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Recent Articles by Grace Carter5 Ways to Improve Bad Credit, Even in a Weak EconomyThe current American economy has created financial difficulties for many people. Those who have been hit hardest are having trouble paying credit card bills, utilities, and even making mortgage payments. However, even through a tough economy, ... Are Reward Points Credit Cards Worthwhile for You?If you are an established credit user and make frequent credit card purchases, you may benefit from obtaining a “rewards” card. Rewards credit cards are programs that allow you to earn points whenever you use the credit card for purchases. ... Pros and Cons of Hotel Point Credit CardsCredit card rewards programs can include earning points toward free stays at major hotel chains. With each purchase you make with the hotel rewards credit card, you earn point related to how much you spend. You can accumulate and redeem those ... How to Save Money with 0% Intro Purchase APRThe competition from credit card companies is at an all-time high. Credit card companies want your business and most are willing to wave fees and interest just to get you to sign up for their card. With these types of offers you can step in ... Pros and Cons of Instant Approval Credit CardsWith today’s technology, you can obtain instant access and approval for credit cards online through the internet. Credit card companies will take you through a step by step application process where you complete all the pertinent information. ... How to Save Hundreds Each Year: Use No Annual Fee CardsThe use of a credit card usually comes at a price. Credit card issuers can make you pay them in the form of interest, penalty fees, and annual fees. An annual fee is simply a fee you pay the issuer for the privilege of using their card. ... 10 Important Credit Card Terms You Should KnowDo you have credit cards in your wallet? It is likely that you have more than one. American consumers obtain credit cards from department stores, gas companies, and the full spectrum of Visa, MasterCard, Discover, and American Express. But ... How to Choose the Best Credit Cards for YouIn the wide world of credit cards, there are many options available to you. There are credit cards for gasoline companies, department stores, cards offering rewards, and others that offer an “introductory zero percent APR.” The types and ... How to Choose the Right Rewards Credit CardIf you are an honorable and smart credit card user, you should choose a credit card that rewards YOU for being a consistent and loyal customer. There are credit cards that offer cash back to you, discounts on purchases, and even valuable free ... How 0% Balance Transfer Credit Cards Can Save You MoneyAt least two or three times a week, you are barraged by a slew of new credit card offers, with each one offering something better than their competitors. Better rewards. Better APR. Better cash back. But in almost all cases, they all like to ... | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||