Wells Fargo Cash Wise vs Chase Freedom

Compare Rewards, Interest Rates, Fees, and Benefits

How does Wells Fargo Cash Wise compare to Chase Freedom, a cash back credit card? Read our comparison chart below.

	Wells Fargo Cash Wise Visa® card	Chase Freedom
	Credit Card Interest Rates & Fees
Introductory APR for Purchases	0% introductory APR for 15 months	0% introductory APR for 15 months
Introductory APR for Balance Transfers	0% introductory APR for 15 months on qualifying balance transfers	0% introductory APR for 15 months
Purchase APR	15.74% to 27.74% (Variable) based on your creditworthiness and other factors	16.74% to 25.49% Variable based on your creditworthiness and other factors
Balance Transfers APR	15.74% to 27.74% (Variable) based on your creditworthiness and other factors	16.74% to 25.49% Variable based on your creditworthiness and other factors
Annual Fee	$0 annual fee	$0 annual fee
	Credit Card Rewards & Benefits
Introductory Bonus Cash Back	Earn a $150 cash rewards bonus after spending $500 in the first 3 months	Earn a $150 bonus after spending $500 on purchases in your first 3 months from account opening.
Cash Back Rewards	Earn unlimited 1.5% cash rewards on purchases Enjoy 1.8% cash rewards on qualified mobile wallet purchases, like Apple Pay® or Google Pay™, during the first 12 months from account opening	Unlimited 1% cash back on all other purchases.
Bonus Cash Back		Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter. Unlimited 1% cash back on all other purchases. Bonus Categories for 2019: January - March 2019: Gas Stations, Drugstores, and Tolls April - June 2019: Grocery Stores and Home Improvement Stores July - September 2019: Gas Stations and Select Streaming Services October - December 2019: Department Stores, PayPal and Chase Pay
	CreditDonkey® Credit Card Reviews
Pros & Cons		Pros: Earn a $150 Bonus 5% bonus rotating categories Intro APR No annual fee Cons: Foreign transaction fee
Bottom Line	Read full review	Excellent cash back credit card for cardholders who pay in full... Read full review
	Read Wells Fargo Cash Wise Review	Read Chase Freedom Review
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Disclaimer: The information for the Wells Fargo Cash Wise Visa® card and Chase Freedom has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Wells Fargo Cash Wise: Pricing information including interest rates, benefits and fees was obtained on September 24, 2019 from published websites and is believed to be accurate, but not guaranteed. Chase Freedom: Pricing information including interest rates, benefits and fees was obtained on October 10, 2019 from published websites and is believed to be accurate, but not guaranteed.

Articles on Wells Fargo Cash Wise Visa® card

Wells Fargo Cash Wise Review

Wells Fargo Cash Wise cash back card gives you rewards on all purchases. But there are some restrictions. Is it worth the hype? Keep reading to find out.

Articles on Chase Freedom

Chase Freedom Review

Chase Freedom is one of the best credit cards for cash back, if used the right way. If not, there are drawbacks. Read on for the pros and cons to determine if this card is right for you.

Chase Freedom Credit Score

Chase Freedom usually requires a good credit score (680+). But this is not the only deciding factor. Find out how to improve your odds.

Chase Freedom Rewards

With 5% cash back on bonus categories, the Chase Freedom is a high-earning cash back card. Get details on the rewards calendar and how it works.

Which Do You Like and Why?

Wells Fargo Propel Review

Wells Fargo Propel American Express® Card offers a large bonus promotion, 3x bonus categories, and has no annual fee. Does it live up to the hype? Read on for the pros and cons.

Well Fargo Credit Card Offers

Wells Fargo is offering promotions for new credit card applicants. Which deal is right for you? Read this in-depth guide.

Disclaimer: The information for the Wells Fargo Propel American Express® card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Compare Wells Fargo Cash Wise to:

Capital One® Quicksilver® Cash Rewards Credit Card

Intro APR for Purchases	Intro APR for Balance Transfer	Regular APR	Annual Fee
0% intro on purchases for 15 months	0% intro on balance transfers for 15 months	15.74% - 25.74% (Variable)	$0

Wells Fargo Propel American Express® card
Intro APR for Purchases	Intro APR for Balance Transfer	Regular APR	Annual Fee
0% for 12 months	0% for 12 months on qualifying balance transfers	15.74% - 27.74% (Variable)	$0

Disclaimer: The information for the Capital One® Quicksilver® Cash Rewards Credit Card and Wells Fargo Propel American Express® card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Compare Chase Freedom to:

Chase Freedom Unlimited®


Intro APR (Purchases)	Intro APR (Balance Transfer)	Regular APR
0% for 15 months	0% for 15 months	16.74% - 25.49% Variable
Annual Fee
$0

Chase Sapphire Preferred® Card


Intro APR (Purchases)	Intro APR (Balance Transfer)	Regular APR
N/A	N/A	17.99% - 24.99% Variable
Annual Fee
$95

Capital One® Venture® Rewards Credit Card



Intro APR (Purchases)	Intro APR (Balance Transfer)	Regular APR
N/A	N/A	17.49% - 24.74% (Variable)
Annual Fee
$0 intro for first year; $95 after that

Disclaimer: The information for the Capital One® Venture® Rewards Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

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