CreditDonkey is a credit card comparison and reviews website. This website is made possible through financial relationships with card issuers and some of the products and services mentioned on this site. Advertiser Disclosure†

Updated October 16, 2018

Wells Fargo Credit Card Promotions: November 2018

Read more about Wells Fargo
Editorial Note: This content is not provided by the card issuer. Opinions expressed here are author's alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer.
This article contains references to products from our partners. We may receive compensation if you apply or shop through links in our content. You help support CreditDonkey by reading our website and using our links. (read more)

Wells Fargo is offering promotions for new credit card applicants. Which deal is right for you? Read this in-depth guide.

Wells Fargo is well-known for their banking products, but their credit cards are often overlooked. But they do have credit card offers worth considering.

Read on for the list of current card promotions for new applicants.

Featured Wells Fargo Promotions

  • Wells Fargo Cash Wise Visa: Spend $1,000 within the first 3 months and earn a $200 bonus.

  • Wells Fargo Platinum: Get 0% intro APR for 18 months on purchases and balance transfers. After that, the variable APR is 13.49% - 26.99% (Variable)

Wells Fargo Phone Number:

  • To apply for a credit card by phone, you can call 1-800-932-6736.
  • For existing cardholders, you can call 1-800-642-4720 with any questions.

Cash Rewards Cards

Wells Fargo Cash Wise offers a $200 cash rewards bonus after you spend $1,000 within the first 3 months. This card earns 1.5% cash rewards on purchases. There is a 0% intro APR for 12 months on purchases and balance transfers. After that, a 15.99% - 26.99% variable APR. Balance transfer fees apply. There is a $0 annual fee.

Balance Transfer Card

Wells Fargo Platinum offers 0% intro APR for 18 months on purchases and balance transfers. After that, a 13.49%-26.99% variable APR. Balance transfer fees apply. There is a $0 annual fee.

In-Depth Guide to Wells Fargo Credit Cards

© CreditDonkey

Already have an account? You can log in right on Well Fargo's main page. Online banking and credit card accounts are all available through this log in.

Which Wells Fargo Deal Is Right for You?

To pick the right card for you, consider the following factors:

  • Your financial goal: If you would like cashback rewards, look into the Cash Wise Visa. If paying down debt is your biggest priority, the Platinum Card has the longest intro APR length. But it has no rewards.

  • Intro APR: The Wells Fargo cards below all offer an introductory APR period for purchases and balance transfers. If you need time to pay off some debt or large purchases, be sure to choose the card with an intro APR term right for you. The Platinum card offers the longest term.

  • Your credit score: Your credit score will largely determine what card you're able to quality for. These cards below are generally for those with good to excellent credit.

Did you know: Cellular Telephone Protection reimburses up to $600 per claim ($1,200 per 12-month period) for damaged or stolen cell phones. You must pay your cell phone bills with your eligible Wells Fargo consumer credit card to receive this benefit.

Wells Fargo Credit Card Offers for New Applicants

New Application: Before you apply for a new Wells Fargo card, here are some things you need to know.

  • If you opened a Wells Fargo card in the past 15 months, you may not be eligible for the sign-up bonus and intro APR rate on another card.

  • If you opened a Wells Fargo credit card in the past 6 months, you may not qualify for another Wells Fargo card.

Now let's go deeper into each Wells Fargo card.

Application:

  • Where to apply: When you're ready to apply, visit Wells Fargo website. You can also apply by phone at 1-800-932-6736 or at a branch.

  • Already applied? If you applied online, you can check the status of your application online. If you are not a Wells Fargo banking customer, you'll be sent an email with a unique Access Code you can use to check your application status. If you do already have a Wells Fargo login, then simply log in with your username and password.

Earn Cash Back: Wells Fargo Cash Wise

© CreditDonkey

Wells Fargo Cash Wise Visa offers generous rewards for a no-annual-fee card.

You get $200 cash bonus if you spend $1,000 in purchases within the first 3 months of account opening. All purchases earn 1.5% cash back with no cap.

And for the first 12 months, if you make purchases on a qualified mobile wallet (such as Apple Pay, Google Pay, or Android Pay), you earn an additional 20% bonus. This means you can earn up to 1.8% cash back the first year.

You can redeem your cash rewards right at the ATM. So you can literally see your rewards in the form of cold, hard cash.

It also has a 0% intro APR on new purchases and balance transfers for 12 months. After that, the APR is 15.99% - 26.99% (Variable).

See how Wells Fargo Cash Wise compares against:

Balance Transfer: Wells Fargo Platinum

If you have existing debt from another credit card, a balance transfer can give you time to pay it while getting a break on interest.

Wells Fargo Platinum will give you the most time to pay off debt. It offers 0% APR for 18 months on purchases and balance transfers. After that, the variable APR is 13.49% - 26.99% (Variable).

However, there is a balance transfer fee of 3% for the first 18 months (with a $5 minimum). After that, it goes to 5% for each transfer (with a $5 minimum). This could make the transfer very costly if you have a large amount to transfer. But if you need a long time to pay off the debt, the money you save in interest could be well worth the transfer fee.

Making Your Choice

 

Wells Fargo Cash Wise Visa® Card

Wells Fargo Platinum Visa® Card

 

Interest Rates and Fees

Introductory APR for Purchases0% introductory APR for 12 months0% introductory APR for 18 months
Introductory APR for Balance Transfers0% introductory APR for 12 months0% introductory APR for 18 months
Purchase APR15.99% to 26.99% (Variable) based on your creditworthiness and other factors13.49% to 26.99% (Variable) based on your creditworthiness and other factors
Balance Transfers APR15.99% to 26.99% (Variable) based on your creditworthiness and other factors13.49% to 26.99% (Variable) based on your creditworthiness and other factors
Annual Fee$0 annual fee$0 annual fee
 

Benefits and Features

Introductory Bonus Cash BackIntroductory Bonus Cash Back: Earn a $200 cash rewards bonus after spending $1,000 in the first 3 months 
Cash Back RewardsCash Back Rewards: Earn unlimited 1.5% cash rewards on purchases
Enjoy 1.8% cash rewards on qualified mobile wallet purchases, like Apple Pay® or Google Pay™, during the first 12 months from account opening
 

Wells Fargo Cash Wise: Pricing information including interest rates, benefits and fees was obtained on October 2, 2018 from published websites and is believed to be accurate, but not guaranteed.

Wells Fargo Platinum: Pricing information including interest rates, benefits and fees was obtained on November 13, 2018 from published websites and is believed to be accurate, but not guaranteed.

Disclaimer: The information for the Wells Fargo Cash Wise Visa® Card and Wells Fargo Platinum Visa® Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Hopefully, certain cards stuck out for you as you looked down this list. Which card is the best fit for you depends on your spending patterns and what you hope to get out of your credit card. As with any credit decision, research is important to make sure you pick the card that's best for your specific financial situation.

Payment: To make a Wells Fargo credit card payment, you have several options:

  • Automated monthly payments deducted from your checking or savings account. You can choose to pay the minimum, your full balance, or a specified amount.
  • A one-time online transfer from your checking or savings account. You can make a same-day payment (before midnight PST) or schedule a future payment.
  • Use Online Bill Pay to pay your credit card bill if you have a Wells Fargo checking account.
  • By phone by calling 1-800-869-3557; available 24/7
  • By mail in check to Wells Fargo Card Services, P.O. Box 51193, Los Angeles, CA 90051-5493

Remember: as with all credit card and bank offers, terms and limitations apply.

Disclaimer: Opinions expressed here are author's alone. Please support CreditDonkey on our mission to help you make savvy decisions. Our free online service is made possible through financial relationships with some of the products and services mentioned on this site. We may receive compensation if you shop through links in our content.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. This site may be compensated through the Advertiser's affiliate programs.

Disclaimer: The information for the Wells Fargo Cash Wise Visa® Card, Wells Fargo Platinum Visa® Card, Chase Freedom, Discover it® Cash Back, and Citi® Double Cash Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

More from CreditDonkey:


Credit Cards for Young Adults


Airline Miles for Beginners


Credit Cards with No Balance Transfer Fee

More Articles in Reviews


Wells Fargo Credit Cards


Leave a comment about Well Fargo Credit Card Offers?

Name
Email (won't be published)


Wells Fargo Cash Wise

Wells Fargo Cash Wise cash back card gives you rewards on all purchases. But there are some restrictions. Is it worth the hype? Keep reading to find out.
More Articles in Reviews






About CreditDonkey®
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.