Discover it® Student Cash Back |
Disclaimer: The information for the Discover it® Student Cash Back has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.
Discover it® Student Cash Back is a Personal Discover Network card with
| Intro APR | Intro Period | Regular APR | |
|---|---|---|---|
| Purchases | 0% | 6 months | 12.99% - 21.99% Variable |
| Balance Transfers | 10.99% | 6 months | 12.99% - 21.99% Variable |
Rewards & Benefits
Get $20 statement credit each school year your GPA is 3.0 or higher for up to the first 5 years from account opening.
Discover will match all the cash back you've earned at the end of your first year (only for new cardmembers).
5% cash back on up to $1,500 in purchases in rotating categories that change each quarter (requires free and easy sign-up for 5% Cashback Bonus)*
Limitations apply*. See issuer's website for additional program details.
Bonus Categories for 2019:
October - December 2019: Amazon.com, Target and Walmart.com
Bonus Categories for 2020:
January - March 2020: Grocery Stores, Walgreens & CVS
April - June 2020: Gas Stations, Uber, Lyft & Wholesale Clubs
July - September 2020: Restaurants & PayPal
October - December 2020: Amazon.com, Walmart.com & Target.com
- Annual Percentage Rate (APR) for Purchases
0% introductory APR for 6 months. After that, your APR will be 12.99% to 21.99% Variable based on your creditworthiness and other factors. - Annual Percentage Rate (APR) for Balance Transfers
10.99% introductory APR for 6 months. After that, your APR will be 12.99% to 21.99% Variable based on your creditworthiness and other factors. - Paying Interest for Purchases
You usually have at least 25 days after the close of each billing cycle to pay your entire balance to avoid interest. If you are charged interest, the charge will be no less than $0.50
Interest Rates & Interest Charges
- Annual Fee
$0 annual fee - Balance Transfer Transaction Fee
3% of the amount of each transfer. - Cash Advance Transaction Fee
Either $10.00 or 5% of the amount of each cash advance, whichever is greater. - Foreign Transaction Fee
No foreign transaction fee - Late Payment Fee
None the first time you pay late. After that, up to $39. - Returned Payment Fee
Up to $39
Fees
Discover it® Student Cash Back | Journey® Student Rewards from Capital One® | |
|---|---|---|
Interest Rates and Fees | ||
| Introductory APR for Purchases | 0% introductory APR for 6 months | N/A |
| Introductory APR for Balance Transfers | 10.99% introductory APR for 6 months | N/A |
| Purchase APR | 12.99% to 21.99% Variable based on your creditworthiness and other factors | 26.99% (Variable) based on your creditworthiness and other factors |
| Balance Transfers APR | 12.99% to 21.99% Variable based on your creditworthiness and other factors | 26.99% (Variable) based on your creditworthiness and other factors |
| Balance Transfer Fee | 3% of the amount of each transfer. | No balance transfer fee |
| Annual Fee | ||
Benefits and Features | ||
| Student | Get $20 statement credit each school year your GPA is 3.0 or higher for up to the first 5 years from account opening. |  |
| Introductory Bonus Cash Back | Discover will match all the cash back you've earned at the end of your first year (only for new cardmembers). | |
| Cash Back Rewards | 1% cash back on all other purchases. | Earn 1% cash back on all purchases. If you pay on time, you can boost your cash back to a total of 1.25% for that month. |
| Bonus Cash Back | 5% cash back on up to $1,500 in purchases in rotating categories that change each quarter (requires free and easy sign-up for 5% Cashback Bonus)* Limitations apply*. See issuer's website for additional program details. Bonus Categories for 2019: October - December 2019: Amazon.com, Target and Walmart.com Bonus Categories for 2020: January - March 2020: Grocery Stores, Walgreens & CVS April - June 2020: Gas Stations, Uber, Lyft & Wholesale Clubs July - September 2020: Restaurants & PayPal October - December 2020: Amazon.com, Walmart.com & Target.com | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Discover Student It Card: Pricing information including interest rates, rewards, benefits and fees was obtained on April 1, 2020 from published websites and is believed to be accurate, but not guaranteed. Capital One Journey: Pricing information including interest rates, rewards, benefits and fees was obtained on January 28, 2020 from published websites and is believed to be accurate, but not guaranteed. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Disclaimer: The information for the Discover it® Student Cash Back and Journey® Student Rewards from Capital One® has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. | ||
- Pricing information including interest rates, rewards, benefits and fees was obtained on April 1, 2020 from published websites and is believed to be accurate, but not guaranteed.
- While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. Please review the terms and conditions on the issuer's website.
Complete Card Details
Editorial Note: This content is not provided by Discover. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Discover.
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