Quontic vs Bluevine

Quontic is an innovative digital bank offering checking accounts with high rewards. How does it compare to Bluevine? Read our comparison chart below.

	Member FDIC
	Visit Site	Visit Site
	Quontic	Bluevine
	SPECIAL OFFER High Yield Savings - 4.50% APY - Learn More Read Quontic Review	SPECIAL OFFER Free Business Checking - Up to 2.0% APY - Learn More Read Bluevine Review
	Benefits and Features
Savings	High Yield Savings: 4.50% APY	No savings account, but you add 5 free sub accounts
CD	4.30% to 5.05% APY; $500 minimum
Checking	High Interest Checking: Up to 1.10% APY Cash Rewards Checking: 1.00% cashback	4.25% APY for Premier customers, 3.0% APY for Plus customers, 2.0% APY for Bluevine Standard tier customers. No monthly fees, no balance requirements, and no overdraft fees for Bluevine Standard
Monthly Fee		Standard tier: $0 per month Plus Tier: $30 per month (can be waived with $20k average daily balance and $2k debit card spend) Premier tier: $95 per month (can be waived with $100k average daily balance and $5k debit card spend)
Money Market	5.00% APY
APY		4.25% APY on balances up to $3M for Premier customers; 3.0% APY on balances up to $250,000 for Plus customers; 2.0% APY on balances up to $250,000 for Standard tier customers that meet monthly eligibility requirements
Minimum Deposit to Open		$0
ACH Transfer Fee		$0
ATMs		38,000+ MoneyPass ATMs
Balance Requirement		None
Cash Deposit Fee		$4.95 per deposit at Green Dot locations or $1 + 0.5% of the deposit amount at Allpoint+ ATMs
Customer Service		Phone and email: Monday - Friday. 8 am to 8 pm EST
Incoming Wire Transfer Fee		$0
Locations	Online only	Online only
Out of Network ATM Fee		$2.50
Outgoing Wire Transfer Fee		$15 ($12 for Plus; $7.50 for Premier)
Overdraft Fee		$0
	CreditDonkey® Reviews
Savings
Checking
Mobile App
Customer Service
Fees
Pros & Cons	Pros: No monthly service fee High interest rate Cons: Basic mobile app $5/mo inactivity fee	Pros: High interest rate $0 monthly fee 2 free checkbooks Cons: Fees to deposit cash No physical branches
Bottom Line	Innovative digital bank offering checking accounts with high rewards... Read full review	Free account with interest for basic business checking needs... Read full review
	Visit Site	Visit Site
	High Yield Savings - 4.50% APY High Interest Checking - Up to 1.10% APY CD Rates - Up to 5.05% APY	Free Business Checking - Up to 2.0% APY Premier Business Checking - Up to 4.25% APY Plus Business Checking - Up to 3.0% APY
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Quontic: Pricing information from published website as of 03/27/2024

Free Business Checking - Up to 2.0% APY

Get Deal

• 2.0% APY on your balance up to $250,000 for customers that meet monthly eligibility requirements
• $0 minimum opening deposit
• $0 monthly service fee

Banking services provided by Coastal Community Bank, Member FDIC

Free Business Checking - Up to 2.0% APY

Get Deal

• 2.0% APY on balances up to $250,000 for eligible customers
• Unlimited transactions
• 5 free subaccounts with unique account numbers
• 2 free checkbooks per year
• $0 monthly service fee

Banking services provided by Coastal Community Bank, Member FDIC

Premier Business Checking - Up to 4.25% APY

Get Deal

• 4.25% APY on balances up to $3,000,000
• $0 minimum opening deposit
• 50% off most Standard payment fees
• Priority customer support
• Waive the $95 monthly service fee with $100k average daily balance and $5k debit card spend

Banking services provided by Coastal Community Bank, Member FDIC

Which is Better: Quontic or Bluevine?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Quontic or Chase.

In short: Quontic's customer service is notable.

Articles on Quontic

Quontic Bank Review

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Is Quontic Bank Legit

Is Quontic Bank safe and secure? Find out how Quontic protects your account and learn about common customer complaints.

Articles on Bluevine

Bluevine Business Checking Review

Bluevine offers free business checking with a high interest rate. But what's the catch? Is it right for your business? Read on for the full review.

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Is Bluevine Legit

Bluevine provides banking products for small business owners in the digital age. But is it safe and legit? Read on to find out.

Bluevine Alternatives

Bluevine offers a high APY and no monthly fees. But it has limitations. Find out if one of these business checking alternatives is better for you instead.

Which Do You Think is Best?

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