Laurel Road Student Loans vs ELFI Student Loans
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| Learn More | ||
Laurel Road Student Loans | ELFI Student Loans | |
|---|---|---|
Refinance Student Loans - | ||
Benefits and Features | ||
| Variable APR | ||
| Fixed APR | ||
| Minimum Amount | ||
| Maximum Amount | No maximum - depends on your eligibility | |
| Loan Term | ||
| State Residency | All 50 states plus Washington D.C. and Puerto Rico | |
| Degree Requirements | Bachelor's or higher from an approved post-secondary institution and program of study | |
| Income Requirements | ||
| Employment Requirements | Must be employed or have an offer | |
| Interest Only Payments | ||
| Origination Fees | ||
| Prepayment Penalty | ||
| Can Use a Cosigner | ||
| Can Release a Cosigner | ||
| Auto-Pay Interest Rate Reduction | ||
| Soft Credit Check | ||
| Unemployment Protection | Yes - up to 12 months forbearance | |
CreditDonkey® Reviews | ||
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| Loan Term |   | |
| Customer Service |  | |
| Ease of Use | | |
| Interest Rates | | |
| Payment Flexibility | | |
| Pros & Cons | Pros:
| |
| Bottom Line | Good choice for low rates, but high eligibility requirements... | |
| Learn More | ||
Laurel Road: Pricing information from published website as of 03/18/2018 ELFI: Pricing information from published website as of 3/11/2024 | ||
Which Do You Think is Best?
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