
Customer Service
Ease of Use
Payment Flexibility
Pros & Cons		Pros: Offer interest rate reduction beyond auto-debit reduction Excellent customer service Return policy within 30 days you can return your loan Cons: Cumbersome application process Lack of transparency regarding loan documents
Bottom Line		Good option for customer service... Read full review
		Refinance Student Loans
Laurel Road: Pricing information from published website as of 03/18/2018 LendKey: Pricing information from published website as of 11/15/2018

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