Credit Card Interest Rates & Fees
|Introductory APR for Purchases||0% introductory APR for 15 months||0% introductory APR for 12 months|
|Introductory APR for Balance Transfers||0% introductory APR for 15 months||0% introductory APR for 12 months|
|Purchase APR||13.99% to 22.99% Variable based on your creditworthiness and other factors||10.99% to 22.99% Variable* based on your creditworthiness and other factors|
|Balance Transfers APR||13.99% to 22.99% Variable based on your creditworthiness and other factors||10.99% to 22.99% Variable* based on your creditworthiness and other factors|
Credit Card Rewards & Benefits
|Introductory Bonus Cash Back||Introductory Bonus Cash Back: Earn a $100 Bonus after you spend $500 on purchases in your first 3 months from account opening||Introductory Bonus Cash Back: Discover will double all the cash back you've earned at the end of your first year (only for new cardmembers).|
|Cash Back Rewards||Cash Back Rewards: Unlimited 1% Cash Back on every purchase||Cash Back Rewards: 1% cash back on all other purchases.|
|Bonus Cash Back||Bonus Cash Back: 5% Total Cash Back on up to $1,500 in combined purchases in bonus categories each quarter
It's free and easy to activate your bonus each quarter.|
Bonus Categories for 2015:
Q4 (October 1 – December 31, 2015): Amazon.com and more
|Bonus Cash Back: 5% cash back on up to $1,500 in purchases in categories that change each quarter (requires free and easy sign-up for 5% Cashback Bonus)*|
Bonus Categories for 2015:
October - December: Amazon.com, Department Stores, and Clothing Stores
Limitations apply*. See Issuer's Website for additional program details.
|Gas Rewards||Gas Rewards|
|Smart Chip||Smart Chip||Smart Chip|
CreditDonkey® Credit Card Reviews
|Pros & Cons||Pros:||Pros:|
|Bottom Line||Excellent cash back credit card for cardholders who pay in full... ||Excellent cash back credit card with no annual fee and low interest rate... |
|What Others View|
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.
Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.
Discover It: Pricing information including interest rates, rewards, benefits and fees were obtained on July 6, 2015 from published websites and are believed to be accurate, but not guaranteed.
Still need help deciding which cash back credit card is better? Read the in-depth reviews below. You may also be interested in comparing Chase Freedom or Blue Cash Everyday.
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