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Chase Freedom® vs Blue Cash Preferred® Card from American Express

Compare Rewards, Interest Rates, Fees, and Benefits

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Chase Freedom is an excellent cash back credit card for cardholders who pay in full. How does it compare to Blue Cash Preferred from American Express, a cash back, gas and grocery credit card? Read our comparison chart below.

Keep in mind, the Chase Freedom has a $0 annual fee, while the Blue Cash Preferred has a $95 annual fee.

 

Chase Freedom®

Blue Cash Preferred® Card from American Express

 

Credit Card Interest Rates & Fees

Introductory APR for Purchases0% introductory APR for 15 months0% introductory APR for 12 months
Introductory APR for Balance Transfers0% introductory APR for 15 months0% introductory APR for 12 months
Purchase APR14.24% to 23.24% Variable based on your creditworthiness and other factors13.24% to 23.24% Variable based on your creditworthiness and other factors
Balance Transfers APR14.24% to 23.24% Variable based on your creditworthiness and other factors13.24% to 23.24% Variable based on your creditworthiness and other factors
Annual Fee$0 annual fee$95 annual fee
 See Rates & Fees
 

Credit Card Rewards & Benefits

Introductory Bonus Cash BackIntroductory Bonus Cash Back: Get a $150 Bonus after spending $500 on purchases in your first 3 months from account opening.Introductory Bonus Cash Back: Special Offer - Earn 5% cash back on eligible travel purchases in the first 6 months, up to $200.
Plus, earn $150 back after you spend $1,000 in purchases on your new Card within the first 3 months.
You will receive cash back in the form of statement credits.
Cash Back RewardsCash Back Rewards: Unlimited 1% cash back on all other purchases.Cash Back Rewards: 6% at U.S. supermarkets on up to $6,000 per year in purchases (then 1%); 3% at U.S. gas stations; 1% other purchases. Terms and limitations apply.
Bonus Cash BackBonus Cash Back: Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories every 3 months like gas stations, restaurants, and wholesale clubs. Unlimited 1% cash back on all other purchases.
Bonus Categories for 2016:
Q1 (January 1 – March 31, 2016): Gas stations and local commuter transportation (not including parking, tolls, and Amtrak® purchases)
Q2 (April 1 - June 30, 2016): Grocery stores (not including Walmart®, Target®, discount or warehouse club store purchases)
Q3 (July 1 – September 30, 2016): Restaurants and Wholesale Clubs
Q4 (October 1 – December 31, 2016): Holiday shopping (details TBA)
 
Gas Rewards Gas Rewards: 3% cash back at U.S. gas stations. Terms and limitations apply
Grocery Rewards Grocery Rewards: 6% cash back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). Terms and limitations apply
Smart ChipSmart ChipSmart Chip
 

CreditDonkey® Credit Card Reviews

Pros & ConsPros:
  • Earn a $150 Bonus
  • 5% bonus rotating categories
  • Intro APR
  • No annual fee
Cons:
  • Foreign transaction fee
Pros:
  • 6% at US supermarkets (up to $6k/year in purchases)
  • 3% at US gas stations
  • Bonus cash back promotional offer
  • Intro APR on purchases and balance transfers for 12 months
Cons:
  • $95 annual fee
  • Not a Visa/MasterCard
Bottom LineExcellent cash back credit card for cardholders who pay in full... Read full reviewExcellent cash back credit card for groceries and gas... Read full review
 Learn More for Chase FreedomApply Now for Blue Cash Preferred Card from American Express
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    Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

    Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

    Disclaimer: The information for the Chase Freedom® has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

    Chase Freedom: Pricing information including interest rates, benefits and fees were obtained on July 4, 2016 from published websites and are believed to be accurate, but not guaranteed.

    Which is Better: Chase Freedom or Blue Cash Preferred?

    Still need help deciding which cash back credit card is better? Read the in-depth reviews below. You may also be interested in comparing Chase Freedom or Blue Cash Everyday.


    Explore Chase Freedom® In-Depth

      Chase Freedom Review

      Chase Freedom is one of the best credit cards for cash back, if used the right way. If not, there are drawbacks. Read on for the pros and cons to determine if this card is right for you.

      Disclaimer: The information for the Chase Freedom® has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.


    Explore Blue Cash Preferred® Card from American Express In-Depth

      Blue Cash Preferred

      If you are looking to get cashback rewards on common household categories like gas and groceries, consider the Blue Cash Preferred Card. American Express created the Preferred card as an upgrade to the Blue Cash Everyday.

    Which Do You Think is Best?

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    Compare Chase Freedom to:

    Chase Sapphire Preferred Card
    Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
    N/AN/A
    16.24% - 23.24% Variable
    Introductory Annual Fee of $0 the first year, then $95

    Blue Cash Everyday Card from American Express
    Introductory Bonus Cash BackCash Back RewardsGas RewardsGrocery RewardsCar Rental InsuranceExtended WarrantyPurchase ProtectionReturn ProtectionTravel Accident Insurance $0 Fraud Liability
    Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
    0% for 12 months
    0% for 12 months
    13.24% - 23.24% Variable
    $0

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    Compare Blue Cash Preferred to:

    The Amex EveryDay Preferred Credit Card from American Express
    Introductory Bonus Reward PointsPoint RewardsBonus Reward PointsGas RewardsGrocery Rewards$0 Fraud Liability
    Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
    0% for 12 months
    0% for 12 months
    13.24% - 23.24% Variable
    $95


    About CreditDonkey®
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    Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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