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0% Finance Intro Credit Cards

Save Money with 0% Financing Promotions
Compare credit cards with 0% APR promotions


Citi Diamond Preferred Card
Read ReviewApply for Citi Diamond Preferred Card
Editors' Choice
0% Finance Intro Credit Cards
  • Get 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
  • Citi® Price Rewind searches for a lower price. Learn how you can get lower price after you purchase an item.
  • Let our 24/7 concierge service help book your hotel rooms, flights and more.
  • Enjoy special access to presale tickets, preferred seating, VIP packages, and unique entertainment experiences through Citi Private Pass®.
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
  • No annual fee*
ConciergeEventsCar Rental InsuranceExtended WarrantyPurchase ProtectionBaggage InsuranceTravel Accident Insurance$0 Fraud LiabilityEmergency Assistance
Our Review: With its 18-month 0% APR on purchases and balance transfers, the Citi Diamond Preferred Card is a great pick for people who carry a balance. While this card does offer a few other benefits, such as a concierge service and price protection, its main attraction is its introductory APR... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 18 months
0% for 18 months
11.99% - 21.99% (Variable)
$0

Citi Simplicity Card
Read ReviewApply for Citi Simplicity Card
  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • No late fees - EVER
  • No penalty rate - EVER
  • No annual fee - EVER
  • Save time when you call with fast, personal help, 24 hours a day.
Car Rental InsuranceExtended WarrantyPurchase ProtectionBaggage InsuranceTravel Accident Insurance$0 Fraud LiabilityIdentity Theft Assistance
Our Review: By not charging for late payments, the Citi Simplicity Card gives cardholders some breathing room when it comes to managing their credit. Plus, with an 18-month 0% introductory APR on purchases and balance transfers, this card is a smart pick for people who carry a balance. In exchange for this flexibility, the Citi Simplicity Card does not have a rewards program... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 18 months
0% for 18 months
12.99% - 21.99% (Variable)
$0

U.S. Bank Visa Platinum Card
Read ReviewApply for U.S. Bank Visa Platinum Card
  • 0% Intro APR* on purchases and balance transfers for 15 billing cycles. After that, a variable APR currently 9.99%-23.99%
  • No annual fee*
  • Online bill pay for a fast and convenient way to pay bills online with your U.S. Bank Visa® Platinum
  • $0 fraud liability* for unauthorized transactions if your card is ever lost or stolen
  • Fraud Protection detects and notifies you of any unusual card activity to help prevent fraud
  • Online account management and account alerts
Car Rental Insurance$0 Fraud Liability
Our Review: With free access to your monthly credit score and no annual fee, the US Bank Platinum Visa Card is a good choice for those who plan to carry a balance. The lack of rewards makes it less than ideal for those who don't carry a balance. However, if you’re paying down some debt, the 0% intro APR and low regular APR make this card the way to go... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 15 months
0% for 15 months
9.99% - 23.99% (Variable)
$0

U.S. Bank FlexPerks Business Cash Rewards Visa Card
Read ReviewApply for U.S. Bank FlexPerks Business Cash Rewards Visa Card
  • 0% Intro APR* for 15 billing cycles on purchases and balance transfers
  • Earn 3% cash rewards on cellular, gas and purchases made at office supply stores and 1% on all other purchases
  • 25% annual bonus of your prior year's cash rewards up to $250
  • No cap on the cash rewards you can earn and they never expire
  • $0* annual fee if you make one purchase per year, otherwise $25*
Cash Back RewardsBonus Cash BackGas RewardsOffice RewardsNo Expiration on RewardsNo Limits on Rewards
Our Review: Earn rewards on purchases in common business categories such as cellular, gas, and at office supply stores with the US Bank FlexPerks Business Cash Rewards Card. Provided you make at least one purchase per year on the card, there is no annual fee... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 15 months
0% for 15 months
11.99% - 17.99% (Variable)
$0 annual fee if you make one purchase per year, otherwise $25

U.S. Bank FlexPerks Business Travel Rewards Visa Card
Read ReviewApply for U.S. Bank FlexPerks Business Travel Rewards Visa Card
  • Get 17,500 bonus FlexPoints after the first $2,500 in net purchases in the first 150 days;
  • Award travel starts at just 20,000 FlexPoints (up to a $400 ticket value) on over 150 airlines with no blackout dates or redemption fees;
  • Earn one FlexPoint for every $1 of eligible net purchases charged to your card;
  • Earn two FlexPoints for every $1 spent on gas, office supplies or airline purchases – whichever you spend most on each monthly billing cycle – and on most cell phone expenses;
  • Earn Triple FlexPoints for your charitable donations;
  • Earn 5,000 FlexPoints when you refer a friend who acquires and uses the card;
  • Receive an airline allowance of up to $25 with every award travel ticket to use toward baggage fees, in-flight food or drinks and more;
  • $0 Annual Fee* the first year, and every year your company spends $24,000 on card; otherwise $55*
Introductory Bonus Reward PointsAirline RewardsPoint Rewards
Our Review: With an introductory 17,500 bonus FlexPoints after $2,500 in net purchases within the first 150 days, the U.S. Bank FlexPerks Business Travel Rewards Visa Card can help cut down on business and travel expense. Redeem reward points toward award travel - starting at 20,000 FlexPoints (up to $400 ticket value) on over 150 airlines with no blackout dates... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 12 months
0% for 12 months
11.99% - 17.99% (Variable)
$0 introductory for first year, then $55

Citi Dividend Platinum Select Visa Card - $100 Cash Back
Read ReviewApply for Citi Dividend Platinum Select Visa Card - $100 Cash Back
  • $100 cash back after $500 in purchases within the first 3 months of account opening
  • 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*.
  • Earn 5% cash back from Citi at Home Depot, Home furnishing stores and home and garden stores between 4/1/13 and 6/30/13, with enrollment
  • Enroll at no additional cost each quarter for new categories that earn additional cash back.
  • Full 1% cash back on all other purchases and eligible cash advances.
  • No Annual Fee*
Introductory Bonus Cash BackCash Back RewardsBonus Cash BackCar Rental InsuranceExtended WarrantyPurchase ProtectionBaggage InsuranceTravel Accident Insurance$0 Fraud Liability Identity Theft Assistance
Our Review: If you’re looking for a cash back card with a 0% introductory APR and no annual fee, you should consider the Citi Dividend Platinum Select Visa Card. This card also offers rotating cash back bonus categories and a sign-up bonus. But big spenders beware: the annual $300 cash back limit might put a damper on your earnings... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 12 months
0% for 12 months
12.99% - 22.99% (Variable)
$0

Citi ThankYou Preferred Rewards Card
Read ReviewApply for Citi ThankYou Preferred Rewards Card
  • Earn 15,000 bonus ThankYou Points after $1000 in card purchases within 3 months of account opening – enough for $150 in gift cards or other great rewards!
  • 0% intro APR on Balance Transfers and Purchases for 12 months. After that, the variable APR will be 12.99%-22.99% based upon your creditworthiness*
  • Earn 1 ThankYou Point for every $1 you spend on all purchases
  • No expiration and no limit on the points you can earn
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • Earn extra points when you shop through the ThankYou® Bonus Center, a network of 600+ retailers you know and love
  • Travel with ease and enjoy global acceptance with Chip Technology
  • No annual fee*
Introductory Bonus Reward PointsPoint RewardsBonus Reward PointsNo Expiration on RewardsNo Limits on Rewards$0 Fraud Liability
Our Review: If you want a rewards card with bonus points, but don't want to worry about purchase categories, the Citi ThankYou Preferred Card might be a good fit for you. With a 15,000 bonus point offer and an anniversary bonus, this card helps you earn rewards without an annual fee... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 12 months
0% for 12 months
12.99% - 22.99% (Variable)
$0

Upromise World MasterCard
Apply for Upromise World MasterCard
  • No annual fee
  • Earn $50 cash back with your first purchase
  • With eligible online purchases through Upromise, you can earn 5% or more cash back as well as an additional 5% when you use your Upromise World MasterCard
  • Earn 4% back at thousands of participating Upromise dining restaurants
  • Earn up to 3% cash back on eligible gas purchases at Exxon or Mobile locations
  • Earn 2% cash back at eligible movie theaters
  • Earn 1% cash back everywhere else
  • Earn cash back on every purchase with no caps
  • 0% introductory APR on purchases and balance transfers for the first 12 months from account opening. After that, a variable APR, currently 12.99% or 20.99% depending on your creditworthiness.
Introductory Bonus Cash BackCash Back Rewards
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 12 months
0% for 12 months
12.99% - 20.99% (Variable)
$0

NFL Extra Points Credit Card
Read ReviewApply for NFL Extra Points Credit Card
  • All 32 teams and NFL Shield card available
  • 0% Intro APR on balance transfers and purchases for the first 12 months after account opening, after that a variable APR currently 13.74% to 22.74% depending upon your creditworthiness
  • One-time bonus of 10,000 points after first use on the card, equal to $100 cash back statement credit
  • Earn 2 points for every $1 spent on NFL or team purchases - 1 point for all other purchases
  • No cap on points earned and points never expire
  • Redeem points for merchandise, once-in-a-lifetime experiences, game tickets, or 1% cash back statement credits
  • 20% off every purchase at NFLShop.com - that's $20 off every $100 you spend
Introductory Bonus Cash BackCash Back RewardsNo Expiration on RewardsNo Limits on Rewards
Our Review: With an introductory bonus of 10,000 points (worth a $100 cash back statement credit) after your first purchase, 0% intro APR on balance transfers and purchases for 12 months and no annual fee, the NFL Extra Points Credit Card is a great deal, NFL fan or not... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 12 months
0% for 12 months
13.74% - 22.74% (Variable)
$0

U.S. Bank FlexPerks Travel Rewards Visa Signature Card
Read ReviewApply for U.S. Bank FlexPerks Travel Rewards Visa Signature Card
  • Get 17,500 bonus FlexPoints after the first $2,500 in net purchases in the first 150 days.
  • Award travel starts at just 20,000 FlexPoints (up to a $400 ticket value) on over 150 airlines with no blackout dates or redemption fees
  • Earn one FlexPoint for every $1 of eligible net purchases charged to your card
  • Earn two FlexPoints for every $1 spent on gas, grocery or airline purchases – whichever you spend most on each monthly billing cycle – and on most cell phone expenses
  • Earn Triple FlexPoints for your charitable donations
  • Earn 5,000 FlexPoints when you refer a friend who acquires and uses the card
  • $0 Annual Fee* the first year, after that $49*
  • Earn 3,500 bonus FlexPoints each year when you spend $24,000 in Net Purchases. You can redeem these FlexPoints for your annual fee or combine them with other FlexPoints for travel or many other rewards
  • Receive an airline allowance of up to $25 with every award travel ticket to use toward baggage fees, in-flight food or drinks and more
Introductory Bonus Reward PointsAirline RewardsPoint RewardsTravel RewardsBonus Reward Points
Our Review: With a flexible reward structure that helps maximize reward points every monthly billing cycle and a generous travel rewards redemption program, the US Bank FlexPerks Travel Rewards Card is a good choice for people who like to travel. Plus, new cardholders can earn 17,500 bonus FlexPoints after the first $2,500 in net purchases in the first 150 days. The reward structure is a bit complicated and there is a $49 annual fee (no annual fee for the first year), so there are several factors to ..... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 12 months
0% for 12 months
13.99% - 23.99% (Variable)
$0 introductory for first year, then $49

Barclaycard Rewards MasterCard - Excellent Credit
Read ReviewApply for Barclaycard Rewards MasterCard - Excellent Credit
  • Earn 5,000 points, equal to a $50 statement credit, after your first purchase or balance transfer
  • 0% Introductory APR for 12 months on purchases and balance transfers
  • No annual fee
  • Earn 2 points per $1 on gas, grocery, and utility purchases
  • Earn 1 points per $1 everywhere else
  • Use the points you earn like cash to pay for almost any purchases you've made.
  • No blackout date, no redemption fees, no limit on the points you can earn and no complicated set up.
  • This offer is for individuals with a good to excellent credit history which amongst other things is clear of bankruptcy and delinquent accounts
Introductory Bonus Reward PointsCash Back RewardsPoint RewardsGas RewardsGrocery RewardsNo Expiration on RewardsNo Limits on Rewards
Our Review: Offering 2 points per $1 spent on gas, grocery, and utility purchases and 1 point per $1 spent on all other purchases, the Barclaycard Rewards card can help households save money. It also comes with a generous introductory bonus of a $50 credit after your first purchase. However, to qualify for this card, you’ll usually need excellent credit... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 12 months
0% for 12 months
14.99% - 24.99% (Variable)
$0

The Premier Miles & More World MasterCard
Read ReviewApply for The Premier Miles & More World MasterCard
  • Earn 20,000 award miles after your first purchase
  • Earn an additional 30,000 award miles when you spend $5,000 on purchases in the first 90 days
  • Cardholders receive a companion ticket annually.
  • Enjoy 2 award miles per $1 on Miles & More integrated airline ticket purchases
  • Earn 1 award mile per $1 spent everywhere else
  • No mileage expiration with monthly qualifying purchases
  • 0% Intro APR on purchases and balance transfers for the first 12 months after account opening, after that a variable APR currently 15.99% to 24.99% depending upon your creditworthiness.
  • Please see terms and conditions for complete details
Introductory Bonus Airline RewardsAirline Rewards
Our Review: Fly Lufthansa Airlines at least a few times a year? Then consider earning miles with Lufthansa and receiving a lucrative introductory bonus with the Premier Miles and More World MasterCard. At a reasonable $79 annual fee, you’ll come out ahead with these rewards... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 12 months
0% for 12 months
15.99% - 24.99% (Variable)
$79

1-2-3 REWARDS Visa Card
Apply for 1-2-3 REWARDS Visa Card
  • Save an Additional 25¢ a gallon for the first three months when you redeem 100 fuel points at participating Kroger family of stores fuel centers
  • Earn free groceries faster at Kroger, King Soopers, Dillons Smith's, Fry's and QFC
  • 3 points per $1 spent on Kroger family of brand products
  • 2 points per $1 spent in the Kroger® family of stores (excluding fuel centers)
  • 1 point per $1 spent anywhere Visa Cards are accepted
  • Every 1,000 points earned gets $5 in free groceries. Rewards sent automatically every quarter
  • 0% intro APR* for 9 billing cycles on purchases and balance transfers. After that, a variable APR currently 13.99%-23.99%
  • $0 annual fee*
Point RewardsGrocery Rewards$0 Fraud Liability
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 9 months
0% for 9 months
13.99% - 23.99% (Variable)
$0

Discover it
Read ReviewApply for Discover it
  • The new Discover it card is out to change the way people think about credit cards.
  • Fair...No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won't increase your APR for paying late.*
  • Generous...5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.*
  • Plus a Cashback Concierge(SM) who guides a free, personalized online tour to help you get the most rewards for how you use your card.
  • Flexible...Choose your own due date and pay up to midnight ET online or by phone.
  • Human...talk to a real person any time with 100% U.S.-based service.
  • 0% Intro APR* on balance transfers for 18 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.
  • 0% Intro APR* on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. *Click apply for Terms & Conditions.
Cash Back RewardsBonus Cash BackNo Limits on RewardsExtended WarrantyPurchase ProtectionReturn Protection$0 Fraud Liability
Our Review: A generous cash back and 18-month balance transfer offer makes the Discover It Card the go-to card to keep more money in your pocket. When you consider the rewards, low fees, and good customer service, it’s pretty easy to see why Discover It is one of the most popular cash back credit cards available... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 6 months
0% for 18 months
10.99% - 22.99% (V)*
$0

Barclaycard Rewards MasterCard - Average Credit
Read ReviewApply for Barclaycard Rewards MasterCard - Average Credit
  • Earn 2,500 Bonus Points after your first purchase
  • 0% Introductory APR for 6 months on purchases and balance transfers
  • No annual fee
  • Earn 2 points per $1 on gas, grocery, and utility purchases
  • Earn 1 points per $1 everywhere else
  • Use the points you earn like cash to pay for almost any purchases you've made.
  • No blackout date, no redemption fees, no limit on the points you can earn and no complicated set up.
  • Reports to all 3 major credit bureaus monthly providing you the opportunity to rebuild your credit score
Introductory Bonus Reward PointsCash Back RewardsPoint RewardsGas RewardsGrocery RewardsNo Expiration on RewardsNo Limits on Rewards
Our Review: For people with average credit looking to earn reward points with no annual fee, the Barclaycard Rewards MasterCard is a good pick. The card's relatively high interest rate makes it best suited for people who plan to pay in full each month... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 6 months
0% for 6 months
24.99% (Variable)
$0

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Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author’s alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program.