Quontic vs TIAA Bank
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Quontic | TIAA Bank | |
|---|---|---|
CD Rates - Up to 2.86% APY - | Yield Pledge Checking - | |
Benefits and Features | ||
| Savings | ||
| CD | 1.26% - 2.86% APY; Terms of 6 months to 5 years; $500 minimum | Basic CD: 0.90% - 2.85% APY. Terms of 3 months to 5 years. Minimum deposit of $1,000. Yield Pledge CD: 1.00% - 2.85% Terms of 3 months to 5 years. Minimum deposit of $5,000. No monthly service fee. |
| Checking | High Interest Checking: Up to 1.10% APY Cash Rewards Checking: 1.5% cashback Bitcoin Rewards Checking: 1.5% Bitcoin | Yield Pledge Checking: 0.10% APY. Minimum deposit of $5,000. No monthly service fee. |
| Money Market | 0.90% APY. No monthly service fee. Minimum deposit of $500. | |
CreditDonkey® Reviews | ||
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| Savings |   | |
| Checking |  | |
| Customer Service | | |
| Mobile App | | |
| CD | | |
| Money Market | | |
| Pros & Cons | Pros:
| Pros:
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| Bottom Line | Innovative digital bank offering checking accounts with high rewards... | Online bank offering high intro rates if you have a large deposit... |
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Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Quontic: Pricing information from published website as of 08/14/2021 TIAA Bank: Pricing information from published website as of 7/05/2022. | ||
CD Rates - Up to 2.86% APY
- $500 minimum opening deposit
- FDIC insured
| Term | CD Rates |
|---|---|
| 6 Months | 1.26% APY |
| 1 Year | 2.01% APY |
| 2 Years | 2.51% APY |
| 3 Years | 2.81% APY |
| 5 Years | 2.86% APY |
High Interest Checking - Up to 1.10% APY
- Earn up to 1.10% APY
- $100 minimum opening deposit
- APY is based on the account balance and making at least 10 qualifying debit card point-of-sale transactions of $10.00 or more per statement cycle.
High Yield Savings - 1.58% APY
- 1.58% APY
- $100 minimum opening deposit
- No monthly service fees
Articles on Quontic
Is Quontic Bank Legit
Is Quontic Bank safe and secure? Find out how Quontic protects your account and learn about common customer complaints.
Quontic Bank Review
Quontic Bank aims to provide a better experience (and rewards) for those underserved by traditional banks. Review the rates, fees, and customer reviews.
Articles on TIAA Bank
TIAA Bank Review
If you have a large opening deposit, TIAA Bank provides a variety of options at high introductory rates. But there are downsides. Read on to see if it's right for you.
Which Do You Think is Best?
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