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Quontic vs Bluevine


 QuonticBluevine
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Quontic

Bluevine

SPECIAL OFFER
CD Rates - Up to 2.30% APY - Learn More

Read Quontic Review

SPECIAL OFFER
Business Checking - Up to 1.5% APY - Learn More

Read Bluevine Review

 

Benefits and Features

Savings
High Yield Savings: 1.01% APY
No savings account, but you add 5 free sub accounts
CD0.95% - 2.30% APY; Terms of 6 months to 5 years; $500 minimum 
CheckingHigh Interest Checking: Up to 1.01% APY
Cash Rewards Checking: 1.5% cashback
Bitcoin Rewards Checking: 1.5% Bitcoin
Up to 1.5% APY. No monthly fees; no balance requirements; no overdraft fees
Money Market
Up to 0.60% APY
 
APY 1.5% APY on balances up to $100,000 for customers that meet monthly eligibility requirements
Customer Service Phone and email: Monday - Friday. 8 am to 8 pm EST
Minimum Deposit to Open 
$0
ACH Transfer Fee 
$0
ATMs 
37,000+ MoneyPass ATMs
Balance Requirement 
None
Cash Deposit Fee 
$4.95
Incoming Wire Transfer Fee 
$0
Locations 
Online only
Out of Network ATM Fee 
$2.50
Outgoing Wire Transfer Fee 
$15
Overdraft Fee 
$0
Monthly Fee 
$0
 

CreditDonkey® Reviews

 QuonticBluevine
SavingsStarStarStarStarEmpty Star
CheckingStarStarStarStarHalf StarStarStarStarStarHalf Star
Customer ServiceStarStarStarStarHalf StarStarStarStarHalf StarEmpty Star
Mobile AppStarStarStarStarEmpty StarStarStarEmpty StarEmpty StarEmpty Star
FeesStarStarStarStarStar
Pros & ConsPros:
  • No monthly service fee
  • High interest rate
  • Bitcoin rewards account
Cons:
  • Basic mobile app
  • $5/mo inactivity fee
Pros:
  • High interest rate
  • $0 monthly fee
  • 2 free checkbooks
Cons:
  • Poor app ratings
  • Fees to deposit cash
Bottom LineInnovative digital bank offering checking accounts with high rewards... Read full reviewFree account with interest for basic business checking needs... Read full review
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Business Checking - Up to 1.5% APY

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Quontic: Pricing information from published website as of 08/14/2021

Quontic
Member FDIC

CD Rates - Up to 2.30% APY

  • $500 minimum opening deposit
  • FDIC insured
TermCD Rates
6 Months0.95% APY
1 Year1.25% APY
2 Years1.76% APY
3 Years1.95% APY
5 Years2.30% APY
Quontic
Member FDIC

High Interest Checking - Up to 1.01% APY

  • Earn up to 1.01% APY
  • $100 minimum opening deposit
  • APY is based on the account balance and making at least 10 qualifying debit card point-of-sale transactions of $10.00 or more per statement cycle.
Quontic
Member FDIC

High Yield Savings - 1.01% APY

  • 1.01% APY
  • $100 minimum opening deposit
  • No monthly service fees
Bluevine

Business Checking - Up to 1.5% APY

  • 1.5% APY on your balance up to $100,000 for customers that meet monthly eligibility requirements
  • $0 minimum opening deposit
  • $0 monthly service fee

Articles on Quontic

Is Quontic Bank Legit

Is Quontic Bank safe and secure? Find out how Quontic protects your account and learn about common customer complaints.

Quontic Bank Review

Quontic Bank aims to provide a better experience (and rewards) for those underserved by traditional banks. Review the rates, fees, and customer reviews.

Articles on Bluevine

Bluevine Alternatives

Bluevine offers a high APY and no monthly fees. But it has limitations. Find out if one of these business checking alternatives is better for you instead.

Bluevine Business Checking Review

Bluevine offers free business checking with a high interest rate. But what's the catch? Is it right for your business? Read on for the full review.

Which Do You Think is Best?





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About CreditDonkey
CreditDonkey is a bank comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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