CreditDonkey is a credit card comparison and financial education website. This website is made possible through financial relationships with card issuers and some of the products and services mentioned on this site. Advertiser Disclosure†

Smart Chip Cards

Credit cards with smart chips offer better security for cardholders unlike typical cards with just a magnetic strip. Get ahead of the curve and apply for one of these cards from our partners today.



Read Review
Travel RewardsPoint RewardsNo Expiration on RewardsNo Limits on RewardsDining RewardsCar Rental InsuranceExtended WarrantyPurchase ProtectionBaggage Insurance Travel Accident Insurance$0 Fraud Liability
Our Review: If you're looking for an all-purpose rewards credit card that offers a mix of travel perks, the Citi ThankYou Premier card deserves a look. This card offers triple reward points for travel, double reward points for dining and entertainment, and a long list of travel protections. Read on to see if the card is worth the $95 annual fee (waived for the first 12 months)... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
15.74% - 24.74%* (Variable)
$95; fee waived for the first 12 months*


Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
17.24% - 24.24% Variable
$85


Read Review
StudentIntroductory Bonus Reward PointsPoint RewardsNo Expiration on RewardsDining Rewards
Our Review: College students - whose pockets always have receipts from a restaurant and who always have a concert planned in their near future - stand to benefit from the Citi ThankYou Preferred. This rewards credit card was designed for students who frequently dine away from the dorm cafeteria and never pass up an entertainment opportunity, whether it's to the movies, a museum, an amusement park, or a live performance of a favorite band... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0%* for 7 months*
N/A
15.74% - 25.74%* (Variable)
$0*


Introductory Bonus Airline RewardsAirline RewardsBonus Airline Rewards
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
16.99% - 24.99%* (Variable)
$450


Read Review
Introductory Bonus Airline RewardsAirline RewardsBonus Airline RewardsNo Expiration on RewardsNo Limits on RewardsNo Pre-Set Spending LimitCar Rental InsuranceExtended WarrantyPurchase Protection $0 Fraud Liability
Our Review: If you are a frequent traveler and enjoy flying with American Airlines, the Citi AAdvantage Platinum Select MasterCard can save you money on airfare... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
17.24% - 25.24%* (Variable)
$95, waived for first 12 months*


Read Review
Introductory Bonus Cash BackCash Back RewardsGas RewardsNo Expiration on RewardsDining RewardsCar Rental Insurance$0 Fraud Liability
Our Review: Do you eat out and drive a lot? If you want cash back rewards without having to think too much, the Discover It Chrome could be the right fit for you... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 14 months
0% for 14 months
12.24% - 24.24% Variable
$0


Read Review
Introductory Bonus Airline RewardsTravel RewardsAirline RewardsBonus Airline RewardsNo Expiration on Rewards$0 Fraud Liability
Our Review: Discover it Miles credit card rewards users with 1.5x miles and no annual fee (a rarity among travel credit cards). Even more appealing, as a promotion, the card will match the miles you earn at the end of your first year... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 14 months
10.99% for 14 months
12.24% - 24.24% Variable
$0


$0 Fraud Liability
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
24.99% (Variable)
$0


Introductory Bonus Airline RewardsAirline RewardsNo Limits on Rewards$0 Fraud Liability
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
17.24% - 25.24%* (Variable)
$50, waived for first 12 months*


Read Review
Introductory Bonus Hotel RewardsHotel RewardsGas RewardsGrocery RewardsDining RewardsCar Rental InsuranceExtended WarrantyPurchase ProtectionReturn Protection Baggage InsuranceTravel Accident Insurance$0 Fraud Liability
Our Review: The Hilton Honors™ Card from American Express is a hotel credit card with no annual fee, so what's the catch? Read on to see if the Hilton AMEX is worth applying for... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
16.99% - 25.99% Variable
$0

Disclaimer: The information for the Citi ThankYou® Premier Card, Marriott Rewards Premier Credit Card, Citi ThankYou® Preferred Card for College Students, Citi® / AAdvantage® Executive World Elite™ Mastercard®, Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®, Discover it® chrome, Discover it® Miles, Capital One® Platinum Credit Card, Citi® / AAdvantage® Gold World Elite™ Mastercard®, and Hilton Honors™ Card from American Express has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.


Articles on Smart Chip

    What Are Chip Credit Cards

    By Rebecca Lake - Tips
    There's a lot a talk about smart chip credit cards. Do you need to ask your credit card issuer to upgrade your card? We explain what these cards are in simple terms.


About CreditDonkey®
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy financial decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.