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Discover Open Road Card

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  • Receive a $150 Restaurant.com Gift Certificate with first purchase
  • 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 11.99% - 20.99%*
  • 2% automatically at gas stations and restaurants all year long*
  • Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information

See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

Disclaimer: This content is not provided or commissioned by Discover. Opinions expressed here are author's alone, not those of Discover, and have not been reviewed, approved or otherwise endorsed by Discover. This site may be compensated through Discover Affiliate Program.


Credit Card Review by CreditDonkey

Discover Open Road Card is a Personal Discover Network card with a $0 annual fee. Discover Open Road Card offers cash back rewards, dining rewards, gas rewards and $0 fraud liability.

Apply directly for the Discover Open Road Card with Discover secure online application.

Intro APR Intro Period as long as APR as low as Default APR
Purchases 0%12 months11.99% - 20.99% (Variable)25.99%
Balance Transfers 0%12 months11.99% - 20.99% (Variable)n/a
Cash Advances --23.99% (Variable)n/a

    Interest Rates & Interest Charges

  • Annual Percentage Rate (APR) for Purchases
    0% introductory APR for 12 months. After that, your APR will be as low as 11.99% to 20.99% (Variable) based on your creditworthiness and other factors.
  • Annual Percentage Rate (APR) for Balance Transfers
    0% introductory APR for 12 months. After that, your APR will be as low as 11.99% to 20.99% (Variable) based on your creditworthiness and other factors.
  • Annual Percentage Rate (APR) for Cash Advances
    APR will be as low as 23.99% (Variable) based on your creditworthiness and other factors.
  • Paying Interest for Purchases
    You usually have at least 25 days after the close of each billing cycle to pay your entire balance to avoid interest. If you are charged interest, the charge will be no less than $0.50

    Fees

  • Balance Transfer Transaction Fee
    3% of the amount of each transfer.
  • Cash Advance Transaction Fee
    Either $10.00 or 5% of the amount of each cash advance, whichever is greater.
  • Foreign Exchange Transaction Fee
    0% of the amount of each transaction.
  • Late Payment Fee
    Usually, a $35 fee for each late payment may apply.
  • Returned Payment Fee
    Usually, a $35 fee for each returned payment may apply.

Disclaimer: This content is not provided or commissioned by Discover. Opinions expressed here are author's alone, not those of Discover, and have not been reviewed, approved or otherwise endorsed by Discover. This site may be compensated through Discover Affiliate Program.


Articles on Discover Open Road Card

    Discover Open Road Review

    Discover Open Road Review

    October 29, 2008 - By Chris Anderson - Review
    The Discover Open Road Card is the perfect credit card for automotive enthusiasts and travelers. For starters, this Discover card offers you a 0% Annual Percentage Rate (APR) on balance transfers for the first year, as long as your credit is significantly above average. The 0% APR applies to your purchases for the first six months, as well. After that time, your APR becomes variable between 10.99 and 18.99%, again depending on your credit. Discover’s website (www.discovercard.com) allows ...

    Disclaimer: This content is not provided or commissioned by Discover. Opinions expressed here are author's alone, not those of Discover, and have not been reviewed, approved or otherwise endorsed by Discover. This site may be compensated through Discover Affiliate Program.


Comments about Discover Open Road Card

  • Jennifer
    on April 1, 2011 4:52 PM said:

    I travel ALOT because of my job, and my Discover Open Road Card has absolutely been a blessing. I used to have a similar card from another company, and I had to pay an annual feel, and the rewards were nowhere near as good. I've never been happier with a credit card!

    For one thing, there's NO annual fee! Nothing. Nada. Zilch. I actually MAKE money by using this card for everything. I get cash rewards! The icing on the cake is that I get dining rewards and gas rewards.

    Also, I'm a worry wart about theft because of a bad experience with my credit card being stolen. I feel so much more at ease knowing that I am responsible for nothing if my card is stolen while I'm on the road. If you're like me and your car is your 2nd home, you have to have this card in your wallet.

Comments may be filtered for language. CreditDonkey makes no guarantee of comments' factual accuracy. Some comments may be solicited, aggregated from external sources and/or compensated. Visitors may report inappropriate content by clicking the Report abuse link.

Disclaimer: This content is not provided or commissioned by Discover. Opinions expressed here are author's alone, not those of Discover, and have not been reviewed, approved or otherwise endorsed by Discover. This site may be compensated through Discover Affiliate Program.

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