SoFi vs Axos Bank

SoFi is a personal loans with low APR and fees. Must have good credit to qualify. How does it compare to Axos Bank? Read our comparison chart below.

	SoFi	Axos Bank
		Member FDIC
	Learn More	Visit Site
	OFFER Refinance Student Loans - Learn More Read SoFi Review	SPECIAL OFFER Rewards Checking - Up to 3.30% APY - Learn More Read Axos Bank Review
	Benefits and Features
Savings	Up to 4.60% APY	0.61% APY (balances under $25k); 0.25% APY ($25K-$100K); 0.15% APY ($100k and over)
CD	N/A	0.20% APY. Terms of 3 months to 5 years. $1,000 minimum
Checking	0.50% APY on checking balances with direct deposit activity or qualifying deposits	Rewards Checking: Up to 3.30% APY Cashback Checking: Up to 1% cashback
Money Market		0.25% APY
Mobile App		iOS & Android
ATMs		Approximately 91,000 partner ATMs
Customer Service		24/7
Locations		Online only
	CreditDonkey® Reviews

Fees
Eligibility
Interest Rates
Savings
CD
Checking
Money Market
Mobile App
ATMs
Locations
Pros & Cons	Pros: Competitive, fixed rates Low fees No collateral Cons: Slower underwriting process High standards for borrowers	Pros: Checking with rewards No monthly fee Domestic ATM rebates Cons: Low CD rates No physical branches
Bottom Line	Personal loans with low APR and fees. Must have good credit to qualify... Read full review	Full-service online bank with excellent cashback and interest checking... Read full review
	Learn More	Visit Site
	Refinance Student Loans Personal Loans: Borrow Between $5k-$100k Active Investing with SoFi	Rewards Checking - Up to 3.30% APY Basic Business Checking - Up to $400 Bonus CashBack Checking - Earn up to 1.00% Cash Back
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Axos Bank: Pricing information from published website as of 04/10/2024.

Member FDIC

Rewards Checking - Up to 3.30% APY

Get Deal

Expires 6/30/2024

Use promo code AXOS300 and apply by June 30th, to earn up to a $300 bonus!
Up to 3.30% APY
Zero monthly maintenance fees
Zero overdraft or NSF fees
Zero minimum monthly balance reqs
Unlimited domestic ATM fee reimbursements
Online debit card management
Simple, 3-step process for direct deposit
Only $50 to open an account

Member FDIC

Basic Business Checking - Up to $400 Bonus

Get Deal

Expires 6/30/2024

Business owners get up to $400 welcome bonus!*
Open a business checking account by June 30 and get up to $400 when you use promo code NEW400 on your application and maintain a minimum average daily balance of $50,000.*
Zero opening deposit and cash deposits accepted
Zero minimum monthly balance requirements
Two domestic wire reimbursements monthly
Unlimited domestic ATM fee reimbursements
Enhanced Visa benefits and first 50 checks free
Dedicated relationship manager and more

Member FDIC

CashBack Checking - Earn up to 1.00% Cash Back

Get Deal

Earn up to 1.00% cash back on signature-based purchases
Unlimited domestic ATM fee reimbursement
No monthly maintenance fee
$50 minimum balance required to open account

Which is Better: SoFi or Axos Bank?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing SoFi or Chase.

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