Citibank Promotions

Citibank is currently offering four promotions. Read our in-depth review of Citibank to see why Citibank scored 3.5 stars out of 5. We like their perks for high balance customers, many fee-free atms, and global presence .

If you're looking for bank promotions, you must check out these offers.

$400

Citi Account Package - $400 Bonus

Open a new checking and savings account in the Citibank Account Package.

Within 30 days of opening your account deposit $15,000 New-to-Citibank funds into the checking and/or savings account.

Maintain a minimum balance of $15,000 in your eligible linked checking and/or savings account for 60 days.

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Expires 6/30/2019

$500

Citi Account Package - $500 Bonus

Eligible customers must enroll in the "$400/$500 Checking and Savings Offer" promotion. Open a new qualifying Checking AND Savings Accounts. To get the $500 bonus, customer must make a deposit of $15,000 (multiple deposits allowed) within 30 days of account opening. Account must maintain a minimum balance of $15,000 for 60 consecutive calendar days following the date the $15,000 deposit was made. Complete one qualifying direct deposit into the eligible Checking Account each month for two consecutive months within 60 days of account opening.

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Expires 6/30/2019

$600

Citi Account Package - $600 Bonus

Open a new checking and savings account in the Citibank Account Package.

Within 30 days of opening your account deposit $50,000 New-to-Citibank funds into the checking and/or savings account.

Maintain a minimum balance of $50,000 in your eligible linked checking and/or savings account for 60 days.

Get Deal

Expires 6/30/2019

$200

Citi Basic Banking Package - $200 Bonus

Open a new checking account in the Basic Banking Package.

Within 30 days of opening your account deposit $5,000 New-to-Citibank funds into the new checking account.

Maintain a minimum balance of $5,000 for 60 days.

Get Deal

Expires 6/30/2019

Compare Promotions

HSBC Direct Savings - 2.30% APY

Earn 2.30% APY on all balance tiers
No monthly maintenance fee
Minimum balance to earn APY is $1
Member FDIC

Get Deal

Rewards Checking

Up to 1.25% APY
No minimum balance requirements
No fees to open or maintain account
Overdraft Protection
Daily Compounding Interest
FDIC insured

Get Deal

NBKC Checking Account - 1.01% APY

Earn 1.01% APY
No monthly account fees
No minimum balance
No ATM fees at 32,000+ Moneypass ATMs and up to $12/month refund for any other ATM fees

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Open Spend and Save Account - Earn up to 2.00% APY

See Terms

Citibank Offers You May Have Missed

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Citi Account Package - 30,000 AAdvantage Bonus Miles

Eligible customers must have or open an AADvantage customer account that is held in his or her name. Enroll in the 30,000 AAdvantage miles offer then open an eligible Citi Checking Account. Within 60 days of account opening, spend at least $400 on qualifying purchases using your Citibank Debit or ATM Card. Eligible customers must download the Citi Mobile App from their app store (or text APP4 to MYCITI [692484] to receive a link) and log in to your new eligible checking account. The 30,000 AAdvantage bonus miles will be credited to your AAdvantage account within 90 calendar days from the date you completed all required activities.

Go to Citibank Website

Expired 4/10/2019

$700

Savings Account - Earn Up to $700

Fund a new or existing Eligible Savings Account with a minimum of $25,000 in new-to-Citibank funds by 9/30/2018 and maintain the minimum deposit until 12/31/2018 and you can earn a cash bonus between $200 - $700

Go to Citibank Website

Expired 9/30/2018

$600

Citi Priority Account Package - $600 Bonus

Open a new checking and savings account in the Citi Priority Account Package

Within 30 days of opening your account deposit $50,000 New-to-Citibank funds into the checking and/or savings account

Maintain a minimum balance of $50,000 in your eligible linked checking and/or savings account for 60 days

Go to Citibank Website

Expired 6/30/2018

$300

Citi Account Package - $300 Bonus

Open a new checking account in the Citi Account Package.

Within 30 days, make a qualifying deposit of at least $15,000, and maintain a minimum balance of $15,000 for 60 consecutive days following the date when you made the qualifying deposit.

There is a $25 monthly service fee (waived if you maintain a balance of $10,000 or more).

Go to Citibank Website

Expired 3/31/2018

$500

Citi Checking Account Package - $500 Cash Bonus

Earn $500 bonus when you open a checking account with a $50,000 deposit in one of the following packages:

Citibank Account Package: you must maintain a balance of at least $10,000 in order to waive the monthly service fee. Otherwise, the monthly service fee is $25.
Citi Priority Account Package: you must maintain a balance of at least $50,000 in order to waive the monthly service fee. Otherwise, the monthly service fee is $30.

Within 30 days, make a qualifying deposit of at least $50,000, and maintain a balance of $50,000 or more for 60 days consecutive calendar days following the date when you made the qualifying deposit. The new account must be opened between 01/02/18 – 03/31/18.

Go to Citibank Website

Expired 3/31/2018

$500

Citi Priority Account Package - $500 Cash Bonus

Open a new checking account in the Citi Priority Account Package.

Within 30 days, make a qualifying deposit of at least $50,000, and maintain a balance of $50,000 or more for 60 days consecutive calendar days following the date when you made the qualifying deposit.

Within 60 days, 1 qualifying direct deposit must post to the new checking account each month for 2 consecutive calendar months after account opening.

There is a $30 monthly service fee (waived if you maintain a balance of $50,000 or more).

Expired 12/31/2017

Earn Up to $100 Per Referral

Enroll in Citibank's Member-Get-Member Program to start referring people. To qualify for the cash bonus, the person you refer must not have an existing account with Citibank. You can get the cash bonus only after the person you refer opens a new eligible Citibank checking account.

Go to Citibank Website

Expired 12/31/2018

Citibank has 700 branches across the U.S. Accounts must be opened as a checking & savings package. Service fees and ways to waive are on the high side. Best for high-balance customers.

Checking Account Bonuses

Citibank often offers cash bonuses for new banking customers. Some deals are for opening a checking plus savings account package. Offers are usually available for residents nationwide.

All CitiBank checking accounts offer free online banking, bill pay, and mobile deposits.

How to Avoid Citibank Account Fees

Access Account Package. The $10 monthly fee can be waived if you: make a direct deposit or a bill payment per statement cycle, OR maintain a combined average monthly balance of at least $1,500 in linked Citibank accounts. This account has no check writing or overdraft fees.
Basic Banking Package. The $12 monthly fee can be waived if you: make a direct deposit or a bill payment per statement cycle, OR maintain a combined average monthly balance of at least $1,500 in linked Citibank accounts, OR are 62 or older.
Citibank Account Package. The $25 monthly fee can be waived if you maintain a combined average monthly balance of at least $10,000 in linked deposit, retirement, and investment accounts.
Citi Priority Package. The $30 monthly fee can be waived if you maintain a combined average monthly balance of at least $50,000 in linked deposit, retirement, and investment accounts.
Citigold Package. There is no monthly service fee if you maintain a combined average monthly balance of at least $200,000 in linked deposit, retirement, and investment accounts.

How to Get the Best Deal at Citibank

Citibank is best for high-balance customers who can open one of the elite accounts to earn reward points, get preferred rates, and other perks.

If you can keep enough on deposit to open one of the Citibank Account Package and above accounts (which requires at least $10,000 in combined balance), you get perks such as:

Opportunity to earn Citi ThankYou Rewards
Free checkbook orders (how many free orders depends on which account you have)
Option to earn interest on checking balance
No Citi fee when using non-Citi ATMs
Potential for higher interest rates on savings products
Waived annual fee for Citi Personal Wealth Management investment account (for Citi Priority and Citigold customers)

In-Depth Review

Highlights

Savings
0.04% APY. No minimum deposit. $4.50 monthly fee unless you maintain an average monthly balance of $500.

Compare: Citibank vs HSBC Bank

CD
0.05% - 2.50% APY. Terms ranging from 3 months to 5 years. Minimum opening deposit is $1,000 in CA, and NV, $2,500 in MD, DC, VA, and FL, $500 in all other markets.

Money Market
A.k.a 'Savings Plus' Account. 0.01% - 0.10% APY. Minimum opening deposit $100.

Compare: Citibank vs Discover Bank

Customer Service
24/7 Live Customer Service (Telephone)

ATMs
2400 ATMs across the country. Citibank also works at all MoneyPass ATMs, which means access to over 60,000 no-fee ATMs.

IRA CD
Can convert an IRA to a regular CD account. 0.05% - 2.50% APY. Terms ranging from 3 months to 5 years. Minimum opening deposit is $1,000 in CA, and NV, $2,500 in MD, DC, VA, and FL, $500 in all other markets.

IRA Money Market
Can convert an IRA account to a regular Money Market account. 0.01% - 0.10% APY. Minimum opening deposit $100.

Locations
700 Citibank branches across 13 states (mostly in California and New York)

Pricing information from published website as of 5/21/2019.

	Citibank	US Bank


	Benefits and Features
Savings	0.04% APY. No minimum deposit. $4.50 monthly fee unless you maintain an average monthly balance of $500.	0.01% APY. Minimum deposit $25. Monthly maintenance fee $4, unless you have $300 minimum daily ledger balance OR $1,000 average monthly collected balance.
CD	0.05% - 2.50% APY. Terms ranging from 3 months to 5 years. Minimum opening deposit is $1,000 in CA, and NV, $2,500 in MD, DC, VA, and FL, $500 in all other markets.	Standard Term CD: 0.05% - 0.75% APY. Terms ranging from 1 month - 60 months. Minimum deposit of $500. Maximum deposit $249,999. CD Special: 2.35% - 2.65% APY. Terms of 9, 17, 37 and 59 months. Minimum deposit of $1,000. Maximum deposit $249,999
Money Market	A.k.a 'Savings Plus' Account. 0.01% - 0.10% APY. Minimum opening deposit $100.	0.03% - 0.06% APY, depending on amount. Minimum opening deposit $100. Monthly maintenance fee $10 unless you have $10,000 minimum daily ledger balance.
Customer Service	24/7 Live Customer Service (Telephone)	24/7 Live Customer Service (Telephone)
ATMs	2400 ATMs across the country. Citibank also works at all MoneyPass ATMs, which means access to over 60,000 no-fee ATMs.	More than 4,700 ATMs across the country
IRA CD	Can convert an IRA to a regular CD account. 0.05% - 2.50% APY. Terms ranging from 3 months to 5 years. Minimum opening deposit is $1,000 in CA, and NV, $2,500 in MD, DC, VA, and FL, $500 in all other markets.
IRA Money Market	Can convert an IRA account to a regular Money Market account. 0.01% - 0.10% APY. Minimum opening deposit $100.	Minimum opening deposit of $100 or $25 automatic monthly deposit. No monthly maintenance fees.
Locations	700 Citibank branches across 13 states (mostly in California and New York)	More than 3000 branches across the country.
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Citibank: Pricing information from published website as of 5/21/2019. US Bank: Pricing information from published website as of 5/21/2019 based on 91107 zip code.

Citi Savings Account - Earn Up to $2,750

Open an eligible Savings Account and earn up to $2,750. Eligible Citi Savings Accounts are Citibank Account Package, Citi Priority Account Package, or Citigold Account Package. Eligible customers must enroll in the Promotional Interest Rate Offer and make a qualifying deposit of $25,000 or more within 10 days of account opening. Eligible customers who open a new Citi Savings Account in either Citi Priority Account Package or Citigold Account Package must also have or open an Eligible Checking Account. See offer for more details.

Get Deal

Expires 7/1/2019

Citibank Alternatives

HSBC Direct Savings - 2.30% APY

Earn 2.30% APY on all balance tiers
No monthly maintenance fee
Minimum balance to earn APY is $1
Member FDIC

Get Deal

Online Savings Account - Earn 2.10% APY

Get Deal

No minimum opening deposit
No monthly fee
No minimum balance required to waive monthly fee

NBKC Checking Account - 1.01% APY

Earn 1.01% APY
No monthly account fees
No minimum balance
No ATM fees at 32,000+ Moneypass ATMs and up to $12/month refund for any other ATM fees

Get Deal

Open Spend and Save Account - Earn up to 2.00% APY

See Terms

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October 13, 2018 - By Kim P - Reviews for Citibank Promotion

Citibank offers credit cards and banking services. But service fees and balance requirements are on the high side. Is it the right bank for you? Keep reading to find out.

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