Tower Federal Credit Union Promotions
Personal Checking Account - $300 Bonus
Open a new Tower Checking account. Use promo code ORIOLES or BALTIMORE at account opening. Set up and receive recurring qualifying direct deposits of $1,000 or more within 90 days of account opening. Keep the account open and in good standing until the bonus payout.
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Bank of America Advantage Plus Banking® - Up to $500 Bonus Offer
- New checking customers only: Get a bonus offer up to $500 after completing qualifying transactions. See offer page for more details
- Bank of America N.A. Member FDIC.
Tower Federal Credit Union Offers You May Have Missed
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Personal Checking Account - $300 Bonus
Open a new Tower Checking account. Set up and receive at least two recurring direct deposits of $1,000 or more within 90 days of account opening.
Prime Share Account - $100 Bonus
Open a new Prime Share account online or in branch. Use promo code CVD2021 at account opening. $100 bonus will be deposited in a qualified Prime Share account within 6-8 weeks from account opening.
Prime Share Account - $100 Bonus
Open a new Prime Share account online or in branch. Use promo code CWFGOLF2021 at account opening. $100 bonus will be deposited in a qualified Prime Share account within 6-8 weeks from account opening.
Savings Account - $100 Bonus
Open a new Prime Share account using promo code 100GDA21. The minimum balance to open and maintain a Prime Share account is $5. $100 deposit will be deposited in a qualified Prime Share account within 6-8 weeks from account opening.
Savings Account - $100 Bonus
Open a new Prime Share account using promo code 100GPS21. The minimum balance to open and maintain a Prime Share account is $5. $100 deposit will be deposited in a qualified Prime Share account within 6-8 weeks from account opening.
Savings Account - $100 Bonus
Open a new Prime Share account using promo code 100FBA21. The minimum balance to open and maintain a Prime Share account is $5. $100 deposit will be deposited in a qualified Prime Share account within 6-8 weeks from account opening.
Savings Account - $100 Bonus
Open a new Prime Share account using promo code CVD2020. The minimum balance to open and maintain a Prime Share account is $5. $100 deposit will be deposited in a qualified Prime Share account within 6-8 weeks from account opening.
Referral Program - $150 Bonus
Earn $150 Mastercard® Reward Card for every referral who successfully opens a qualifying checking account, and completes all qualifying requirements.
Personal Savings Account - $100 Bonus (Targeted)
New members will get $100 when they open a new Tower account. Member must enter promotion code when applying online or provide promotion code to Member Service Representative at Tower branch. $100 deposit will be deposited in a qualified Prime Share account within 6-8 weeks from account opening.
Tower Federal Credit Union Checking Bonus
Tower Federal Credit Union CD Rates
- 2-Year CD - 4.55% APY
- 1-Year CD - 4.50% APY
- 5-Year CD - 4.30% APY
- 4-Year CD - 4.25% APY
- 3-Year CD - 4.20% APY
- 18-Month CD - 4.10% APY
- 9-Month CD - 3.80% APY
- 6-Month CD - 1.45% APY
- 3-Month CD - 1.00% APY
Highlights
12 branch locations in the state of Maryland
Information sourced from the published website as of 08/07/2026.
Tower Federal Credit Union Alternatives
Bank of America Advantage Relationship Banking® - Up to $500 Bonus Offer
- New checking customers only: Get a bonus offer up to $500 after completing qualifying transactions. See offer page for more details
- Bank of America N.A. Member FDIC.
CIT Bank Platinum Savings - 4.10% APY Boost
| Tier | Boost APY |
|---|---|
| Balance over $5,000 | 4.10%* |
| Balance less than $5,000 | 0.60%* |
After boost is completed, you will continue to earn our best standard rates:
| Tier | APY |
|---|---|
| Balance over $5,000 | 3.75%1 |
| Balance less than $5,000 | 0.25%1 |
- Needs to use promo code to qualify: CITBoost
- Boost lasts 6 months over standard APY
- Tiered account
- $100 minimum account opening
- Member FDIC
- No Monthly Service fees
- No account opening fees
HSBC Premier - Up to $5,000
- Get $1,500: Deposit or invest $150,000 to $249,999
- Get $2,500: Deposit or invest $250,000 to $499,999
- Get $3,500: Deposit or invest $500,000 to $999,999
- Get $5,000: Deposit or invest $1,000,000+
How the offer works
- Open a Premier checking account by August 31, 2026
- Add your preferred amount of deposits and/or eligible investments within 20 days
- Maintain your balances for 3 full consecutive months
- Remain opted-in to receive HSBC marketing emails
If all offer requirements are met, the bonus will be paid within 8 weeks.
Discover what Premier gives you access to
- Premier Relationship Savings: Earn our best savings rate with a Premier Relationship Savings account for an introductory period and thereafter if you qualify.
- HSBC Global Money Transfers: Send money internationally, securely, quickly and fee-free in the mobile app, with our award-winning5 HSBC Global Money Transfers
- Credit cards: Enjoy a competitive range of rewards and benefits that complement your lifestyle
- Wealth management: Get a personalized financial plan, global opportunities and a Wealth Relationship Manager for investment support via HSBC Securities (USA) Inc.
No-Fee Business Checking
- $0 monthly service fee
- $0 minimum opening deposit
- Open up to 20 individual business checking accounts
- Earn up to 3.00% APY with automated savings
- Issue up to 50 Visa® debit cards to your team
Free Checking Account for Small Business Owners
- Sign up in 3 minutes; no credit check
- No account fees - $0 monthly fee, overdraft fee, foreign transaction fee, or ATM fees at approximately 40,000 locations
- Automatic Savings
- Get paid up to 2 days early
- Savings with up to 4.00% APY




