Self

Self is currently offering one promotion. Read our in-depth review of Self to see why Self scored 4.3 stars out of 5. We like their no hard credit check, available in all 50 states, get your money back (minus interest and fees), and cancel anytime.

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Build Credit for Free

Get a Free Mastercard to pay your subscriptions and build your credit

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Credit Building Made Easy

• No credit pull required
• With 0% interest
• Open your account in minutes

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Build Credit & Earn Rewards

• No credit check
• Instant approval
• 0% APR / $0 fees

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Build Credit for Only $5/month

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• Overview
• Compared to Kikoff
In-Depth Review

Highlights

Credit Building Tools

• Credit Builder Loan
• Self Secured Visa® Credit Card
• Rent and Bills Reporting
Compare: Self vs Kikoff
Credit Bureaus Reporting

• Credit Builder Loan, Credit Card, and Rent Reporting: 3 Main Credit Bureaus
• Bills Payment Reporting: TransUnion
Fees

• Credit Builder Loan: $9 one-time administrative fee
• Rent Reporting: Free
• Bills Payment Reporting: $6.95/month
Monthly Loan Payment
Starts at $25/month. Sample loans: $25/mo, 24 mos, $9 admin fee, 15.92% APR; $35/mo, 24 mos, $9 admin fee, 15.97% APR; $48/mo, 24 mos, $9 admin fee, 15.72% APR; $150/mo, 24 mos, $9 admin fee, 15.88% APR. See self.inc/pricing
Loan Term
24 months
APR
15.92% APR for $25/mo plan; 15.97% APR for $35/mo plan; 15.72% APR for $48/mo plan; 15.88% APR for $150/mo plan
Credit Limit
Credit Card: $100 Minimum
Mobile App
Yes

More Information

• Credit Builder Accounts & Certificates of Deposit made/held by Lead Bank, Sunrise Banks, N.A., SouthState Bank, N.A., First Century Bank, N.A., each Member FDIC. Subject to credit approval. Self Secured Visa® Credit Card issued by Lead Bank or SouthState Bank, N.A., each Member FDIC. See self.inc for details.
• For the complete terms and conditions, view the merchant's website. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. Please review the terms and conditions on the merchant's website.

	Visit Site	Visit Site
	Self	Kikoff
	Benefits and Features
Credit Building Tools	Credit Builder Loan Self Secured Visa® Credit Card Rent and Bills Reporting	Credit Account Credit Builder Loan Kikoff Secured Credit Card Rent Reporting
Credit Bureaus Reporting	Credit Builder Loan, Credit Card, and Rent Reporting: 3 Main Credit Bureaus Bills Payment Reporting: TransUnion	Credit Account: Equifax and Experian Credit Builder Loan: TransUnion and Equifax Credit Card: 3 Main Credit Bureaus Rent Reporting: Equifax
Fees	Credit Builder Loan: $9 one-time administrative fee Rent Reporting: Free Bills Payment Reporting: $6.95/month	Credit Account: $5/month Credit Service Fee Rent Reporting: Free
Monthly Loan Payment	Starts at $25/month. Sample loans: $25/mo, 24 mos, $9 admin fee, 15.92% APR; $35/mo, 24 mos, $9 admin fee, 15.97% APR; $48/mo, 24 mos, $9 admin fee, 15.72% APR; $150/mo, 24 mos, $9 admin fee, 15.88% APR. See self.inc/pricing	$10/month
Loan Term	24 months	12 months
APR	15.92% APR for $25/mo plan; 15.97% APR for $35/mo plan; 15.72% APR for $48/mo plan; 15.88% APR for $150/mo plan	0%
Credit Limit	Credit Card: $100 Minimum	Credit Account: $750 (can be used at Kikoff Store only) Secured Credit Card: $50 minimum
Mobile App	Yes	Yes
	Visit Site	Visit Site

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