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Stash vs Empower

Stash is a good investment app to guide beginners to invest in stocks. How does it compare to Empower? Read our comparison chart below.

Stash simplifies investing for novices. This app is not a robo-advisor and will not manage investments for you. Instead, it guides beginners to select investments aligned with their goals and risk level. There is no minimum balance to start investing.

While Empower offers free advanced financial tools and paid wealth management services. Find out more

Compare Stash with Empower, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 Empower
 Learn MoreVisit Site
 

Stash

Empower

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Read Stash Review

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Free Money Management Tools - Learn More

Read Empower Review

 

Benefits and Features

Stock Trading
$0
 
Options Trading
No
 
Annual Fee
  • STASH Growth ($3/mo)
  • STASH+ ($9/mo)
0.89% for first $1 million, 0.79% for first $3 million, next $2 million 0.69%, next $5 million, 0.59%, and 0.49% over $10 million
Minimum Deposit
$0
$100,000
Phone SupportYes - normal business hours, plus Sat & Sun 11a-5p ET
Yes
Live Chat Support
No
No
Email Support
Yes
Yes
Human Advisors
No
Yes
Robo Advisor 
Check
Assets Under Management
$3 Billion
$1.2 trillion
Tax Loss Harvesting
No
Yes
Goal Tracker
Yes
Yes
Automatic Deposits
Yes
Yes
Online Platform
Yes
Yes
iPhone App
Yes
Yes
Android App
Yes
Yes
BankingAll users get a cash account with a debit card. No minimum balance, no overdraft fees, and free ATM access at 19,000+ ATMS. 
Mobile App
Yes
Yes
Investment Tracking 
Check
Single Stock Diversification 
Yes
Fractional Shares
Yes
No
Taxable Accounts
Yes
Yes
401k Plans
No
Yes
IRA Accounts
Yes
Yes
Roth IRA Accounts
Yes
Yes
SEP IRA Accounts
No
Yes
Trust Accounts
No
Yes
529 Plans
No
Yes
 

CreditDonkey® Reviews

 Empower
Annual FeeStarStarStarHalf StarEmpty Star
Minimum DepositStarStarStarStarStar
Customer ServiceStarStarStarEmpty StarEmpty StarStarStarStarStarStar
Human AdvisorsStarStarStarStarStar
Robo AdvisorStarStarStarEmpty StarEmpty Star
PriceStarStarStarStarStar
Goal TrackerStarStarStarStarStar
BudgetingStarStarStarEmpty StarEmpty Star
Ease of UseStarStarStarStarStar
Investment TrackingStarStarStarStarStar
Retirement PlanningStarStarStarStarStar
Pros & ConsPros:
  • Guidance for beginners
  • Automatically save and invest through round-ups and recurring transfers
Cons:
  • Fees are high for small balances
  • High ETF expense ratio
  • Limited research
Pros:
  • Retirement planner
  • Free portfolio advice
  • Robo plus human advisors
Cons:
  • $100,000 min for advisory service
  • Higher fees than competitors
Bottom LineGood investment app to guide beginners to invest in stocks... Read full reviewFree advanced tools plus hybrid advisory service for people with over $100k in investments... Read full review
 Learn MoreVisit Site

Sign Up and Get $5

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Stash: Pricing information from published website as of 08/14/2019

Empower: Pricing information from published website as of 04/30/2020

Empower: Empower Personal Wealth, LLC (“EPW”) compensates CREDITDONKEY INC for new leads. CREDITDONKEY INC is not an investment client of Personal Capital Advisors Corporation or Empower Advisory Group, LLC.

Empower

Empower Personal Cash

  • 4.70% APY
  • $0 monthly fee
  • Withdraw up to $100k per day
Funds placed in the Empower Personal Cash Program are FDIC insured by program banks up to an aggregate of $5,000,000. (up to $10 million for joint accounts)

Which is Better: Stash or Empower?

Still need help deciding which investing is better? Read the in-depth reviews below. You may also be interested in comparing Stash or Robinhood.

In short: Empower's customer service is excellent.


Articles on Stash

Stash

Can Stash help make you money? Find out if the investing app is legit and how it compares to apps like Acorns and Robinhood.

Articles on Empower

Empower

Empower offers wealth management services and free financial tools. But is it legit? Find out if this robo advisory service is right for you.

Is Empower Safe

Empower offers free budgeting tools. But is it safe to link all your financial accounts? Learn just how secure Empower is.

Empower vs Quicken

Quicken is the oldest name in personal finance software, while Empower is newer and offers advanced tools for free. Read on to see if it's a good alternative to Quicken.

Empower vs Mint

Empower and Mint are popular money management apps. Read this review to find out how they compare and which one is better for you.

Which Do You Think is Best?





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