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Quontic vs TIAA Bank

Quontic is an innovative digital bank offering checking accounts with high rewards. How does it compare to TIAA Bank? Read our comparison chart below.

 Quontic
Member FDIC
 Visit SiteLearn More
 

Quontic

TIAA Bank

SPECIAL OFFER
High Yield Savings - 4.50% APY - Learn More

Read Quontic Review

 

Benefits and Features

Savings
High Yield Savings: 4.50% APY
 
CD4.30% to 5.05% APY; $500 minimumBasic CD: 3.95% - 5.25% APY. Terms of 3 months to 5 years. Minimum deposit of $1,000. No monthly service fee.
CheckingHigh Interest Checking: Up to 1.10% APY
Cash Rewards Checking: 1.00% cashback
Yield Pledge Checking: Up to 0.25% APY. Minimum deposit of $100. No monthly service fee.
Money Market
5.00% APY
Up to 4.75% APY. No monthly service fee. Minimum deposit of $500.
Locations
Online only
 
 

CreditDonkey® Reviews

 Quontic
SavingsStarStarStarStarEmpty StarStarStarStarStarEmpty Star
CheckingStarStarStarStarHalf StarStarStarStarStarEmpty Star
Mobile AppStarStarStarStarEmpty StarStarStarStarHalf StarEmpty Star
Customer ServiceStarStarStarStarHalf StarStarStarStarStarStar
CDStarStarStarStarHalf Star
Money MarketStarStarStarStarEmpty Star
Pros & ConsPros:
  • No monthly service fee
  • High interest rate
Cons:
  • Basic mobile app
  • $5/mo inactivity fee
Pros:
  • High APY
  • No monthly service fees
  • Refund ATM fees
Cons:
  • Large minimum deposit
Bottom LineInnovative digital bank offering checking accounts with high rewards... Read full reviewOnline bank offering high rates if you have a large deposit... Read full review
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Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Quontic: Pricing information from published website as of 03/27/2024

TIAA Bank: Pricing information from published website as of 09/02/2023.

Which is Better: Quontic or TIAA Bank?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Quontic or Chase.


Articles on Quontic

Quontic Bank Review

Quontic Bank aims to provide a better experience (and rewards) for those underserved by traditional banks. Review the rates, fees, and customer reviews.

Is Quontic Bank Legit

Is Quontic Bank safe and secure? Find out how Quontic protects your account and learn about common customer complaints.

Articles on TIAA Bank

TIAA Bank Review

If you have a large opening deposit, TIAA Bank provides a variety of options at high rates. But there are downsides. Read on to see if it's right for you.

Which Do You Think is Best?





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About CreditDonkey
CreditDonkey is a bank comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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