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Citibank Promotions
Read our in-depth review of Citibank to see why Citibank scored 3.5 stars out of 5. We like their perks for high balance customers, many fee-free atms, and global presence .
Citi Priority Package - $700 Bonus
Open a new eligible checking and savings account in the Citi Priority Account Package.
Within 30 days of opening your account, deposit $50,000 New-to-Citibank funds into the checking and savings account.
Maintain a minimum balance of $50,000 between the checking and savings accounts for 60 consecutive calendar days.
Citi Account Package - $400 Bonus
Open a new eligible checking and savings account in the Citibank Account Package.
Within 30 days of opening your account, deposit $15,000 New-to-Citibank funds into the checking and savings account.
Maintain a minimum balance of $15,000 between the checking and savings account for 60 consecutive calendar days.
Citi Basic Banking Package - $200 Bonus
Open a new eligible checking account in the Basic Banking Package.
Within 30 days of opening your account, deposit $5,000 New-to-Citibank funds into the new checking account.
Maintain a minimum balance of $5,000 for 60 consecutive calendar days.
Compare Promotions
- Enjoy a $1,000 welcome bonus when you join Sapphire℠ Banking. Within 45 days, transfer a total of $75,000 or more in qualifying new money or securities to a combination of eligible personal checking, savings and/or investment accounts, (excludes any J.P. Morgan retirement accounts and CDs) and maintain that balance for 90 days.
- Enjoy a new kind of banking experience
- No ATM fees worldwide - down the street or around the globe
- Perks that add up - relationship rates, special access and help when you need it
- Open online in minutes
- Email my upgrade code
- Available in: AZ, CA, CO, CT, DC, DE, FL, GA, IA, ID, IL, IN, KY, LA, MA, MD, MI, MS, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, TN, TX, UT, VA, WA, WI, WV
- No fees
- No minimum opening deposit
- No minimum balance required
Chase Sapphire℠ Checking
Online Savings Account - Earn 1.70% APY
Citibank Offers You May Have Missed
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Citi Savings Account - $1,500 Bonus
Deposit $250,000 or more new-to-Citibank funds to a new or an existing eligible savings account (multiple deposits allowed) by January 6, 2020. Maintain a daily balance of at least $250,000 in the eligible savings account through March 31, 2020. To qualify for this offer, customer must have an eligible checking account and must enroll in this offer. If customer does not have an eligible checking account, he or she can open the account at the time of enrollment. This offer is valid for customers who reside in NY, CT, MD, VA, DC, CA, NV, IL, NJ, or select markets in FL.
Citi Savings Account - $750 Bonus
Deposit $100,000 - $249,999 new-to-Citibank funds to a new or an existing eligible savings account (multiple deposits allowed) by January 6, 2020. Maintain a daily balance of at least $100,000 in the eligible savings account through March 31, 2020. To qualify for this offer, customer must have an eligible checking account and must enroll in this offer. If customer does not have an eligible checking account, he or she can open the account at the time of enrollment. This offer is valid for customers who reside in NY, CT, MD, VA, DC, CA, NV, IL, NJ, or select markets in FL.
Citi Savings Account - $400 Bonus
Deposit $50,000 - $99,999 new-to-Citibank funds to a new or an existing eligible savings account (multiple deposits allowed) by January 6, 2020. Maintain a daily balance of at least $50,000 in the eligible savings account through March 31, 2020. To qualify for this offer, the customer must have an eligible checking account and must enroll in this offer. If customer does not have an eligible checking account, he or she can open the account at the time of enrollment. This offer is valid for customers who reside in NY, CT, MD, VA, DC, CA, NV, IL, NJ, or select markets in FL.
Citi Savings Account - $200 Bonus
Deposit $25,000 - $49,999 new-to-Citibank funds to a new or an existing eligible savings account (multiple deposits allowed) by January 6, 2020. Maintain a daily balance of at least $25,000 in the eligible savings account through March 31, 2020. To qualify for this offer, customer must have an eligible checking account and must enroll in this offer. If customer does not have an eligible checking account, he or she can open the account at the time of enrollment. This offer is valid for customers who reside in NY, CT, MD, VA, DC, CA, NV, IL, NJ, or select markets in FL.
Citi Account Package - $500 Bonus
Eligible customers must enroll in the "$400/$500 Checking and Savings Offer" promotion. Open a new qualifying Checking AND Savings Accounts. To get the $500 bonus, customer must make a deposit of $15,000 (multiple deposits allowed) within 30 days of account opening. Account must maintain a minimum balance of $15,000 for 60 consecutive calendar days following the date the $15,000 deposit was made. Complete one qualifying direct deposit into the eligible Checking Account each month for two consecutive months within 60 days of account opening.
Citi Account Package - $600 Bonus
Open a new checking and savings account in the Citibank Account Package.
Within 30 days of opening your account deposit $50,000 New-to-Citibank funds into the checking and/or savings account.
Maintain a minimum balance of $50,000 in your eligible linked checking and/or savings account for 60 days.
Citi Account Package - 40,000 AAdvantage Bonus Miles
Eligible customers must have or open an AAdvantage customer account that is held in his or her name. Enroll in the 40,000 AAdvantage miles offer then open an Eligible Citi Checking Account. Within 30 calendar days of account opening, deposit $15,000 in New-to-Bank Funds in the Eligible Checking Account and maintain the funds for sixty (60) calendar days. The 40,000 AAdvantage bonus miles will be credited to your AAdvantage account within 90 calendar days from the date you completed all required activities.
Savings Account - Earn Up to $700
Fund a new or existing Eligible Savings Account with a minimum of $25,000 in new-to-Citibank funds by 9/30/2018 and maintain the minimum deposit until 12/31/2018 and you can earn a cash bonus between $200 - $700
Citi Priority Account Package - $600 Bonus
Open a new checking and savings account in the Citi Priority Account Package
Within 30 days of opening your account deposit $50,000 New-to-Citibank funds into the checking and/or savings account
Maintain a minimum balance of $50,000 in your eligible linked checking and/or savings account for 60 days
Citi Account Package - $300 Bonus
Open a new checking account in the Citi Account Package.
Within 30 days, make a qualifying deposit of at least $15,000, and maintain a minimum balance of $15,000 for 60 consecutive days following the date when you made the qualifying deposit.
There is a $25 monthly service fee (waived if you maintain a balance of $10,000 or more).
Citibank has 700 branches across the U.S. Accounts must be opened as a checking & savings package. Service fees and ways to waive are on the high side. Best for high-balance customers.
Checking Account Bonuses
Citibank often offers cash bonuses for new banking customers. Some deals are for opening a checking plus savings account package. Offers are usually available for residents nationwide.
All CitiBank checking accounts offer free online banking, bill pay, and mobile deposits.
How to Avoid Citibank Account Fees
- Access Account Package. The $10 monthly fee can be waived if you: make a direct deposit or a bill payment per statement cycle, OR maintain a combined average monthly balance of at least $1,500 in linked Citibank accounts. This account has no check writing or overdraft fees.
- Basic Banking Package. The $12 monthly fee can be waived if you: make a direct deposit or a bill payment per statement cycle, OR maintain a combined average monthly balance of at least $1,500 in linked Citibank accounts, OR are 62 or older.
- Citibank Account Package. The $25 monthly fee can be waived if you maintain a combined average monthly balance of at least $10,000 in linked deposit, retirement, and investment accounts.
- Citi Priority Package. The $30 monthly fee can be waived if you maintain a combined average monthly balance of at least $50,000 in linked deposit, retirement, and investment accounts.
- Citigold Package. There is no monthly service fee if you maintain a combined average monthly balance of at least $200,000 in linked deposit, retirement, and investment accounts.
How to Get the Best Deal at Citibank
Citibank is best for high-balance customers who can open one of the elite accounts to earn reward points, get preferred rates, and other perks.
If you can keep enough on deposit to open one of the Citibank Account Package and above accounts (which requires at least $10,000 in combined balance), you get perks such as:
- Opportunity to earn Citi ThankYou Rewards
- Free checkbook orders (how many free orders depends on which account you have)
- Option to earn interest on checking balance
- No Citi fee when using non-Citi ATMs
- Potential for higher interest rates on savings products
- Waived annual fee for Citi Personal Wealth Management investment account (for Citi Priority and Citigold customers)
Highlights
0.04% - 0.06% APY. No minimum deposit. $4.50 monthly fee unless you maintain an average monthly balance of $500.
0.05% - 1.75% APY. Terms ranging from 3 months to 5 years. Minimum opening deposit is $1,000 in CA, and NV, $2,500 in MD, DC, VA, and FL, $500 in all other markets.
A.k.a 'Savings Plus' Account. 0.01% - 0.10% APY. Minimum opening deposit $100.
24/7 Live Customer Service (Telephone)
2400 ATMs across the country. Citibank also works at all MoneyPass ATMs, which means access to over 60,000 no-fee ATMs.
Can convert an IRA to a regular CD account. 0.05% - 1.75% APY. Terms ranging from 3 months to 5 years. Minimum opening deposit is $1,000 in CA, and NV, $2,500 in MD, DC, VA, and FL, $500 in all other markets.
Can convert an IRA account to a regular Money Market account. 0.01% - 0.10% APY. Minimum opening deposit $100.
700 Citibank branches across 13 states (mostly in California and New York)
Pricing information from published website as of 12/13/2019.
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Citibank | Chase | |
|---|---|---|
Benefits and Features | ||
| Savings | 0.04% - 0.06% APY. No minimum deposit. $4.50 monthly fee unless you maintain an average monthly balance of $500. | Chase Savings: $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account OR for owners under 18. $0 to open. Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account. |
| CD | 0.05% - 1.75% APY. Terms ranging from 3 months to 5 years. Minimum opening deposit is $1,000 in CA, and NV, $2,500 in MD, DC, VA, and FL, $500 in all other markets. | Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee. |
| Checking | Chase Total Checking: Basic checking account. $12 service fee waived with an average beginning day balance of $1,500 OR direct deposits of at least $500 each month. $0 minimum balance to open. Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $0 minimum balance to open. Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $0 minimum balance to open. Chase College Checking: No monthly service fee for college students age 17-24 at account opening with proof of student status, for up to 5 years. $0 to open. Chase Private Client Checking: For high net worth individuals who have $250,000 on deposit with Chase. | |
| Money Market | A.k.a 'Savings Plus' Account. 0.01% - 0.10% APY. Minimum opening deposit $100. | |
| Customer Service | 24/7 Live Customer Service (Telephone) | |
| ATMs | 2400 ATMs across the country. Citibank also works at all MoneyPass ATMs, which means access to over 60,000 no-fee ATMs. | Over 16,000 Chase ATMs nationwide |
| IRA CD | Can convert an IRA to a regular CD account. 0.05% - 1.75% APY. Terms ranging from 3 months to 5 years. Minimum opening deposit is $1,000 in CA, and NV, $2,500 in MD, DC, VA, and FL, $500 in all other markets. | |
| IRA Money Market | Can convert an IRA account to a regular Money Market account. 0.01% - 0.10% APY. Minimum opening deposit $100. | |
| Locations | 700 Citibank branches across 13 states (mostly in California and New York) | |
| | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Citibank: Pricing information from published website as of 12/13/2019. Chase: Pricing information from published website as of 7/17/2019 | ||
Citibank Alternatives
- Enjoy a $1,000 welcome bonus when you join Sapphire℠ Banking. Within 45 days, transfer a total of $75,000 or more in qualifying new money or securities to a combination of eligible personal checking, savings and/or investment accounts, (excludes any J.P. Morgan retirement accounts and CDs) and maintain that balance for 90 days.
- Enjoy a new kind of banking experience
- No ATM fees worldwide - down the street or around the globe
- Perks that add up - relationship rates, special access and help when you need it
- Open online in minutes
- Email my upgrade code
- Available in: AZ, CA, CO, CT, DC, DE, FL, GA, IA, ID, IL, IN, KY, LA, MA, MD, MI, MS, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, TN, TX, UT, VA, WA, WI, WV
- No fees
- No minimum opening deposit
- No minimum balance required
- Up to 1.25% APY
- No minimum balance requirements
- No fees to open or maintain account
- Overdraft Protection
- Daily Compounding Interest
- FDIC insured
- Earn 2.00% APY on balances of $10,000 and above
- Member FDIC
Chase Sapphire℠ Checking
Online Savings Account - Earn 1.70% APY
Rewards Checking
UFB High Yield Savings - Earn up to 2.00% APY
Articles on Citibank
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CIT Bank Review: Is It Good?
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