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Chase Freedom® vs Blue Cash Preferred® Card from American Express

Compare Rewards, Interest Rates, Fees, and Benefits

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Chase Freedom is an excellent cash back credit card for cardholders who pay in full. How does it compare to Blue Cash Preferred from American Express, a cash back, gas and grocery credit card? Read our comparison chart below.

Keep in mind, the Chase Freedom has a $0 annual fee, while the Blue Cash Preferred has a $75 annual fee.

 Chase FreedomBlue Cash Preferred Card from American Express
 Apply for Chase FreedomApply for Blue Cash Preferred Card from American Express
 

Chase Freedom®

Blue Cash Preferred® Card from American Express

 

Credit Card Summary

 
  • Named a Best Card for Cash Back by MONEY® Magazine
  • Earn a $100 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • Earn a $25 Bonus after you add your first authorized user and make a purchase within this same 3-month period
  • 0% Intro APR for 15 months on purchases and balance transfers. After the intro period, a variable APR of 13.99-22.99%
  • Unlimited 1% Cash Back on every purchase
  • 5% Total Cash Back on up to $1,500 in combined purchases in bonus categories each quarter
  • You'll enjoy new 5% categories every 3 months like Gas stations, Restaurants and Amazon.com. It's free and easy to activate your bonus each quarter!
  • No annual fee and rewards never expire as long as your account is open
  • Get $150 back after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive $150 back in the form of a statement credit.
  • Hassle-free cash back: no enrollment required, the same great reward categories year-round.
  • Earn Cash Back: 6% US supermarkets up to $6,000 per year in purchases, 3% US gas stations & select US dept stores, 1% other purchases. Terms and limitations apply.
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • 0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 12.99% to 21.99%, based on your creditworthiness and other factors.
  • Terms and limitations apply.
 

Credit Card Interest Rates & Fees

Introductory APR for Purchases0% introductory APR for 15 months0% introductory APR on Purchases for 15 months
Introductory APR for Balance Transfers0% introductory APR for 15 months0% introductory APR on Balance Transfers for 15 months
Purchase APR13.99% to 22.99% Variable based on your creditworthiness and other factors12.99% to 21.99% Variable based on your creditworthiness and other factors
Balance Transfers APR13.99% to 22.99% Variable based on your creditworthiness and other factors12.99% to 21.99% Variable based on your creditworthiness and other factors
Annual Fee$0 annual fee$75 annual fee
 

Credit Card Rewards & Benefits

Introductory Bonus Cash BackIntroductory Bonus Cash Back: Earn a $100 Bonus after you spend $500 on purchases in your first 3 months from account openingIntroductory Bonus Cash Back: Get $150 back after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive $150 back in the form of a statement credit.
Cash Back RewardsCash Back Rewards: Unlimited 1% Cash Back on every purchaseCash Back Rewards: 6% US supermarkets up to $6,000 per year in purchases, 3% US gas stations & select US dept stores, 1% other purchases. Terms and limitations apply.
Bonus Cash BackBonus Cash Back: 5% Total Cash Back on up to $1,500 in combined purchases in bonus categories each quarter It's free and easy to activate your bonus each quarter.
Bonus Categories for 2015:
Q1 (January 1 – March 31, 2015): Grocery stores (not including Walmart® and Target® purchases), movie theaters and Starbucks® stores
Q2 (April 1 – June 30, 2015): Restaurants, Bed Bath & Beyond®, H&M®, and Overstock.com®
Q3 (July 1 – September 30, 2015): Gas stations and Kohl's®
Q4 (October 1 – December 31, 2015): Amazon.com and more
 
Gas RewardsGas RewardsGas Rewards: 3% cash back at US gas stations
Grocery Rewards Grocery Rewards: 6% cash back at US supermarkets on up to $6,000 per year in purchases
Smart ChipSmart ChipSmart Chip
 Go to issuer's official application, terms, and detailsGo to issuer's official application, terms, and details
 

CreditDonkey® Credit Card Reviews

 Chase FreedomBlue Cash Preferred Card from American Express
Pros & ConsPros:
  • $100 bonus after you make $500 in purchases in your first 3 months
  • 5% bonus rotating categories
  • Full 1% cash back on every purchases
  • 0% intro APR on purchases and balance transfers for 15 months
  • No annual fee
Cons:
  • 3% foreign transaction fee
Pros:
  • 6% at US supermarkets (up to $6k/year in purchases)
  • 3% at US gas stations
  • $150 promotional offer
  • 0% intro APR on purchases and balance transfers for 15 months
Cons:
  • $75 annual fee
  • Not a Visa/MasterCard
Bottom LineExcellent cash back credit card for cardholders who pay in full... Read full reviewExcellent cash back credit card for groceries and gas... Read full review
 Apply for Chase Freedom®Apply for Blue Cash Preferred® Card from American Express
What Others View

See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

Which is Better: Chase Freedom or Blue Cash Preferred?

Still need help deciding which cash back credit card is better? Read the in-depth reviews below. You may also be interested in comparing Chase Freedom or Blue Cash Everyday.


Explore Chase Freedom® In-Depth

    Chase Freedom Review

    August 3, 2015 - By David R - Reviews for Chase Freedom
    If you want to earn cash back and score a good deal, you may want to consider the Chase Freedom. Read on for the reasons why this rewards credit card could be good for you — and why it has potential drawbacks.

Explore Blue Cash Preferred® Card from American Express In-Depth

    Blue Cash Preferred

    March 23, 2012 - By David R - Reviews for Blue Cash Preferred
    If you are looking to get cashback rewards on common household categories like gas and groceries, consider the American Express Blue Cash Preferred Card. American Express created the Preferred card (with a $75 annual fee) as an upgrade to the Blue Cash Everyday Card.

Recent Mentions


Compare Chase Freedom to:

Chase Sapphire Preferred Card

Chase Sapphire Preferred® Card

    Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
    N/AN/A
    15.99% Variable
    Annual Fee
    Introductory Annual Fee of $0 the first year, then $95
    Chase Slate

    Chase Slate®

      Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
      0% for 15 months
      0% for 15 months
      12.99%, 17.99%, or 22.99% Variable
      Annual Fee
      $0
      Blue Cash Everyday Card from American Express

      Blue Cash Everyday® Card from American Express

      Introductory Bonus Cash BackCash Back RewardsGas RewardsGrocery Rewards
        Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
        0% on Purchases for 15 months
        0% on Balance Transfers for 15 months
        12.99% - 21.99% Variable
        Annual Fee
        $0

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        Cash Back Credit Cards 2015

        We think you'll agree with us when we say:

        Compare Blue Cash Preferred to:

        The Amex EveryDay Preferred Credit Card from American Express
        Introductory Bonus Reward PointsPoint RewardsBonus Reward PointsGas RewardsGrocery Rewards
        Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
        0% on Purchases for 15 months
        0% on Balance Transfers for 15 months
        12.99% - 21.99% Variable
        $95

        About CreditDonkey®
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