First Citizens Bank vs HSBC Bank

First Citizens Bank is a full-service bank with waivable fees and low APYs. How does it compare to HSBC? Read our comparison chart below.

First Citizens Bank is a full-service bank with over 500 branches in 23 states. It offers a basic Free Checking account with just $50 deposit. Plus, it has premium checking options, savings, loans, credit cards, and business accounts.

While HSBC is a large multi-national bank that focuses on banking and wealth management services for international high net worth clients. With a global presence in over 64 countries, clients will access privileges around the world.

Compare First Citizens Bank with HSBC, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	First Citizens BankCIT BankBank of AmericaChase Member FDIC	Member FDIC
	Learn More	Visit Site
	First Citizens Bank	HSBC Bank
	SPECIAL OFFER Free Checking - Learn More Read First Citizens Bank Review	SPECIAL OFFER HSBC Premier - Learn More Read HSBC Review
	Benefits and Features
Savings		Premier Relationship Savings: 4.40% APY when you link an eligible Premier checking account and meet one of four eligibility criteria (otherwise 0.05% APY)
CD		4.00% to 4.70% APY. Terms of 6 months, 1 year, or 2 years. 12-month CD APY of 4.70%. Minimum deposit of $1,000 to open.
Checking		Premier Checking: $50 monthly service fee waived if you maintain a minimum balance of $75,000 in combined HSBC deposit and investment accounts, OR have at least $5,000 in total direct deposits per month.
ATMs		Any HSBC ATMs in the U.S.; HSBC ATMs abroad may incur additional fees and foreign conversion rates.
Customer Service	Monday to Sunday 7:00AM - 11:00PM (ET)	24/7
Locations	537 branches	25 branches in the US; Global presence in more than 64 countries and territories worldwide
	CreditDonkey® Reviews
Savings
Checking
Mobile App
Customer Service
Pros & Cons	Pros: Low opening deposit on some accounts Monthly fees can be waived Overdraft protection available Cons: Low APYs Only available in 23 states	Pros: Global presence Transfer money globally Priority customer service Cons: Limited US presence High account minimums
Bottom Line	Full-service bank with waivable fees and low APYs... Read full review	Full-service global bank ideal for high net worth expats and travelers... Read full review
	Learn More	Visit Site
	Free Checking Online Savings Savings Account - $25 Bonus	HSBC Premier Referral Program - Up to $6,000 Bonus
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. First Citizens Bank: Pricing information from published website as of 04/11/2024. HSBC: Data points including rates, fees, terms, and benefits was obtained on 04/30/2024 from published websites and is believed to be accurate, but not guaranteed.

Which is Better: First Citizens Bank or HSBC?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing First Citizens Bank or Chase.

Articles on First Citizens Bank

First Citizens Bank Review

First Citizens Bank offers many account options with low opening deposits and fees. But there are downsides. Find out if First Citizens is a good bank for you.

• First Citizens Bank vs CIT Bank
• First Citizens Bank vs Bank of America
• First Citizens Bank vs Chase

First Citizens Bank Problems

First Citizens Bank provides affordable banking with fee-free checking and savings options. However, they may not be available for you.

Articles on HSBC Bank

HSBC Bank

HSBC Bank offers a global banking account ideal for those who live and work overseas. Is it right for your needs? Read on for the pros and cons.

• HSBC vs Citibank
• HSBC vs Wells Fargo
• HSBC vs Capital One

HSBC Premier Checking

If you work, live, or travel abroad, the HSBC Premier Checking account may be what you need. Read on to see if this global checking account is right for you.

• HSBC vs Synchrony Bank

Which Do You Think is Best?