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Tip


  • Budgeting with Credit Cards

    Budgeting with a credit card is much the same as budgeting with any other source of finance. There should be no difference in the way that you budget the money you spend on your credit cards from the money you spend with any other funding source.
    November 8, 2008 - By Julie Williams - Tip
  • Zen and the Art of Credit Card Management

    Our daily lives are caught up in working overtime, driving around the town, and feeding the kids – not to mention the daunting task of balancing our checkbooks and managing our finances. Keeping up with life can be overwhelming, a heavy burden ...
    October 28, 2008 - By Grace Carter - Tip
  • What Should be Your First Credit Card

    Obtaining your first credit card is one of the biggest choices you will make on your road to making your credit history. There seems to be such a variety of different credit cards that it can be a daunting choice just choosing a first credit ...
    October 31, 2008 - By Grace Carter - Tip
  • Relaxing Tips for Credit Card Use on Vacation

    Ah, it’s time to get away for a week to relax on your vacation. But even on vacation, you have some responsibilities to manage your credit cards and your spending effectively.
    November 3, 2008 - By Grace Carter - Tip
  • Smart Tips for Paying Your Credit Card Bill Each Month

    Your credit cards are a great way to make convenient and secure purchases. However, the manner in which you manage your credit card spending and payments reflects on your credit report. In order for you to continue building good credit, you ...
    October 28, 2008 - By Grace Carter - Tip
  • Why You Should Use a Separate Credit Card for Your Small Business

    If you run a small business, or plan to start a small business, the same question always arises: should you use your personal credit card for business purchases or obtain a separate credit card for your small business?
    October 27, 2008 - By Grace Carter - Tip
  • How a Secured Card Can Help You Build Your Credit

    If you are a consumer with bad or no credit history, a secured credit card may be the answer to building your score. A secured credit card allows you to deposit an amount with the card issuer, usually an amount from $100, $200, or even $500. ...
    November 1, 2008 - By Grace Carter - Tip
  • How 0% Balance Transfer Credit Cards Can Save You Money

    At least two or three times a week, you are barraged by a slew of new credit card offers, with each one offering something better than their competitors. Better rewards. Better APR. Better cash back. But in almost all cases, they all like to ...
    November 5, 2008 - By Grace Carter - Tip
  • How to Be Safe When Shopping Online

    In recent years, people believed that sending your credit card information through the internet was the kiss of death for your identity. People were unsure of what type of untrustworthy character was on the other end receiving personal ...
    October 27, 2008 - By Grace Carter - Tip
  • How to Effectively Ask for a Raise in Your Credit Limit

    Your credit cards work for you, as long as you know how to ask. You can get more benefit out of your credit cards by asking for a raise in your credit limit. With a higher credit limit, you can improve your credit score and show potential ...
    October 30, 2008 - By Grace Carter - Tip