Laurel Road Student Loans vs Citizens Bank Student Loans
 | ||
Laurel Road Student Loans | Citizens Bank Student Loans | |
|---|---|---|
Benefits and Features | ||
| Variable APR | ||
| Fixed APR | ||
| Maximum Amount | $225,000 (undergraduate and most graduate degrees) | |
| Minimum Amount | ||
| Loan Term | ||
| State Residency | ||
| Degree Requirements | None, but you must have made 12 on-time payments to be eligible | |
| Income Requirements | ||
| Employment Requirements | Must be employed or have an offer | Must be employed or employed before first payment due date |
| Interest Only Payments | ||
| Origination Fees | ||
| Prepayment Penalty | ||
| Can Use a Cosigner | ||
| Can Release a Cosigner | ||
| Auto-Pay Interest Rate Reduction | ||
| Soft Credit Check | ||
| Unemployment Protection | ||
Laurel Road: Pricing information from published website as of 03/18/2018 Citizens Bank: Pricing information from published website as of 12/11/2025 | ||
