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Laurel Road Student Loans vs Citizens Bank Student Loans


 Laurel Road Student Loans
 
 

Laurel Road Student Loans

Citizens Bank Student Loans

 

Benefits and Features

Variable APR
2.99%-6.42%
2.63% to 7.98%
Fixed APR
3.5%-6.99%
3.20% to 8.34%
Minimum Amount
$5,000
$10,000
Maximum Amount
No maximum
$350,000
Loan Term
5 to 20 years
5 to 20 years
State Residency
All states eligible
All states eligible
Degree Requirements
Bachelor's or higher
None, but you must have made 12 on-time payments to be eligible
Income Requirements
None
$24,000
Employment RequirementsMust be employed or have an offerMust be employed or employed before first payment due date
Interest Only Payments
No
No
Origination Fees
None
None
Prepayment Penalty
None
None
Can Use a Cosigner
Yes
Yes
Can Release a Cosigner
Varies case by case
Yes
Auto-Pay Interest Rate Reduction
Yes
Yes
Soft Credit Check
Yes
Yes
Unemployment Protection
Yes
Yes

Laurel Road: Pricing information from published website as of 03/18/2018

Citizens Bank: Pricing information from published website as of 03/18/2018


Which Do You Think is Best?





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About CreditDonkey
CreditDonkey is a student loan comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

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