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Fundrise vs Acorns

Fundrise is a good way to invest in real estate with low fees and no income requirements. How does it compare to Acorns? Read our comparison chart below.

Fundrise lets you invest in a wide variety of real estate projects across the US starting with just $10. There is no accreditation needed. It offers several portfolio tiers depending on your goals. There is a 1% management fee.

While Acorns is geared towards young investors who have trouble saving. This investment app automatically rounds up and invests your spare change whenever you make a purchase. The service fee starts at $3/month for accounts. There is no minimum to open.

Compare Fundrise with Acorns, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 FundriseAcorns
 Visit SiteVisit Site
 

Fundrise

Acorns

SPECIAL OFFER
Invest in Real Estate with $10+ - Learn More

Read Fundrise Review

SPECIAL OFFER
$20 Investment Bonus - Learn More

Read Acorns Review

 

Benefits and Features

Savings 
No
Stock Trading Part of service fee. No add-on trading fees.
Options Trading 
No
Annual Fee
1% management fee
  • Acorns Bronze ($3/mo) - includes personal taxable account, IRA, and checking account
  • Acorns Silver ($6/mo) - includes everything in Bronze, emergency fund, 25% match on rewards, and 1% IRA match on Acorns Later contributions
  • Acorns Gold ($12/mo) - includes everything in Silver, investment accounts for kids, 50% match on rewards, custom portfolio, Trust & Will, $10K Life Insurance, free Acorns Early account, and 3% IRA match on Acorns Later contributions
Cryptocurrency Trading 
No
Minimum Deposit
$10
$0
Checking 
Yes
Mutual Fund Trading 
No
Commission Free ETFs A selection automatically chosen by Acorns
Phone Support
No
Yes
Live Chat Support
No
No
Email Support
Yes
Yes
Investment TypesCommercial, single family, multi-family, industrial 
Human Advisors 
No
Robo Advisor 
Yes
Accredited Investor Requirements
None
 
Assets Under Management 
$4.7 Billion
Tax Loss Harvesting 
No
Goal Tracker 
Yes
Automatic Deposits 
Yes
Broker Assisted Trades Acorns automatically invest and trade for you
Good For Beginners; Passive investors; Those who have trouble saving/investing on their own
Inactivity Fee None, but you will keep paying the monthly fee
Maintenance Fee 
Monthly fee for the service
Online Platform 
Yes
iPhone App 
Yes (4.7 stars, 760k ratings)
Android App 
Yes (4.3 stars, 156k ratings)
Banking Included in Acorns Bronze ($3/mo). Free metal debit card, no minimum balance, no overdraft fees, and 55,000+ fee-free ATMs nationwide.
Mobile App 
iOS & Android
Two-Factor Authentication 
Yes
DividendsChoose quarterly payouts or auto reinvest 
Investment Period5+ years (with opportunities to liquidate on a quarterly basis) 
Locations 
No
Online Community 
No
Seminars 
No
Virtual Trading 
No
Fractional Shares 
Yes
Taxable Accounts 
Yes
401k Plans 
No
IRA Accounts 
Yes
Roth IRA Accounts 
Yes
SEP IRA Accounts 
Yes
Trust Accounts 
No
529 Plans 
No
 

CreditDonkey® Reviews

 FundriseAcorns
Minimum DepositStarStarStarStarStarStarStarStarStarStar
Commissions and FeesStarStarStarStarEmpty Star
Customer ServiceStarStarStarEmpty StarEmpty StarStarStarStarEmpty StarEmpty Star
Ease of UseStarStarStarStarStarStarStarStarStarStar
LiquidityStarStarStarEmpty StarEmpty Star
Annual FeeStarStarStarEmpty StarEmpty Star
Mobile AppStarStarStarStarHalf Star
Pros & ConsPros:
  • Just $10 to start
  • Strong past performance
  • Passive investing
Cons:
  • Illiquid investment
  • Unknown future returns
Pros:
  • No minimum to open account
  • Invest with spare change
  • Cash-back program
Cons:
  • Fees are high for small balances
  • No tax benefits
  • Limited investment options
Bottom LineGood way to invest in real estate with low fees and no income requirements... Read full reviewInvestment app that automatically invests your spare change. Good for young investors to get into the habit... Read full review
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Terms Apply. Offering Circulars 

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Acorns: Pricing information from published website as of 11/29/2024.

Fundrise: Fundrise, LLC ("Fundrise") compensates CreditDonkey Inc for new leads. CreditDonkey Inc is not an investment client of Fundrise.

Fundrise

Invest in Real Estate with $10+

  • Only $10 minimum investment
  • Get a diversified portfolio of real estate projects across the US
  • Open to all investors
Fundrise

Invest in Real Estate with $10+

  • Sign up in minutes; no complicated paperwork
  • $10 minimum investment
  • No income requirements
  • Multiple investing plans tailored to your goals
  • Completely passive investment
  • Low 1% annual fee
Fundrise

$0 Advisory Fees for 3 Months

3 Months of Advisory Fees Waived for Each Friend You Invite

Acorns

$20 Investment Bonus

  • Open an Acorns account (new users only)
  • Set up the Recurring Investments feature
  • Have your first investment be made successfully via the Recurring Investments feature

Which is Better: Fundrise or Acorns?

Still need help deciding which investing is better? Read the in-depth reviews below. You may also be interested in comparing Fundrise or Arrived Homes.


Articles on Fundrise

Fundrise Review

Fundrise lets you invest in real estate with just $10. But is it any good? Find out in this review if it's worth it and legit.

Fundrise Alternatives

Thanks to Fundrise, real estate investing just got easier. But it's not for everyone. If you're looking for a similar platform, you can start your hunt here.

Articles on Acorns

Acorns App Review

Acorns automatically invests your spare change. But can it help make you money? Find out if this app is safe and legit.

Apps Like Acorns

Acorns is one of the best micro-investing apps out there. But is it for everyone? Read on to see some of your alternatives.

Is Acorns Legit

Acorns lets you invest spare change from every purchase. But is it safe to use? Learn just how secure the micro-investing app is.

How to Make Money Using Acorns

Acorns "rounds up" everyday purchases and invests it for you. What's the catch? Read this review to find out how to make money using the app.

Comments

Comments may be filtered for language. CreditDonkey makes no guarantee of comments' factual accuracy. These responses are not provided or commissioned by bank advertisers. Responses have not been reviewed, approved or otherwise endorsed by bank advertisers. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Visitors may report inappropriate content by clicking the Contact Us link.





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