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TCF Bank Promotions

    Savings Account

    • 0.01% APY
    • Minimum deposit of $25 - $50, depending on account
    • Monthly fees of $0 - $10, depending on account
    • FDIC Insured

    Certificate of Deposit

    • Up to 0.45% APY
    • Terms ranging from 3 months - 120 months
    • $500 minimum opening deposit
    • FDIC Insured

    Money Market Account

    • 0.01% APY
    • $50 minimum opening deposit
    • $10 monthly maintenance fee, unless you have $1500 minimum balance
    • FDIC Insured

    IRA CD

    • Up to 0.45% APY
    • Terms ranging from 3 months -120 months
    • $500 minimum opening deposit
    • No monthly maintenance fee
    • FDIC Insured

Compare Promotions

    Chase

    Chase Sapphire℠ Checking

    • Enjoy a $1,000 welcome bonus when you join Sapphire℠ Banking. Within 45 days, transfer a total of $75,000 or more in qualifying new money or securities to a combination of eligible personal checking, savings and/or investment accounts, (excludes any J.P. Morgan retirement accounts and CDs) and maintain that balance for 90 days.
    • Enjoy a new kind of banking experience
    • No ATM fees worldwide - down the street or around the globe
    • Perks that add up - relationship rates, special access and help when you need it
    • Open online
    • Email my upgrade code
    • Available in: AZ, CA, CO, CT, DC, DE, FL, GA, IA, ID, IL, IN, KY, LA, MA, MD, MI, MS, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, TN, TX, UT, VA, WA, WI, WV
    CIT

    Savings Builder High Yield Savings - 1.80% APY

    Earn up to 1.80% APY. Here's how it works: Maintain a minimum balance of $25k OR make at least a $100 minimum deposit every month.

    HSBC

    HSBC Advance Checking - Up to $350 Cash Back

      Get up to $350 with a 2% Cash Back Checking Offer when you open a new HSBC Advance checking account and complete the following qualifying activities.
    • Open your new HSBC Advance checking account by March 1, 2020; and
    • Set up Qualifying Direct Deposits into your new HSBC Advance checking account; and then
    • Enjoy 2% Cash Back on Qualifying Direct Deposits into your new HSBC Advance checking account, up to $30 per month, during the first 12 calendar months after account opening — up to $350
    • You will automatically receive the 2% Cash Back in your new HSBC Advance checking account approximately eight weeks after completing that month's qualifying activities.
    • Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
    Expires 3/1/2020
    Discover

    Online Savings Account - Earn 1.70% APY

    • No fees
    • No minimum opening deposit
    • No minimum balance required

TCF Bank Offers You May Have Missed

Don't miss another hot deal. Check back often at CreditDonkey.

    $100

    TFC Free Checking Account - $100 Bonus

    Open a TCF Free Checking Account online with a minimum opening deposit of $25. To receive $100 bonus, receive direct deposits totaling at least $500 OR make at least $250 in debit card purchases that have posted to your account. Your $100 bonus will be deposited into your new checking account the business day following the criteria verification. Your account must be open to receive the credit. This offer does not apply if you have an existing TCF consumer checking account or have closed an account within the last 90 days.

    Expired 10/15/2017

TCF Bank has 320 branches mostly in the Midwest. Offers several checking options, including a no-fee checking and specialty accounts for teens, students, and seniors.

TCF Bank Promotions

From time to time, TCF Bank offers cash bonuses for new banking customers. Deals are only available for residents of select States, so make sure you read the fine print carefully.

TCF Bank checking accounts offer free online banking, bill pay, and mobile deposits. There are over 800 ATMs.

Special Checking Account Features

TCF Bank checking accounts come with these features:

  • Instant debit card with tap to pay. Once you've opened your account, you can stop by a branch and get your debit card on the spot. If you've lost your debit card, you can also get a replacement card right away at a branch.

  • Instant lock. You can instantly lock your debit card right from your mobile app or computer. This is great if you lost your card and need time to look for it, or if you simply want to control your spending. Once you've found your card, just unlock it.

  • Overdraft protection. To help cover overdrafts, you can link your TCF Bank checking account to a savings account or a TCF line of credit. Funds will automatically be transferred if you overdraw your account. There is a transfer fee (and an interest charge if you use the line of credit), but it's less than the overdraft fee. You must opt in to this service.

  • Free savings account. All TCF checking customers can get the Free Savings account for no monthly service fee. There is no minimum balance requirement either. This account can be used for overdraft protection.

How to Avoid TCF Bank Checking Account Fees

  • TCF Free Checking. This account has no monthly service fees with online statements.

  • TCF Premier Checking. The $15 monthly fee can be waived if you: maintain a minimum account balance of $2,500, OR a combined balance of at least $15,000 across all TCF Bank accounts.

  • TCF Premier 62+ Checking. The $9.95 monthly fee can be waived if you: have direct deposits of at least $200, OR make 15 qualifying withdrawals per month.

  • TCF Student Checking. This account has no monthly service fee or minimum balance requirements for young adults 18-24.

  • TCF Teen Checking. This account has no monthly service fee or minimum balance requirements for teens 14-17.

Disclaimer: Opinions expressed here are author's alone. Please support CreditDonkey on our mission to help you make savvy decisions. Our free online service is made possible through financial relationships with some of the products and services mentioned on this site. We may receive compensation if you shop through links in our content.

    Highlights

    Savings
    0.01% APY. Minimum deposit of $25 - $50, depending on account. May have monthly maintenance fee of $0 - $10, depending on account. Can be waived with minimum balance of $100 or $1000, depending on account.
    CD
    0.05% - 0.45% APY. Slightly higher APY rates with a TCF Checking Account. Terms ranging from 3 months - 120 months. $500 minimum opening deposit.
    Money Market
    0.01% APY. $50 minimum opening deposit. $10 monthly maintenance fee, unless you have $1500 minimum balance.
    Customer Service
    24/7 Telephone Customer Service
    ATMs
    836 ATMs across Illinois, Minnesota, Michigan, Colorado, Wisconsin, Arizona, and South Dakota.
    IRA CD
    0.05% - 0.45% APY. Slightly higher APY rates with a TCF Checking Account. Terms ranging from 3 months - 120 months. $500 minimum opening deposit.
    Locations
    320 branches across Illinois, Minnesota, Michigan, Colorado, Wisconsin, Arizona, and South Dakota.

Pricing information from published website as of 1/17/2020 based on 55441 zip code.

 

TCF Bank

Wells Fargo

 

Benefits and Features

Savings0.01% APY. Minimum deposit of $25 - $50, depending on account. May have monthly maintenance fee of $0 - $10, depending on account. Can be waived with minimum balance of $100 or $1000, depending on account.0.01% APY. Minimum opening deposit of $25. Monthly service fee of $5, unless you maintain a minimum daily balance of $300, or are under the age of 18.
CD0.05% - 0.45% APY. Slightly higher APY rates with a TCF Checking Account. Terms ranging from 3 months - 120 months. $500 minimum opening deposit.Standard Term CD: 0.05% - 0.35% APY. Terms of 3 months to 1 year. Minimum deposit of $2,500. Special CD: 1.15% - 1.50% APY. Terms of 9, 29, and 39 months. Minimum deposit of $5,000. Bonus of up to 1.55% APY if you maintain a linked Wells Fargo Prime/Portfolio Checking account.
Money Market0.01% APY. $50 minimum opening deposit. $10 monthly maintenance fee, unless you have $1500 minimum balance.Also known as the Platinum Savings Account. 0.05% APY. Minimum opening deposit of $25. $12 monthly service fee, unless you maintain a minimum daily balance of $3,500. Bonus APY of 0.10% requires account linked to Portfolio by Wells Fargo® relationship.
Customer Service24/7 Telephone Customer ServiceAvailable 24 hours a day, 7 days a week.
ATMs836 ATMs across Illinois, Minnesota, Michigan, Colorado, Wisconsin, Arizona, and South Dakota.More than 13,000 ATMs across the country.
IRA CD0.05% - 0.45% APY. Slightly higher APY rates with a TCF Checking Account. Terms ranging from 3 months - 120 months. $500 minimum opening deposit.Standard Term CD: 0.01% - 0.35% APY. Terms of 1 month to 114 months. Minimum deposit of $1,000. Special CD: 1.15% - 1.50% APY. Terms of 9, 29, and 39 months. Minimum deposit of $2,500. Bonus of up to 1.55% APY if you maintain a linked Wells Fargo Prime/Portfolio Checking account.
IRA Money Market 0.03% - 0.05% APY. $100 minimum opening deposit.
Locations320 branches across Illinois, Minnesota, Michigan, Colorado, Wisconsin, Arizona, and South Dakota.Approximately 5,400 retail banking branches coast to coast.

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

TCF Bank: Pricing information from published website as of 1/17/2020 based on 55441 zip code.

Wells Fargo: Pricing information from published website as of 01/22/2020 based on 91107 zip code.


TCF Bank Alternatives

    Chase

    Chase Sapphire℠ Checking

    • Enjoy a $1,000 welcome bonus when you join Sapphire℠ Banking. Within 45 days, transfer a total of $75,000 or more in qualifying new money or securities to a combination of eligible personal checking, savings and/or investment accounts, (excludes any J.P. Morgan retirement accounts and CDs) and maintain that balance for 90 days.
    • Enjoy a new kind of banking experience
    • No ATM fees worldwide - down the street or around the globe
    • Perks that add up - relationship rates, special access and help when you need it
    • Open online
    • Email my upgrade code
    • Available in: AZ, CA, CO, CT, DC, DE, FL, GA, IA, ID, IL, IN, KY, LA, MA, MD, MI, MS, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, TN, TX, UT, VA, WA, WI, WV
    Huntington

    Asterisk-Free Checking Account - $150 Bonus

    Open a Huntington Asterisk-Free Checking account online. Make total deposits of at least $1,000 within 60 days of account opening. Your bonus of $150 will be deposited in your Asterisk-Free checking account after all requirements are met and your account is open for 90 days. This offer is available to applicants residing in Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania, and West Virginia.

    CIT

    Savings Builder High Yield Savings - 1.80% APY

    Earn up to 1.80% APY. Here's how it works: Maintain a minimum balance of $25k OR make at least a $100 minimum deposit every month.

    HSBC

    HSBC Advance Checking - Up to $350 Cash Back

      Get up to $350 with a 2% Cash Back Checking Offer when you open a new HSBC Advance checking account and complete the following qualifying activities.
    • Open your new HSBC Advance checking account by March 1, 2020; and
    • Set up Qualifying Direct Deposits into your new HSBC Advance checking account; and then
    • Enjoy 2% Cash Back on Qualifying Direct Deposits into your new HSBC Advance checking account, up to $30 per month, during the first 12 calendar months after account opening — up to $350
    • You will automatically receive the 2% Cash Back in your new HSBC Advance checking account approximately eight weeks after completing that month's qualifying activities.
    • Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
    Expires 3/1/2020
    Discover

    Online Savings Account - Earn 1.70% APY

    • No fees
    • No minimum opening deposit
    • No minimum balance required

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About CreditDonkey®
CreditDonkey is a bank comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.