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Discover it® Student Cash Back |
Disclaimer: The information for the Discover it® Student Cash Back has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.
Discover it® Student Cash Back is a Personal Discover Network card with
| Intro APR | Intro Period | Regular APR | |
|---|---|---|---|
| Purchases | 0% | 6 months | 14.99% - 23.99% Variable |
| Balance Transfers | 10.99% | 6 months | 14.99% - 23.99% Variable |
Rewards & Benefits
Student
New student cardmembers who apply after July 23, 2015 will be rewarded with $20 in Cashback Bonus® if their grade point average is 3.0 (or equivalent) or higher each year they are enrolled in school, for the first five years from the account opening.
New student cardmembers who apply after July 23, 2015 will be rewarded with $20 in Cashback Bonus® if their grade point average is 3.0 (or equivalent) or higher each year they are enrolled in school, for the first five years from the account opening.
Introductory Bonus Cash Back
Discover will match all the cash back you've earned at the end of your first year (only for new cardmembers).
Discover will match all the cash back you've earned at the end of your first year (only for new cardmembers).
Bonus Cash Back
5% cash back on up to $1,500 in purchases in rotating categories that change each quarter (requires free and easy sign-up for 5% Cashback Bonus)*
Limitations apply*. See issuer's website for additional program details.
Bonus Categories for 2017:
October - December 2017: 5% on up to $1,500 in purchases at Amazon.com & Target
Bonus Categories for 2018:
January - March 2018: 5% on up to $1,500 in purchases at Gas Stations & Wholesale Clubs
April - June 2018: 5% on up to $1,500 in purchases at Grocery Stores
July - September 2018: 5% on up to $1,500 in purchases at Restaurants
October - December 2018: 5% on up to $1,500 in purchases at Amazon.com & Wholesale Clubs
5% cash back on up to $1,500 in purchases in rotating categories that change each quarter (requires free and easy sign-up for 5% Cashback Bonus)*
Limitations apply*. See issuer's website for additional program details.
Bonus Categories for 2017:
October - December 2017: 5% on up to $1,500 in purchases at Amazon.com & Target
Bonus Categories for 2018:
January - March 2018: 5% on up to $1,500 in purchases at Gas Stations & Wholesale Clubs
April - June 2018: 5% on up to $1,500 in purchases at Grocery Stores
July - September 2018: 5% on up to $1,500 in purchases at Restaurants
October - December 2018: 5% on up to $1,500 in purchases at Amazon.com & Wholesale Clubs
$0 Fraud Liability
Smart Chip
- Annual Percentage Rate (APR) for Purchases
0% introductory APR for 6 months. After that, your APR will be 14.99% to 23.99% Variable based on your creditworthiness and other factors. - Annual Percentage Rate (APR) for Balance Transfers
10.99% introductory APR for 6 months. After that, your APR will be 14.99% to 23.99% Variable based on your creditworthiness and other factors. - Paying Interest for Purchases
You usually have at least 25 days after the close of each billing cycle to pay your entire balance to avoid interest. If you are charged interest, the charge will be no less than $0.50
Interest Rates & Interest Charges
- Annual Fee
$0 annual fee - Balance Transfer Transaction Fee
3% of the amount of each transfer. - Cash Advance Transaction Fee
Either $10.00 or 5% of the amount of each cash advance, whichever is greater. - Foreign Transaction Fee
No foreign transaction fee - Late Payment Fee
None the first time you pay late. After that, up to $37. - Returned Payment Fee
Up to $37
Fees
Discover it® Student Cash Back | Discover it® Cash Back | |
|---|---|---|
Interest Rates and Fees | ||
| Introductory APR for Purchases | 0% introductory APR for 6 months | 0% introductory APR for 14 months |
| Introductory APR for Balance Transfers | 10.99% introductory APR for 6 months | 0% introductory APR for 14 months |
| Purchase APR | 14.99% to 23.99% Variable based on your creditworthiness and other factors | 13.99% to 24.99% Variable based on your creditworthiness and other factors |
| Balance Transfers APR | 14.99% to 23.99% Variable based on your creditworthiness and other factors | 13.99% to 24.99% Variable based on your creditworthiness and other factors |
| Annual Fee | ||
Benefits and Features | ||
| Student | Student: New student cardmembers who apply after July 23, 2015 will be rewarded with $20 in Cashback Bonus® if their grade point average is 3.0 (or equivalent) or higher each year they are enrolled in school, for the first five years from the account opening. | |
| Introductory Bonus Cash Back | Introductory Bonus Cash Back: Discover will match all the cash back you've earned at the end of your first year (only for new cardmembers). | Introductory Bonus Cash Back: Discover will match all the cash back you've earned at the end of your first year (only for new cardmembers). |
| Cash Back Rewards | Cash Back Rewards: 1% cash back on all other purchases. | Cash Back Rewards: 1% cash back on all other purchases. |
| Bonus Cash Back | Bonus Cash Back: 5% cash back on up to $1,500 in purchases in rotating categories that change each quarter (requires free and easy sign-up for 5% Cashback Bonus)* Limitations apply*. See issuer's website for additional program details. Bonus Categories for 2017: October - December 2017: 5% on up to $1,500 in purchases at Amazon.com & Target Bonus Categories for 2018: January - March 2018: 5% on up to $1,500 in purchases at Gas Stations & Wholesale Clubs April - June 2018: 5% on up to $1,500 in purchases at Grocery Stores July - September 2018: 5% on up to $1,500 in purchases at Restaurants October - December 2018: 5% on up to $1,500 in purchases at Amazon.com & Wholesale Clubs | Bonus Cash Back: 5% cash back on up to $1,500 in purchases in rotating categories that change each quarter (requires free and easy sign-up for 5% Cashback Bonus)* Limitations apply*. See issuer's website for additional program details. Bonus Categories for 2017: October - December 2017: 5% on up to $1,500 in purchases at Amazon.com & Target Bonus Categories for 2018: January - March 2018: 5% on up to $1,500 in purchases at Gas Stations & Wholesale Clubs April - June 2018: 5% on up to $1,500 in purchases at Grocery Stores July - September 2018: 5% on up to $1,500 in purchases at Restaurants October - December 2018: 5% on up to $1,500 in purchases at Amazon.com & Wholesale Clubs |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Discover Student It Card: Pricing information including interest rates, rewards, benefits and fees was obtained on October 8, 2018 from published websites and is believed to be accurate, but not guaranteed. Discover It: Pricing information including interest rates, rewards, benefits and fees was obtained on October 8, 2018 from published websites and is believed to be accurate, but not guaranteed. Disclaimer: The information for the Discover it® Student Cash Back and Discover it® Cash Back has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. | ||
- Pricing information including interest rates, rewards, benefits and fees was obtained on October 8, 2018 from published websites and is believed to be accurate, but not guaranteed.
- While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. Please review the terms and conditions on the issuer's website.
Complete Card Details
Editorial Note: This content is not provided by Discover. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Discover.
Articles on Discover it® Student Cash Back
Discover Student Card Review
College students looking to build credit, earn cash back, and pay no annual fee should consider the Discover It Student Cash Back. With the combined generous rewards program, intro APR on new purchases and no late fee on the first late payment, it's clear to see why this Discover student credit card is among the most popular offers for college students on the market today.
Recent Mentions
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Disclaimer: The information for the Discover it® Cash Back and Discover it® Student chrome has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.