Save money and be informed. CreditDonkey is a credit card comparison and reviews website. This website is made possible through financial relationships with card issuers and some of the products and services mentioned on this site. Advertiser Disclosure†
Self

Self

Self is currently offering one promotion. Read our in-depth review of Self to see why Self scored 4.3 stars out of 5. We like their no hard credit check, available in all 50 states, get your money back (minus interest and fees), and cancel anytime.

Apply for a Credit Builder Account at Self

  • Get the Credit Builder Account that helps build credit today!
  • Choose the plan that fits within your budget
  • Monthly payments are reported to the three major credit bureaus.
Credit Builder Accounts & Certificates of Deposit made/held by Lead Bank, Sunrise Banks, N.A., SouthState Bank, N.A., First Century Bank, N.A., each Member FDIC. Subject to credit approval.
Grow Credit

Build Credit for Free

Get a Free Mastercard to pay your subscriptions and build your credit

Kikoff

Credit Building Made Easy

  • No credit pull required
  • With 0% interest
  • Open your account in minutes
Kovo

Build Credit & Earn Rewards

  • No credit check
  • Instant approval
  • 0% APR / $0 fees

    Highlights

    Credit Building Tools
    • Credit Builder Loan
    • Self Secured Visa® Credit Card
    • Rent and Bills Reporting
    Credit Bureaus Reporting
    • Credit Builder Loan, Credit Card, and Rent Reporting: 3 Main Credit Bureaus
    • Bills Payment Reporting: TransUnion
    Fees
    • Rent Reporting: Free
    • Bills Payment Reporting: $6.95/month
    Monthly Loan Payment
    Starts at $25/month.
    Sample loans: $25/mo, 24 mos, 15.92% APR; $35/mo, 24 mos, 15.69% APR; $48/mo, 24 mos, 15.51% APR; $150/mo, 24 mos, 15.82% APR. See self.inc/pricing
    Loan Term
    24 months
    APR
    15.92% APR for $25/mo plan;
    15.69% APR for $35/mo plan;
    15.51% APR for $48/mo plan;
    15.82% APR for $150/mo plan
    Credit Limit
    Credit Card: $100 Minimum
    Mobile App
    Yes

    More Information

  • Credit Builder Accounts & Certificates of Deposit made/held by Lead Bank, Sunrise Banks, N.A., SouthState Bank, N.A., First Century Bank, N.A., each Member FDIC. Subject to credit approval. Self Secured Visa® Credit Card issued by Lead Bank or SouthState Bank, N.A., each Member FDIC. See self.inc for details.
  • For the complete terms and conditions, view the merchant's website. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. Please review the terms and conditions on the merchant's website.
 SelfKikoff
 Visit SiteVisit Site
 

Self

Kikoff

 

Benefits and Features

Credit Building Tools
  • Credit Builder Loan
  • Self Secured Visa® Credit Card
  • Rent and Bills Reporting
  • Credit Account
  • Credit Builder Loan
  • Kikoff Secured Credit Card
  • Rent Reporting
Credit Bureaus Reporting
  • Credit Builder Loan, Credit Card, and Rent Reporting: 3 Main Credit Bureaus
  • Bills Payment Reporting: TransUnion
  • Credit Account: Equifax and Experian
  • Credit Builder Loan: TransUnion and Equifax
  • Credit Card: 3 Main Credit Bureaus
  • Rent Reporting: Equifax
Fees
  • Rent Reporting: Free
  • Bills Payment Reporting: $6.95/month
  • Credit Account: $5/month Credit Service Fee
  • Rent Reporting: Free
Monthly Loan PaymentStarts at $25/month.
Sample loans: $25/mo, 24 mos, 15.92% APR; $35/mo, 24 mos, 15.69% APR; $48/mo, 24 mos, 15.51% APR; $150/mo, 24 mos, 15.82% APR. See self.inc/pricing
$10/month
Loan Term
24 months
12 months
APR15.92% APR for $25/mo plan;
15.69% APR for $35/mo plan;
15.51% APR for $48/mo plan;
15.82% APR for $150/mo plan
0%
Credit Limit
Credit Card: $100 Minimum
  • Credit Account: $750 (can be used at Kikoff Store only)
  • Secured Credit Card: $50 minimum
Mobile App
Yes
Yes
 Visit SiteVisit Site

Bad credit? Start building credit with Self

Learn how to build credit while building savings at Self

Start building credit with no hard credit pull at Self

Start building your credit with Self


Self Alternatives

Brigit

Get up to $250 in minutes with Instant Cash

  • No interest, late fees, or tipping
  • No credit check
  • Just $9.99/mo. Cancel anytime
Dave

Get up to $500

  • No interest, credit checks, or late fees
  • No lengthy application process or waiting period
  • Sign up in minutes
Earnin

Get up to $750 per paycheck

  • Access up to $750 per pay period of money you've already earned.
  • No mandatory fees
  • No credit check

Articles on Self

Self App Reviews

Wondering about Self's credit-building claims? Discover in-depth information in this review and decide if it's legit.

Recent Mentions

DCU Credit Builder Loan Review

DCU Credit Builder Loan Review

DCU's Credit Builder Loan aims to give your credit a boost in just 12 to 24 months. But does this member-only service deliver? Read on to find out.
Grow Credit Review
Grow Credit

Grow Credit Review

Grow Credit is the ideal credit builder if you have lots of subscriptions. Keep reading to learn why and if it's worth it.
Kikoff Review
Kikoff

Kikoff Review

Kikoff offers an affordable credit line, which can help you build your credit. But what's the catch? Read on to find out.
Cheese Credit Builder Review

Cheese Credit Builder Review

Cheese lets you build credit and savings at the same time. It's also one of the most affordable credit builders, but what's the catch? Read on to find out.
Kovo vs Self vs Kikoff
Kovo

Kovo vs Self vs Kikoff

Forget big credit repair companies. Kovo, Self or Kikoff may be your holy grail in building and improving your credit. But what's the catch?
Kovo Credit Builder Review
Kovo

Kovo Credit Builder Review

Kovo is a low-cost way to build credit and learn more skills online. Learn Kovo's features, value, and if it's the best credit builder for you.
Credit Strong Review

Credit Strong Review

Take an in-depth look at credit builder loan company Credit Strong. Review how it works, fees and interest rates, competitors, and customer reviews.
Best Credit Builder Apps to Improve Your Score

Best Credit Builder Apps to Improve Your Score

Want to improve your credit score? Explore the best credit building apps to help you build excellent credit fast.
9 Best Credit Builder Loans to Improve Your Score

9 Best Credit Builder Loans to Improve Your Score

Looking to boost your credit score and build thousands of dollars in savings — all with no credit check? Review this list of the 9 best credit builder loans.
How to Build Credit for the First Time

How to Build Credit for the First Time

Building credit without credit is not impossible. Here are 7 smart ways to establish credit for the first time.
Best Credit Card for First-Time Applicants

Best Credit Card for First-Time Applicants

Learn how to get a credit card for the first time. Read this guide to find out which cards are the best and how to avoid common mistakes beginners make.
Add Your Comment



Build credit and save money. Sign up to get our FREE email newsletter.

Next Page:

About CreditDonkey
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

About Us | Reviews | Deals | Tips | Privacy | Do Not Sell My Info | Terms | Contact Us
(888) 483-4925 | 680 East Colorado Blvd, 2nd Floor | Pasadena, CA 91101
© 2024 CreditDonkey Inc. All Rights Reserved.