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Don't Overpay. Learn About Mortgages


    Study: Average Down Payment on a House

    Down payments aren't as big as you might think. 20% is not required. Don't assume you can't buy a home without 20% down. Read our report to see how others made homeownership a reality.

    Study: Average Cost of Homeowners Insurance

    Homeowners insurance rates are seeing an all-time high. Check out our report to learn the truth about the rates.

    Study: Average Mortgage Payment

    The average mortgage payment is on the climb. More people find it harder to secure a mortgage. Read our report to see just how difficult it is to afford a mortgage payment today.

    Bad Credit Home Loans: What You Need to Know

    Yes, you can still buy a home with bad credit. You may not pay outrageous rates and fees either. Even better news: subprime lenders aren't your only option. Many mainstream programs exist today. We discuss your options below.

    Loan Origination Fee: What You Need to Know

    One of the many charges you'll see when getting a mortgage is the loan origination fee. What is it, and how can you minimize it? We'll tell you all about it.

    Should I Buy a House? Pros and Cons

    Owning a home may be the American Dream, but it's not right for everyone. How will you know when it's right for you? It depends on many factors. Your finances, future plans, and savings habits play the largest role.

    How to Choose a Mortgage Lender

    Just as you wouldn't buy the first house you see, you may not want to go with the first mortgage lender that makes you an offer. Here's how to choose the right lender.

    Low-Income Home Loans: How You Can Buy a House

    You don't have to be "rich" to buy a home. You don't even need to put down 10% of the asking price. All you need to know is where to find low income home loans.

    What Does Prequalify for a Mortgage Mean?

    When you're told you have prequalified for a mortgage, it can give you some confidence about buying a home - but not much else. Here's what it means.

    95 LTV: Are Low Down Payment Mortgage Loans Available?

    Does purchasing a home make you think you need a 20% down payment? Depending on the price of the home, 20% can be a lot of money. Luckily, there are loans that allow less than 20% down. Deciding whether you should wait until you have 20% saved ...

About CreditDonkey®
CreditDonkey is a mortgage comparison website. We publish data-driven analysis to help you save money & make savvy financial decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.