23 Ways to Redeem AMEX Membership Rewards

There are many ways to redeem American Express Membership Rewards points, so how do you decide? Read on for a list of transfer ideas to inspire you.

List of Airline Transfer Partners

You can squeeze more value out of your points if you do it right. In our opinion, transferring your points to a partner frequent flyer program is one of the best ways to use your Membership Rewards points. For example: if you have 30,000 MR points, you could either book a flight through American Express Travel and get roughly $300 in value, OR you can transfer those points and book a roundtrip flight from Los Angeles to Hawaii.

The trick is knowing where to look and being willing to shop around before you redeem.

AMEX Membership Rewards Airline Transfer Partners Screenshot from January 11, 2017. Values may change at any time.

Membership Rewards Airline Transfer Partners:

• Aeromexico 1:1.6
  
• Air Canada (Aeroplan) 1:1
  
• Air France KLM (Flying Blue) 1:1
  
• Alitalia (Millemiglia) 1:1
  
• All Nippon Airways 1:1
  
• Asia Miles 1:1
  
• British Airways 250:200
  
• Delta Air Lines (SkyMiles) 1:1
  
• El Al Israel Airlines 1,000: 20
  
• Emirates 1:1
  
• Etihad Airways 1:1
  
• Hawaiian Airlines 1:1
  
• Iberia Plus 250: 200
  
• JetBlue Airways 250: 200
  
• Singapore Airlines 1:1
  
• Virgin Atlantic Airways 1:1

Conversion rates based on information from published websites on January 11, 2017. Conversion rates and increments may change at any time.

List of Hotel Transfer Partners

AMEX Membership Rewards Hotel Transfer Partners Screenshot from January 11, 2017

AMEX Membership Rewards Hotel Partners:

• Choice Privileges Rewards 1:1
  
• Hilton HHonors (1,000 AMEX Membership Rewards Points = 1,500 Hilton HHonors Points)

Generally speaking, the point value of transferring AMEX MR to hotel partners is not as good as transferring to airline partners. We're going to focus this article on transferring points toward free flights.

Current Membership Rewards Promotions: October 2018

Ways to Use AMEX Points

© CreditDonkey

We've gathered some of our favorite most visited, exotic, and wanderlust-worthy destinations around the globe. And we want to help you get to them.

In our opinion, these are some of the best ways to use AMEX Membership Rewards points.

So check your latest Membership Rewards balance and consider the many ways you can convert your points to achieve your dream vacation. We've included some sample routes from different areas within the U.S. for reference.

Note: The value of points is based on data as of September 2016. Redemption options and value can change at any time.

Which of these places are you daydreaming about?

1. Hawaii

Hawaii, despite being part of the United States, is not a paradise in our backyard. It costs a considerable amount of money and time to get to. A roundtrip, nonstop flight usually costs about $500-$700 from the mainland U.S. to the remote tropical paradise of Hawaii. Use these transfers to get to Hawaii cheaper, and enjoy the beautiful soft sandy beaches, lush greenery, luaus, and that famous Aloha spirit.

Here are some sample routes:

• Los Angeles (LAX) - Honolulu (HNL): 30,000 Flying Blue Miles on Air France (flight operated by Delta)
  
• New York (JFK) - Honolulu (HNL): 40,000 ANA Mileage Club Miles on All Nippon Airways (partner flight operated by Hawaiian Airlines)
  
• Houston (HOU) - Honolulu (HNL): 35,000 KrisFlyer miles on Singapore Airlines (Star Alliance flight operated by United Airlines)

All flights are roundtrip, non-stop.

2. Cancun, Mexico

Cancun is America's favorite vacation destination, and for good reason. A short jaunt to our southern neighbor puts you in a completely different world of white sandy beaches, ancient Mayan ruins, an underwater world, 5-star dining, and wild nightlife. It's got something for everyone. Roundtrip flights are generally not too expensive (around $350-$400, depending on your season and starting point).

Here are some sample routes:

• New York (JFK) - Cancun (CUN): 25,000 Flying Blue Miles on Air France (flight operated by Aeromexico)
  
• Chicago (MDW/ORD) - Cancun (CUN): 25,000 Flying Blue Miles on Air France (flights operated by Alaska, Air France, Delta, Copa, and Aeromexico)
  
• San Jose (SJC) - Cancun (CUN): 25,000 Flying Blue Miles on Air France (flight operated by Alaska and Delta)

Flights are roundtrip and may include 1 stop.

3. Paris, France

Ah, the City of Lights. Stroll down the Seine, stop for a moment for a freshly made crepe, get lost for hours among the greatest artists in history inside the Louvre, and then watch the Eiffel Tower light up at night in gold. Paris is perhaps that one destination that everyone wishes to visit once in their lifetime.

If you're lucky enough to be from a city from which European budget airlines depart (e.g., New York, Los Angeles, San Francisco), you can fly roundtrip to Paris for as low as $400 during off-peak season.

For the rest of you, here are some transfer options:

• Houston (HOU) - Paris (CDG): 50,000 Flying Blue Miles on Air France
  
• Miami (MIA) - Paris (CDG): 50,000 Flying Blue Miles on Air France
  
• Philadelphia (PHL) - Paris (CDG): 50,000 Flying Blue Miles on Air France (flight operated by Delta)

Flights are roundtrip, non-stop.

We found some examples where a transfer would make more sense, but make sure you check first if it's better to just buy the ticket for cash, ESPECIALLY if you're traveling during an off-peak time.

4. London

London is a city that captivates almost everyone. From the beautiful architecture to charming pubs to vibrant markets to edgy street art, there's no end to the surprises that the city delivers. And of course you'll also find the iconic red phone booths, double-decker buses, and the fuzzy hats of the Queen's guards. London is a place you'll have to see for yourself.

Good thing you can use your points to score a deal for an award flight, because the pounds will not be in your favor when you get there.

Here are some sample routes:

• Los Angeles (LAX) - London (HLR): 50,000 KrisFlyer Miles on Singapore Airlines (flight operated by Virgin Atlantic)
  
• New York (JFK) - London (HLR): 45,000 Asia Miles on Cathay Pacific (flight operated by American Airlines and British Airways)
  
• Austin (AUS) - London (HLR): 45,000 Asia Miles on Cathay Pacific (flight operated by British Airways)

All flights are roundtrip, non-stop. If you're going off-season, make sure to check if it's better to pay directly with cash.

5. New York

Coming back Stateside, why not discover more of your own country? New York is at the top of the list for domestic explorers. Take in the dazzling skyscrapers and the historic buildings, the bustling streets and the peaceful Central Park, the world-class museums, the nightlife, and a Broadway show.

Here are some sample routes:

• Los Angeles (LAX) - New York (JFK): 25,000 SkyMiles on Delta Air Lines
  
• Miami (MIA) - New York (JFK): 20,000 Asia Miles on Cathay Pacific (flight operated by American Airlines)
  
• Denver (DEN) - New York (JFK): 20,000 SkyMiles on Delta Air Lines

All flights are roundtrip, non-stop.

6. Toronto, Canada

Or visit our neighbor up north with a trip to Toronto, Canada's largest city. See the view from CN Tower (do the EdgeWalk if you dare!), explore the medieval splendor of Casa Loma, wander through the artsy Distillery District, and stuff your belly at St. Lawrence Market.

Here's some sample routes:

• Los Angeles (LAX) - Toronto (YYZ): 25,000 Aeroplan Miles on Air Canada
  
• New York (JFK) - Toronto (YYZ): 15,000 Aeroplan Miles on Air Canada
  
• Portland (PDX) - Toronto (YYZ): 25,000 Aeroplan Miles on Air Canada

All flights are roundtrip, non-stop.

7. San Jose, Costa Rica

Looking for the ultimate nature escape? For somewhere that still feels wild and untamed, the rainforest country of Costa Rica in Central America provides plenty of thrills. Zipline over the dense rainforest canopy, hike up a volcano, go horseback riding on the beach, unwind in a natural hot spring, and see the abundant wildlife up close (try to spot a sloth!).

Most travelers fly into San Jose, and from there, cheap domestic flights or other forms of transport can be used to reach your destination.

Here are some sample routes:

• Los Angeles (LAX) - San Jose (SJO): 30,000 Flying Blue Miles on Air France (flight operated by Alaska and Delta)
  
• Houston (HOU) - San Jose (SJO): 35,000 KrisFlyer Miles on Singapore Airlines (flight operated by United)
  
• Portland (PDX) - San Jose (SJO): 30,000 Flying Blue Miles on Air France (flight operated by Alaska and Delta)

All flights are roundtrip. We suggest non-stop if possible, but in some cases, a city doesn't provide a non-stop flight (such as Portland).

8. The Bahamas

Many of us dream of that Caribbean escape. Practically just a hop away from the U.S., just a short flight will transport you to a serene, azure world. The Bahamas is made up of a chain of hundreds of islands. Most people fly into Nassau and use the ferry to get to the islands (swim with piggies in Exuma!). Depending on where you're from, a flight could cost $600 roundtrip; get to paradise cheaper with these transfers.

Here are some sample routes:

• Los Angeles (LAX) - Nassau (NAS): 30,000 Flying Blue Miles on Air France (flight operated by Copa Airlines and Delta)
  
• Chicago (MDW/ORD) - Nassau (NAS): 30,000 Flying Blue Miles on Air France (flight operated by Copa Airlines and Delta)
  
• Boston (BOS) - Nassau (NAS): 30,000 Flying Blue Miles on Air France (flight operated by Copa Airlines and Delta)

Some flights may include one stop.

9. San Juan, Puerto Rico

Puerto Rico is a U.S. territory, but it's an entirely different world. And American citizens don't need a passport to go to Puerto Rico, which is awesome because you get to visit another country even if you don't have a passport. Enjoy the sandy beaches, rainforests, and the distinctive cocina corilla (the local food).

Here are some sample routes:

• Portland (PDX) - San Juan (SJU): 25,000 Flying Blue Miles on Air France (flight operated by Alaska and Delta)
  
• Denver (DEN) - San Juan (SJU): 25,000 Flying Blue Miles on Air France (flight operated by Delta)
  
• Philadelphia (PHL) - San Juan (SJU): 25,000 Flying Blue Miles on Air France (flight operated by Delta)

10. Rome, Italy

Seriously, the food! Doesn't your mouth water at the thought of fresh, handmade pasta and a glass of Sangiovese? Rome is the perfect starting point for your great Italian adventure. Soak in the rich history of this ancient city, and then hop on a train to explore the beauty of the Amalfi Coast, the rolling hills (and wine!) of Tuscany, and the canals of Venice.

Here are some sample routes:

• Los Angeles (LAX) - Rome (FCO): 50,000 Flying Blue Miles on Air France (flights operated by SkyTeam)
  
• New York (JFK) - Rome (FCO): 50,000 Flying Blue Miles on Air France (flights operated by SkyTeam)
  
• Austin (AUS) - Rome (FCO): 50,000 Flying Blue Miles on Air France (flight operated by Alitalia and Delta)

Flights are roundtrip and may include one stop.

11. Barcelona, Spain

Barcelona (part of an area called Catalonia) has a completely different feel from the rest of traditional Spain. It's hip, it's cosmopolitan. Soak up the sun on the miles of beach, admire the quirky Gaudi buildings, revel in the stunning architecture of La Sagrada Familia, and of course, eat all the pintxos and tapas your heart desires.

Here are some sample routes:

• Los Angeles (LAX) - Barcelona (BCN): 50,000 Flying Blue Miles on Air France (flights operated by SkyTeam)
  
• New York (JFK) - Barcelona (BNC): 50,000 Flying Blue Miles on Air France (flights operated by SkyTeam)
  
• Chicago (MDW/ORD) - Barcelona (BNC): 50,000 Flying Blue Miles on Air France (flights operated by SkyTeam)

Flights are roundtrip and may include one stop.

12. Tokyo, Japan

Japan draws many visitors for its traditional, yet quirky, culture and delicate, delicious food. Tokyo is almost a sensory overload. It's got ancient temples, gigantic electronic stores, vending machines with anything you can think of, and more Michelin-starred restaurants than anywhere in the world.

Here are some sample routes:

• Los Angeles (LAX) - Tokyo (NRT): 50,000 ANA Mileage Club Miles on All Nippon Airways
  
• New York (JFK) - Tokyo (NRT): 50,000 ANA Mileage Club Miles on All Nippon Airways
  
• Miami (MIA) - Tokyo (NRT): 55,000 ANA Mileage Club Miles on All Nippon Airways (flights operated by Star Alliance)

Flights are roundtrip and may include one stop.

13. Beijing, China

China may not be at the top of many U.S. folks' travel wish list because of the long flight, but once you get there, you'll find a country rife with history, natural beauty, friendly locals, and some of the best food in the world. Standing on the Great Wall is truly an experience like no other. And remember, no trip to Beijing is complete without indulging in the traditional Peking roast duck.

Here are some sample routes:

• Los Angeles (LAX) - Beijing (PEK): 55,000 ANA Mileage Club Miles on All Nippon Airways
  
• Houston (HOU) - Beijing (PEK): 55,000 ANA Mileage Club Miles on All Nippon Airways
  
• Philadelphia (PHL) - Beijing (PEK): 60,000 ANA Mileage Club Miles on All Nippon Airways (flights operated by Lufthansa, United, Air Canada, and Air China)

Flights are roundtrip and may include one stop.

14. Shanghai, China

While Beijing is historic and traditional, Shanghai is young and trendy while still managing to retain an old China feel in many areas. Stroll along the Bund at night, with the dazzling skyline on one side and the beautiful colonial buildings on the other. Go for an extravagant brunch and then join the locals for some cheap, delicious street food.

Here are some sample routes:

• San Francisco (SFO) - Shanghai (PVG): 60,000 ANA Mileage Club Miles on All Nippon Airways (flight operated by United)
  
• Denver (DEN) - Shanghai (PVG): 60,000 ANA Mileage Club Miles on All Nippon Airways (flights operated by Star Alliance)
  
• Baltimore (BWI) - Shanghai (PVG): 60,000 ANA Mileage Club Miles on All Nippon Airways (flights operated by Air Canada and United)

Flights are roundtrip and may include one stop.

15. Hong Kong

Hong Kong - a former British colony and now an autonomous territory of China - is often described as "East meets West." It has evolved into its own unique culture, with a love for afternoon tea, wonderful and weird street markets, and hybrid local food. It's a city that's built vertically, with one of the densest skyscrapers in the world, and also one of the most splendid skylines.

Here are some sample routes:

• San Francisco (SFO) - Hong Kong (HKG): 51,000 KrisFlyer Miles on Singapore Airlines
  
• New York (JFK) - Hong Kong (HKG): 55,000 ANA Mileage Club Miles on All Nippon Airways
  
• Chicago (ORD) - Hong Kong (HKG): 55,000 ANA Mileage Club Miles on All Nippon Airways

Flights are roundtrip and may include one stop.

16. Seoul, South Korea

Seoul has become one of the hottest Asian destinations. It's no surprise as the city boasts a lively nightlife, vibrant local cuisine, and abundant shopping opportunities. Visit Seoul and discover exactly what Gangnam Style is all about!

Here are some sample routes:

• Los Angeles (LAX) - Seoul (GMP): 55,000 ANA Mileage Club Miles on All Nippon Airways
  
• Portland (PDX) - Seoul (ICN): 60,000 ANA Mileage Club Miles on All Nippon Airways (flights operated by Star Alliance)
  
• Austin (AUS) - Seoul (ICN): 60,000 ANA Mileage Club Miles on All Nippon Airways (flights operated by Asiana Airlines, Air Canada, United, and Singapore Airlines)

Flights are roundtrip and may include one stop.

17. Thailand

Thailand tends to conjure up images of the ultimate exotic getaway. It does have it all: Beyond the large crazy metropolis of Bangkok, discover a country of mesmerizing temples, pristine beaches, and ancient ruins. It's also got some of the best - and cheapest - food you'll ever eat by the side of the road.

Most people fly into Bangkok, and from there it is easy to grab a cheap domestic flight to the other regions or use local ground transportation.

Here are some sample routes:

• Los Angeles (LAX) - Bangkok (BKK): 65,000 ANA Mileage Club Miles on All Nippon Airways
  
• Miami (MIA) - Bangkok (BKK): 80,000 Flying Blue Miles on Air France (flights operated by Star Alliance)
  
• Chicago (ORD) - Bangkok (BKK): 65,000 ANA Mileage Club Miles on All Nippon Airways

Flights are roundtrip and may include one stop.

18. Singapore

This tiny island-country has developed a vibrant culture all of its own. Singapore has its own food, customs, and even its own special brand of "Singlish." It's the very juxtaposition of modern - skyscrapers and world-class dining - and traditional - old shop houses and cheap hawker fare - that makes this multi-ethnic city so interesting.

Here are some sample routes:

• Los Angeles (LAX) - Singapore (SIN): 59,500 KrisFlyer Miles on Singapore Airlines
  
• New York (JFK) - Singapore (SIN): 63,800 KrisFlyer Miles on Singapore Airlines
  
• Boston (BOS) - Singapore (SIN): 80,000 ANA Mileage Club Miles on All Nippon Airways (flights operated by Star Alliance)

Flights are roundtrip and may include one stop.

19. Maldives

Where else can you literally sleep in a hut right over the water? Imagine waking up in the morning and immediately diving off your balcony into the clear Indian Ocean. For many of us, the Maldives is that one ultimate - yet unattainable - dream destination. Luckily, if you're willing to cash in enough MR points, and spend a bit more time in transit, you can potentially make this dream a reality. And then have a bit more to spend on those luxury huts over the water.

Here are some sample routes:

• Los Angeles (LAX) - Male (MLE): 80,000 Flying Blue Miles on Air France (flights operated by SkyTeam)
  
• Denver (DEN) - Male (MLE): 80,000 ANA Mileage Club Miles on All Nippon Airways (flights operated by Lufthansa)
  
• Houston (HOU) - Male (MLE): 80,000 ANA Mileage Club Miles on All Nippon Airways (flights operated by Turkish Airlines, Lufthansa, and United)

Flights are roundtrip and may include one stop.

20. Bali, Indonesia

Eat, Pray, Love may have helped put Bali onto the map for Americans, but it was a favorite vacation destination in Southeast Asia long before that. You can channel your inner Julia Roberts and discover Bali's sandy beaches, lush rice paddies, rich Indonesian culture, yoga, and delicious local cuisine.
Unless you're flying from a major airport like LAX, flights to Bali can be very expensive, costing up to $1,500 for a roundtrip.

Here are some sample routes:

• Portland (PDX) - Bali (DPS): 80,000 Flying Blue Miles on Air France (flight operated by Garuda Indonesia and Delta)
  
• Miami (MIA) - Bali (DPS): 110,000 Asia Miles on Cathay Pacific (flight operated by Qatar Airways)
  
• Boston (BOS) - Bali (DPS): 80,000 Flying Blue Miles on Air France (flight operated by Garuda Indonesia and Japan Airlines)

Flights are roundtrip and may include one stop.

21. Lima, Peru

Looking for a different kind of vacation? Consider Peru. Follow the famous Inca Trail to Machu Picchu, one of the world's most beautiful ruins, embedded in the heart of the High Andes. And when you're not conquering the trails, explore the bustling city of Lima and indulge in the local cuisine - a unique fusion of local flavors with Japanese/Chinese influences.

Here are some sample routes:

• Los Angeles (LAX) - Lima (LIM): 35,000 Flying Blue Miles on Air France (flights operated by SkyTeam)
  
• New York (JFK) - Lima (LIM): 35,000 Flying Blue Miles on Air France (flights operated by SkyTeam)
  
• Chicago (MDW/ORD) - Lima (LIM): 35,000 Flying Blue Miles on Air France (flights operated by SkyTeam)

Flights are roundtrip and may include one stop.

22. South Africa

Get in touch with your wild side and get up close to the animals of the Great Plains on a South African Safari. Seeing these majestic creatures in their natural habitat is an experience that can't be described. Most people fly in to Cape Town or Johannesburg, depending on where they want to visit. A safari adventure is not cheap, so good thing you can offset the cost a bit with an award flight.

Here are some sample routes:

• Los Angeles (LAX) - Johannesburg (JNB): 65,000 ANA Mileage Club Miles on All Nippon Airways (flights operated by Star Alliance)
  
• New York (JFK) - Johannesburg (JNB): 65,000 ANA Mileage Club Miles on All Nippon Airways (flights operated by Star Alliance)
  
• Miami (MIA) - Johannesburg (JNB): 65,000 ANA Mileage Club Miles on All Nippon Airways (flights operated by Star Alliance)

Flights are roundtrip and may include one stop.

23. New Zealand

New Zealand is one of the most beautiful countries in the world, famed for its incredible natural landscapes. And if you're a hardcore fan of Lord of the Rings, you'll recognize many filming locations. And you can even visit Hobbiton in North Island - the picturesque village of Middle Earth, where you'll find little hobbit holes tucked under rolling green hills.

Most people fly into Auckland, where you can then find cheap domestic flights if you want to travel to another region. New Zealand is expensive to get to, with roundtrips often costing way over $1,000.

Here are some sample routes:

• Los Angeles (LAX) - Auckland (AKL): 75,000 ANA Mileage Club Miles on All Nippon Airways (flights operated by Star Alliance)
  
• New York (JFK) - Auckland (AKL): 75,000 ANA Mileage Club Miles on All Nippon Airways (flights operated by Hawaiian Airlines, Air China, Air New Zealand, and All Nippon)
  
• Houston (HOU) - Auckland (AKL): 75,000 ANA Mileage Club Miles on All Nippon Airways (flights operated by United, Air China, Air Newland, and All Nippon)

Travel the World

Are you ready for your next vacation?

Did we inspire you to start planning your next trip? If you're not quite there yet with your American Express points, keep using your AMEX Membership Rewards card throughout the year and you'll be surprised at how much closer you'll get to your dream getaway.

Note: Redemption options and value can change at any time. You are usually responsible for any taxes, fees, and surcharges. While many AMEX Membership Rewards transfer partners are at 1:1 ratio (meaning you transfer 1,000 Membership Rewards for 1,000 miles or points), some are at a different ratio, including British Airways, Iberia, EL AL Israel Airlines, Hilton, and JetBlue Airways. Terms and limitations apply.

New AMEX Consumer Card Promotions

American Express Platinum offers 60,000 Membership Rewards points if you spend $5,000 on purchases with your new card within the first three months of opening your account. You earn 5x Membership Rewards® points on flights booked directly with airlines or with American Express Travel. This is a charge card so you will have to pay your balance in full each month. There is a $550 annual fee.

This card includes several benefits for travelers: This card offers Uber VIP status and free rides in the U.S. up to $15 each month, plus a bonus $20 in December. That can be up to $200 in annual Uber savings. This card also offers up to a $200 airline fee credit per calendar year to cover baggage fees and more at your selected qualifying airline. This card gives you access to 5 airport lounge networks including The Centurion® lounge network, The International American Express lounges, Delta Sky Club® lounges, Priority Pass(TM) Select, and Airspace Lounge. Enrollment required for Priority Pass Select. There is no foreign transaction fees. This card also gives you access to Platinum Card® Concierge. You can enroll to get complimentary Hilton Honors™ Gold Status and complimentary Starwood Preferred Guest® Gold Status. Terms Apply.

American Express Gold Card lets you earn 25,000 Membership Rewards® Points after you use your new Card to make $2,000 on eligible purchases within the first 3 months. This card earns 4x points at US restaurants. 4x points at US supermarkets (on up to $25,000/year in purchases, then 1x). 3x points on flights booked directly with airlines or on amextravel.com. You can earn up to $10 in statement credits monthly when you pay with the Gold Card at participating dining partners (enrollment required). There is a $250 annual fee.

This card includes benefits for travelers: There is no foreign transaction fee and a $100 airline fee credit to cover up to $100 per year in incidental fees (such as baggage fees) at one selected qualifying airline. Terms Apply.

New AMEX Card Promotions for Business Owners

American Express Business Platinum offers up to 75,000 points. You earn 50,000 Membership Rewards® points after you spend $10,000 and an extra 25,000 points after you spend an additional $10,000 all on qualifying purchases within your first 3 months of Card Membership. You get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com. Earn 1.5 points per dollar on each eligible purchase of $5,000 or more (up to 1 million additional points per year). Earn 1 point per dollar for qualifying purchases under $5,000. You can use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 35% of the points back (up to 500,000 bonus points per calendar year). There is a $450 annual fee.

This card has premium benefits for travelers: The card includes access to the Global Lounge Collection, which gives you complimentary access to over 1,000 airport lounges worldwide. That includes Delta Sky Club, The Centurion lounge network, The International American Express lounges, Priority Pass Select lounges (enrollment required), and Airspace Lounge. In addition, you can enroll your card with Gogo to get 10 Gogo inflight internet passes annually. And you can enroll with Boingo for unlimited Wi-Fi at Boingo hotspots. Terms Apply.

Business Gold Rewards Card offers 50,000 Membership Rewards® points if you spend $5,000 with your new card within the first three months of opening your account. This card earns 3x points in 1 out of 5 categories and 2x points on the remaining 4 categories. Other purchases earn 1x points. The 3x and 2x apply to the first $100,000 in purchases in each of the 5 categories per year, 1x point per dollar thereafter. There is no foreign transaction fees. There is a $175 annual fee ($0 introductory annual fee for the first year). Terms and limitations apply.

Blue Business Plus earns 2X Membership Reward® points on the first $50,000 spent on eligible purchases each calendar year, 1 point per dollar thereafter. There is a 0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 13.24%, 17.24% or 21.24%. There is no annual fee. Terms apply.