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Capital One 360 Promotions
Read our in-depth review of Capital One to see why Capital One scored 4.3 stars out of 5. We like their overdraft protection options, no account minimums, and 27 capital one cafes for in-person support.
- Up to 2.00% APY
- Up to 5 years
- $0 minimum opening deposit
- Daily Compounding Interest
- FDIC Insured
Current Promotion
Capital One 360 Checking - $25 Offer
Get $25 when you open an account with an initial deposit of at least $250 AND do one of the following: make 3 debit card purchases or Zelle payments within 45 days of account opening. The $25 bonus will be deposited into your account on Day 50. Only available for new Capital One 360 customers. Terms apply.
Capital One 360 Savings - $25 Offer
Get $25 when you open an account with an initial deposit of at least $250-9,999.99. The $25 bonus will be automatically deposited into your account. The bonus will start earning interest right away, but you cannot withdraw for 30 days. Only available for new Capital One 360 customers. Terms apply.
Capital One 360 Savings - $100 Offer
Get $100 when you open an account with an initial deposit of at least $10,000. The $100 bonus will be automatically deposited into your account. The bonus will start earning interest right away, but you cannot withdraw for 30 days. Only available for new Capital One 360 customers. Terms apply.
360 Performance Savings Account - $1,000 Bonus
Open a 360 Performance Savings Account using promo code SAVE1000. Deposit $10,000 or more of new money from an external bank within the first 10 days of account opening (Initial Funding Period). Maintain a daily balance of $150,000 or more for 90 days following the Initial Funding Period to receive $1,000. Bonus will be deposited to your account within 60 days after you have completed all the requirements.
360 Performance Savings Account - $200 Bonus
Open a 360 Performance Savings Account using promo code SAVE1000. Deposit $10,000 or more of new money from an external bank within the first 10 days of account opening (Initial Funding Period). Maintain a daily balance of $10,000 - $149,999 for 90 days following the Initial Funding Period to receive $200. Bonus will be deposited to your account within 60 days after you have completed all the requirements.
Online CDs
Refer a Friend Program - $20 for Each Referral
Receive $20 for each friend who opens a Capital One 360 account using your referral link. Get your unique referral link by logging into your account and visiting the “Refer a Friend” section. The bonus is paid for the first 50 friends who open an account, for a total of up to $1,000. Those referred must open an account with at least $250 initial deposit.
Compare Promotions
- Enjoy a $1,000 welcome bonus when you join Sapphire℠ Banking. Within 45 days, transfer a total of $75,000 or more in qualifying new money or securities to a combination of eligible personal checking, savings and/or investment accounts, (excludes any J.P. Morgan retirement accounts and CDs) and maintain that balance for 90 days.
- Enjoy a new kind of banking experience
- No ATM fees worldwide - down the street or around the globe
- Perks that add up - relationship rates, special access and help when you need it
- Open online in minutes
- Email my upgrade code
- Available in: AZ, CA, CO, CT, DC, DE, FL, GA, IA, ID, IL, IN, KY, LA, MA, MD, MI, MS, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, TN, TX, UT, VA, WA, WI, WV
- No fees
- No minimum opening deposit
- No minimum balance required
Chase Sapphire℠ Checking
Relationship Money Market Account - Earn 1.50% (0.87% APY)
Earn 1.50% (0.87% APY) guaranteed for 6 months when you open a new Relationship Money Market Account by January 5, 2020 with minimum opening deposit of $25,000. Opening deposit must be money not currently deposited at Huntington. Click for qualifying requirements.
Online Savings Account - Earn 1.70% APY
Capital One Offers You May Have Missed
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Capital One 360 Money Market - $25
Get $25 if you make an initial deposit of $250 - $9,999.99. The bonus will be automatically deposited into your account upon opening. The bonus will start earning interest right away, but you cannot withdraw for 30 days. Only available for new Capital One 360 customers.
Capital One 360 Money Market - $100
Get $100 if you make an initial deposit of $10,000 or more. The bonus will be automatically deposited into your account upon opening. The bonus will start earning interest right away, but you cannot withdraw for 30 days. Only available for new Capital One 360 customers.
Capital One 360 Money Market - $500 Bonus
Open a 360 Money Market account using promo code CASH500. Deposit $50,000 or more within 10 days of account opening and maintain it for the next 90 days. $500 bonus will be deposited into your account within 60 days following the 90-day period.
Capital One 360 Money Market - $200 Bonus
This offer is exclusive to Quicken customers. Open your first 360 Money Market account online using the instructions from the email you received from Quicken. To earn $200 bonus, deposit $10,000 to $49,999 to your account within 10 days of account opening (Initial Funding Period). You must maintain at least $10,000 in your account for the first 90 days following the Initial Funding Period. $200 bonus will be deposited to your account in approximately 60 days following the 90-day balance maintenance period.
Capital One 360 Money Market - $400 Bonus
This offer is exclusive to Quicken customers. Open your first 360 Money Market account online using the instructions from the email you received from Quicken. To earn $400 bonus, deposit $50,000 to $99,999 to your account within 10 days of account opening (Initial Funding Period). You must maintain at least $50,000 in your account for the first 90 days following the Initial Funding Period. $400 bonus will be deposited to your account in approximately 60 days following the 90-day balance maintenance period.
Capital One 360 Money Market - $600 Bonus
This offer is exclusive to Quicken customers. Open your first 360 Money Market account online using the instructions from the email you received from Quicken. To earn $600 bonus, deposit $100,000 or more into your account within 10 days of account opening (Initial Funding Period). You must maintain at least $100,000 in your account for the first 90 days following the Initial Funding Period. $600 bonus will be deposited to your account in approximately 60 days following the 90-day balance maintenance period.
Capital One 360 Money Market - $200 Bonus
Open a Capital One 360 Money Market account and deposit at least $10,000 of new money within 10 days of account opening (Initial Funding Period). Use promo code OPEN200 when opening your account. Earn $200 bonus when you maintain $10,000 or more for the first 90 days following the Initial Funding Period. The bonus will be deposited into your account within 60 days following the 90-day period.
Capital One 360 Money Market - $500 Bonus
Open a Capital One 360 Money Market account and deposit at least $50,000 of new money within 10 days of account opening (Initial Funding Period). Use promo code SPREE500 when opening your account. Earn $500 bonus when you maintain $50,000 or more for the first 90 days following the Initial Funding Period. The bonus will be deposited into your account within 60 days following the 90-day period.
Capital One 360 Money Market - 50,000 Venture Miles
Open a new 360 Money Market account using promo code MILES50. Deposit $50,000 or more into your account AND spend $500 or more on purchases using your Venture card within 30 days of account opening (Initial Funding Period). Maintain a balance of at least $50,000 for 90 days following the Initial Funding Period. Bonus will be deposited into your account within 180 days from account opening.
Capital One 360 Money Market - $150 Bonus
Earn a $150 bonus when you deposit $20,000 to $49,999.99 into your 360 Money Market account from another bank by May 22, 2019. Maintain a daily balance of the new amount deposited in the account until August 20, 2019 to get the bonus. Bonus will be deposited into your account within 60 days following August 20, 2019.
Capital One Bank offers competitive rates on their savings account. Their interest checking has several overdraft options in cases of accidental overdraw. There are no minimum deposits or service fees.
Capital One 360 Promotions
Capital One frequently offers cash bonuses for new banking customers. Keep your eye out on our page for coupons. If you see one, be aware of when the offer expires and act on it quick.
Capital One promotions are available to all residents nationwide.
Capital One 360 Checking
Capital One's top-rated checking account has no balance requirements or service fees. Here are some special features:
- Overdraft protections. Capital One offers several overdraft protection options. The Next Day Grace gives you one business day to replace the overdrawn amount before you're charged. You can also auto decline charges you don't have the funds to cover. Or you can link a savings account for a free automatic transfer of funds. Lastly, you can apply for an Overdraft Line of Credit, but you'll be charged interest until you pay back the funds.
- First checks free. Your first set of checks are free.
- No foreign transaction fee. There is no foreign transaction fee when you use your debit card abroad.
What to Open at Capital One
- 360 Savings (for balances under $10,000). If you have less than $10k to save, you'll get the best interest rate with the 360 Savings account. There are no service fees or minimum balance requirements.
- Money Market (for balances $10,000+). If you have at least $10,000 to deposit, Capital One's money market account offers the best APY with no monthly service fee.
- 12-month CD. Capital One 360 offers one of the best APYs for a 12-month CD. There is no minimum opening deposit. If you can commit to not touching your money for longer, then you can get a slightly higher APY for a longer term CD (up to 5 years).
- MONEY Teen Checking. This is a great checking account to teach teens money management. You and your teen will be joint account holders. Teens can make their own money decisions, and you can monitor their account online. There is no minimum deposit requirement and no service fees.
Learn more about Capital One credit cards
What NOT to Open at Capital One
- Short term CDs. For CD terms less than 12 months, the interest rate isn't great. In this case, it's much better to just save your money into the Capital One 360 Savings Account.
Highlights
1.70% APY. No monthly service fee and no minimum deposit.
0.60% to 2.00% APY. Terms of 6 months to 5 years. 12-month CD APY of 2.00%. No deposit to open.
0.20% APY. No monthly service fee and no minimum deposit. Overdraft options prevent you from being charged when you accidentally overdraw
Mon-Sun: 8am - 11pm (ET)
Over 39,000 no-fee Capital One & Allpoint ATMs
0.60% to 2.00% APY. Terms of 6 months to 5 years. 12-month CD APY of 2.00%.
Online Only
Pricing information from published website as of 12/13/2019.
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Capital One | Chase | |
|---|---|---|
Benefits and Features | ||
| Savings | 1.70% APY. No monthly service fee and no minimum deposit. | Chase Savings: $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account OR for owners under 18. $0 to open. Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account. |
| CD | 0.60% to 2.00% APY. Terms of 6 months to 5 years. 12-month CD APY of 2.00%. No deposit to open. | Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee. |
| Checking | 0.20% APY. No monthly service fee and no minimum deposit. Overdraft options prevent you from being charged when you accidentally overdraw | Chase Total Checking: Basic checking account. $12 service fee waived with an average beginning day balance of $1,500 OR direct deposits of at least $500 each month. $0 minimum balance to open. Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $0 minimum balance to open. Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $0 minimum balance to open. Chase College Checking: No monthly service fee for college students age 17-24 at account opening with proof of student status, for up to 5 years. $0 to open. Chase Private Client Checking: For high net worth individuals who have $250,000 on deposit with Chase. |
| Customer Service | ||
| ATMs | Over 39,000 no-fee Capital One & Allpoint ATMs | Over 16,000 Chase ATMs nationwide |
| IRA CD | 0.60% to 2.00% APY. Terms of 6 months to 5 years. 12-month CD APY of 2.00%. | |
| Locations | ||
| | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Capital One: Pricing information from published website as of 12/13/2019. Chase: Pricing information from published website as of 7/17/2019 | ||
Capital One Alternatives
- Enjoy a $1,000 welcome bonus when you join Sapphire℠ Banking. Within 45 days, transfer a total of $75,000 or more in qualifying new money or securities to a combination of eligible personal checking, savings and/or investment accounts, (excludes any J.P. Morgan retirement accounts and CDs) and maintain that balance for 90 days.
- Enjoy a new kind of banking experience
- No ATM fees worldwide - down the street or around the globe
- Perks that add up - relationship rates, special access and help when you need it
- Open online in minutes
- Email my upgrade code
- Available in: AZ, CA, CO, CT, DC, DE, FL, GA, IA, ID, IL, IN, KY, LA, MA, MD, MI, MS, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, TN, TX, UT, VA, WA, WI, WV
- No fees
- No minimum opening deposit
- No minimum balance required
- Up to 1.25% APY
- No minimum balance requirements
- No fees to open or maintain account
- Overdraft Protection
- Daily Compounding Interest
- FDIC insured
- Earn 2.00% APY on balances of $10,000 and above
- Member FDIC
Chase Sapphire℠ Checking
Online Savings Account - Earn 1.70% APY
Rewards Checking
UFB High Yield Savings - Earn up to 2.00% APY
Articles on Capital One
Capital One 360 Review
Capital One Routing Number
Recent Mentions
Best Online Bank
Top 5 Best CD Rates
Top 5 Best Online Checking Accounts
Top 10 Best Online Savings Account
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