CreditDonkey is a credit card comparison and financial education website. This website is made possible through financial relationships with card issuers and some of the products and services mentioned on this site. Advertiser Disclosure†

Chase Freedom® vs Blue Cash Everyday® Card from American Express

Compare Rewards, Interest Rates, Fees, and Benefits

Chase and American Express are CreditDonkey partners. We receive compensation if you apply and get approved for a card through links in our content. You do not have to use our links, but you help support CreditDonkey if you do. (read more)

Chase Freedom is an excellent cash back credit card for cardholders who pay in full. How does it compare to Blue Cash Everyday from American Express, a cash back, gas and grocery credit card? Read our comparison chart below.

 Chase FreedomBlue Cash Everyday Card from American Express
 Apply for Chase FreedomApply for Blue Cash Everyday Card from American Express
 

Chase Freedom®

Blue Cash Everyday® Card from American Express

 

Credit Card Summary

 
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • Earn a $25 Bonus after you add your first authorized user and make a purchase within this same 3-month period
  • 0% Intro APR for 15 months on purchases and balance transfers. After the intro period, a variable APR of 14.24-23.24%
  • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate
  • Enjoy new 5% categories every 3 months like Gas Stations, Restaurants, and Select Grocery Stores
  • Unlimited 1% cash back on all other purchases - it's automatic
  • Cash Back rewards never expire as long as your account is open
  • No annual fee
  • Get $100 back after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive $100 back in the form of a statement credit.
  • Earn Cash Back: 3% U.S. supermarkets up to $6,000 per year in purchases (then 1%), 2% U.S. gas stations & select U.S. dept stores, 1% other purchases. Terms and limitations apply.
  • With the Blue Cash Everyday® Card, you can start earning cash back. No rotating reward categories. No enrollment required.
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. Cash back is earned only on eligible purchases.
  • No annual fee. Plus, 0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 13.24% to 22.24%, based on your creditworthiness and other factors.
  • Terms and restrictions apply.
  • See Rates & Fees
 

Credit Card Interest Rates & Fees

Introductory APR for Purchases0% Intro APR for 15 Months0% introductory APR on Purchases for 15 months
Introductory APR for Balance Transfers0% Intro APR for 15 Months0% introductory APR on Balance Transfers for 15 months
Purchase APR14.24% to 23.24% Variable based on your creditworthiness and other factors13.24% to 22.24% Variable based on your creditworthiness and other factors
Balance Transfers APR14.24% to 23.24% Variable based on your creditworthiness and other factors13.24% to 22.24% Variable based on your creditworthiness and other factors
Annual Fee$0 annual fee$0 annual fee
 

Credit Card Rewards & Benefits

Introductory Bonus Cash BackIntroductory Bonus Cash Back: Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account openingIntroductory Bonus Cash Back: Get $100 back after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive $100 back in the form of a statement credit.
Cash Back RewardsCash Back Rewards: Unlimited 1% cash back on all other purchases - it's automaticCash Back Rewards: 3% U.S. supermarkets up to $6,000 per year in purchases (then 1%), 2% U.S. gas stations & select U.S. dept stores, 1% other purchases. Terms and limitations apply.
Bonus Cash BackBonus Cash Back: Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. It's free and easy to activate your bonus each quarter.
Bonus Categories for 2016:
Q1 (January 1 – March 31, 2016): Gas stations and local commuter transportation (not including parking, tolls, and Amtrak® purchases)
Q2 (April 1 - June 30, 2016): Grocery stores (not including Walmart®, Target®, discount or warehouse club store purchases)
Q3 (July 1 – September 30, 2016): Restaurants (details TBA)
Q4 (October 1 – December 31, 2016): Holiday shopping (details TBA)
 
Gas RewardsGas RewardsGas Rewards: 2% at US gas stations. Terms and limitations apply
Grocery Rewards Grocery Rewards: 3% at US supermarkets, up to $6,000 per year in purchases (1% thereafter). Terms and limitations apply
Smart ChipSmart ChipSmart Chip
 Go to issuer's official application, terms, and detailsGo to issuer's official application, terms, and details
 

CreditDonkey® Credit Card Reviews

 Chase FreedomBlue Cash Everyday Card from American Express
Pros & ConsPros:
  • $150 bonus after you make $500 in purchases in your first 3 months
  • 5% bonus rotating categories
  • Full 1% cash back on every purchases
  • Intro APR
  • No annual fee
Cons:
  • 3% foreign transaction fee
Pros:
  • Cash back
  • $100 promotional offer
  • Intro APR on purchases and balance transfers for 15 months
  • No annual fee
Cons:
  • Not a Visa/MasterCard
Bottom LineExcellent cash back credit card for cardholders who pay in full... Read full reviewGreat cash back card for cardholders who pay in full... Read full review
 Apply for Chase Freedom®Apply for Blue Cash Everyday® Card from American Express
What Others View

See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

Which is Better: Chase Freedom or Blue Cash Everyday?

Still need help deciding which cash back credit card is better? Read the in-depth reviews below. You may also be interested in comparing Chase Freedom or Blue Cash Preferred.


Explore Chase Freedom® In-Depth

    Chase Freedom Review

    If you want to earn cash back, you may consider the Chase Freedom. But wait. Read on to learn why this rewards credit card could be good for you — and why it has potential drawbacks.

Explore Blue Cash Everyday® Card from American Express In-Depth

    Blue Cash Everyday Review

    If you want a cash back credit card with the same rewards categories year-round, then consider the Blue Cash Everyday Card. This credit card with no annual fee also offers $100 back after you spend $1,000 on purchases on your new card in your first 3 months. Read on for the pros and cons.

Which Do You Think is Best?

Name (required)
Email (required; won't be published)
Website (optional)


Recent Mentions

    5 Credit Card Deals with 0% Intro APR

    Is your credit card debt out of control?

    Grocery Rewards

    The right grocery credit card gives you a high percentage back for shopping at the supermarket as well as a good amount back on your other everyday purchases, like charges made at the gas pump.

    Amex EveryDay Card Review: Is it Good?

    If you tend to charge at least 20 purchases a month on your credit card, you may want to consider switching to the EveryDay Credit Card from American Express. Read on for the reasons why the rewards credit card may be a good addition to your wallet.

    Credit Card Deals: 7 for People with Excellent Credit

    If you have excellent credit, now is the time to take advantage of it.

    Hot Deals: Latest Credit Card Offers

    Signing up for a new credit card is easy. Choosing the right one - the one that fits your spending habits - is the challenge. The experts at CreditDonkey are here to help you find the right choice, starting with the best deals from our partners.

    Credit Card Deals with No Annual Fees

    For your next credit card, you want a lucrative deal. What you don’t want is to pay for the privilege with an annoying and pricey annual fee. We canvassed current offerings by credit card companies on CreditDonkey for the cash back, reward points, balance transfers, low interest, and small business offers you should consider.

    Credit Card Deals

    Signing up for a card with a sign-up bonus or an introductory offer can be a great way to get a head start on earning rewards or to get a handle on your debt.

    Credit Card Rewards

    So you've decided you want to earn rewards for your spending but aren’t sure how to pick the right card?

Compare Chase Freedom to:

Chase Sapphire Preferred Card
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
16.24% - 23.24% Variable
Introductory Annual Fee of $0 the first year, then $95

You might also be interested in

Cash Back Credit Cards 2015

We think you'll agree with us when we say ...

Compare Blue Cash Everyday to:

Blue Cash Preferred Card from American Express

Blue Cash Preferred® Card from American Express

Introductory Bonus Cash BackCash Back RewardsGas RewardsGrocery Rewards
    Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
    0% on Purchases for 15 months
    0% on Balance Transfers for 15 months
    13.24% - 22.24% Variable
    Annual Fee
    $75
    The Amex EveryDay Credit Card from American Express

    The Amex EveryDay® Credit Card from American Express

    Introductory Bonus Reward PointsPoint RewardsBonus Reward PointsGrocery Rewards
      Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
      0% on Purchases for 15 months
      0% on Balance Transfers for 15 months
      13.24% - 22.24% Variable
      Annual Fee
      $0
      Starwood Preferred Guest Credit Card from American Express

      Starwood Preferred Guest® Credit Card from American Express

      Introductory Bonus Hotel RewardsAirline RewardsHotel RewardsTravel Rewards
        Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
        N/AN/A
        15.49% - 19.49% variable
        Annual Fee
        $0 introductory annual fee for the first year, then $95


        About CreditDonkey®
        CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy financial decisions.

        Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

        †Advertiser Disclosure: The card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

        *See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

        CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.