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  | Discover it® for StudentsFind more credit cards from Discover
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. |
Credit Card Review by CreditDonkey
Discover it® for Students is a Personal Discover Network card with
Apply for the Discover Student It Card with
| Intro APR | Intro Period | Regular APR | |
|---|---|---|---|
| Purchases | 0% | 6 months | 12.99% - 21.99% Variable* |
| Cash Advances | N/A | N/A | 24.99% Variable* |
Rewards & Benefits
Bonus Cash Back
5% cash back in categories that change throughout the year up to the quarterly maximum with free and easy sign-up.
Bonus Categories for 2013
January - March: Restaurants and Movies
April - June: 5% on up to $1,500 in purchases at Home Improvement Stores
July - September: 5% on up to $1,500 in purchases at Gas Stations
October - December: 5% on up to $1,500 in purchases for Online Shopping
Limitations apply*. See Issuer's Website for additional program details.
5% cash back in categories that change throughout the year up to the quarterly maximum with free and easy sign-up.
Bonus Categories for 2013
January - March: Restaurants and Movies
April - June: 5% on up to $1,500 in purchases at Home Improvement Stores
July - September: 5% on up to $1,500 in purchases at Gas Stations
October - December: 5% on up to $1,500 in purchases for Online Shopping
Limitations apply*. See Issuer's Website for additional program details.
Price Protection
If you see an item you purchased at any store at a lower price within 90 days, Discover will cover the difference on eligible items.
If you see an item you purchased at any store at a lower price within 90 days, Discover will cover the difference on eligible items.
Extended Warranty
Discover will extend the terms of a purchased or manufacturer's warranty for up to 1 additional year on eligible items.
Discover will extend the terms of a purchased or manufacturer's warranty for up to 1 additional year on eligible items.
Purchase Protection
Protected for 90 days and up to $500 on stolen or damaged Discover card purchases for eligible items.
Protected for 90 days and up to $500 on stolen or damaged Discover card purchases for eligible items.
Return Protection
Return your Discover card purchase within 90 days and Discover will refund the cost of the item up to $500 on eligible items.
Return your Discover card purchase within 90 days and Discover will refund the cost of the item up to $500 on eligible items.
$0 Fraud Liability
- Annual Percentage Rate (APR) for Purchases
0% introductory APR for 6 months. After that, your APR will be as low as 12.99% to 21.99% Variable* based on your creditworthiness and other factors. - Annual Percentage Rate (APR) for Cash Advances
APR will be as low as 24.99% Variable* based on your creditworthiness and other factors. - Paying Interest for Purchases
You usually have at least 25 days after the close of each billing cycle to pay your entire balance to avoid interest. If you are charged interest, the charge will be no less than $0.50
Interest Rates & Interest Charges
- Balance Transfer Transaction Fee
3% of the amount of each transfer. - Cash Advance Transaction Fee
Either $10.00 or 5% of the amount of each cash advance, whichever is greater. - Foreign Exchange Transaction Fee
0% of the amount of each transaction. - Late Payment Fee
None the first time you pay late. After that, up to $35. - Returned Payment Fee
Up to $35
Fees
- For the complete terms and conditions, view the issuer's official application, terms, and details. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. Please review the terms and conditions on the issuer's website.
Complete Card Details
Disclaimer: This content is not provided or commissioned by the company whose products are featured on this site. Any opinions, analyses, reviews or evaluations provided here are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by the Advertiser. This site may be compensated through the Advertiser's affiliate programs.
Disclaimer: Discover is a paid advertiser of CreditDonkey.
Articles on Discover it® for Students
Discover Student Card Review
College students looking to build credit, earn cash back, and pay no annual fee should consider the Discover It for Students. With the combined generous rewards program, intro APR on new purchases and no late fee on the first late payment, it's clear to see why this Discover student credit card is among the most popular offers for college students on the market today.
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