Capital One 360 Promotions
Read our in-depth review of Capital One to see why Capital One scored 4.3 stars out of 5. We like their overdraft protection options, no account minimums, and 27 cafes for in-person support.
- Who Can Qualify: New Capital One Checking clients and those who do not have nor have had a 360 Checking account on or after January 1, 2018.
- Where to Open: Offer is available online nationwide.
- Who Can Qualify: New Capital One Checking clients and those who do not have nor have had a 360 Checking account on or after January 1, 2018.
- Where to Open: Offer is available online nationwide.
- Who Can Qualify: New Capital One Checking clients and those who do not have nor have had a 360 Checking account on or after January 1, 2018.
- Where to Open: Offer is available online nationwide.
- Who Can Qualify: New Capital One Checking clients and those who do not have nor have had a 360 Checking account on or after January 1, 2018.
- Where to Open: Offer is available online nationwide.
- Who Can Qualify: New Capital One Checking clients and those who do not have nor have had a 360 Checking account on or after January 1, 2018.
- Where to Open: Offer is available online nationwide.
- Up to 0.40% APY
- Up to 5 years
- $0 minimum opening deposit
- Daily Compounding Interest
- FDIC Insured
Personal Checking Account - $400 Bonus
Open a qualifying 360 Checking account using promo code BONUS400. Receive at least 2 direct deposits totaling $1,000 or more within 60 days of account opening.
Personal Checking Account - Up to $250 Bonus
Open a new 360 Checking account using promo code UPTO250. Make the qualifying spending requirement using your debit card within 90 days of account opening.
| Spend Requirement | Cash Bonus |
|---|---|
| $1,500+ | $250 |
| $500.01-$1,500 | $150 |
Personal Checking Account - $250 Bonus
Open a qualifying 360 Checking account using UPTO250. Spend $1,500.00 or more using your Capital One debit card within 90 days of account opening.
Personal Checking Account - $150 Bonus
Open a qualifying 360 Checking account using UPTO250. Spend $500.01–$1,500.00 using your Capital One debit card within 90 days of account opening.
Personal Checking Account - $100 Bonus
Open a qualifying 360 Checking account using promo code BANK100. Complete transactions of $300 or more using your debit card within 90 days of account opening.
Online CDs
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- Get a $200 Welcome Deposit for eligible new customers who open a new HSBC Advance checking account and complete the following qualifying activities.
- Open your new HSBC Advance checking account online by March 31, 2021; and
- Make recurring monthly Qualifying Direct Deposits totaling at least $500 from a third party to your HSBC Advance checking account(s) for 3 consecutive calendar months from the second full calendar month after account opening
- You will automatically receive the $200 Welcome Deposit in your new HSBC Advance checking account approximately eight weeks after completing all qualifying activities. It's that simple.
- Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
- Direct Deposit Required: Yes
- Minimum Deposit Required: $500/Month for 3 Months
- 0.50% APY
- $100 minimum opening deposit
- No monthly maintenance fee
- FDIC insured
- Minimum Deposit Required: $100
- Minimum Deposit Required: $100
- Earn over 7x the national average
- New customers can apply online with a minimum of $100 to open an account
- Fund the account with electronic transfer, mail in check, or wire transfer
- No monthly service fees
- Deposit checks remotely and make transfers with the CIT Bank mobile app
- FDIC insured
- Minimum Deposit Required: $100
- No fees
- No minimum opening deposit
- No minimum balance required
- Minimum Deposit Required: $0
HSBC Advance Checking - $200 Welcome Deposit
CIT Bank Money Market Account - 0.50% APY
CIT Savings Builder - Earn 0.45% APY
Earn up to 0.45% APY. Here's how it works: Maintain a minimum balance of $25k OR make at least a $100 minimum deposit every month. Member FDIC
CIT Bank Money Market Account
Online Savings Account - Earn 0.50% APY
Capital One Offers You May Have Missed
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Capital One 360 Checking - $25 Refer a Friend Offer
Get $25 when you open an account with an initial deposit of at least $250 AND do one of the following: make 3 debit card purchases or Zelle payments within 45 days of account opening. The $25 bonus will be deposited into your account on Day 50. Only available for new Capital One 360 customers using the unique link sent from their friend. Terms apply.
Capital One 360 Savings - $25 Refer a Friend Offer
Get $25 when you open an account with an initial deposit of at least $250-9,999.99. The $25 bonus will be automatically deposited into your account. The bonus will start earning interest right away, but you cannot withdraw for 30 days. Only available for new Capital One 360 customers using the unique link sent from their friend. Terms apply.
Capital One 360 Savings - $100 Refer a Friend Offer
Get $100 when you open an account with an initial deposit of at least $10,000. The $100 bonus will be automatically deposited into your account. The bonus will start earning interest right away, but you cannot withdraw for 30 days. Only available for new Capital One 360 customers using the unique link sent from their friend. Terms apply.
Capital One 360 Money Market - $25
Get $25 if you make an initial deposit of $250 - $9,999.99. The bonus will be automatically deposited into your account upon opening. The bonus will start earning interest right away, but you cannot withdraw for 30 days. Only available for new Capital One 360 customers.
Capital One 360 Money Market - $100
Get $100 if you make an initial deposit of $10,000 or more. The bonus will be automatically deposited into your account upon opening. The bonus will start earning interest right away, but you cannot withdraw for 30 days. Only available for new Capital One 360 customers.
Personal Checking Account - $100 Bonus
Open a new 360 Checking account using promo code CHECK100. Within 90 days of account opening, spend at least $300 using your Capital One 360 Checking debit card.
360 Performance Savings Account - $100 Bonus
Open a new 360 Performance Savings account using promo code SCORE500. Deposit at least $10,000 of new money within 10 days of account opening (Initial Funding Period). Maintain a daily balance of $10,000-$19,999 for 90 days following the Initial Funding Period. $100 bonus will be deposited within 60 days after all requirements are completed.
360 Performance Savings Account - $200 Bonus
Open a new 360 Performance Savings account using promo code SCORE500. Deposit at least $20,000 of new money within 10 days of account opening (Initial Funding Period). Maintain a daily balance of $20,000-$29,999 for 90 days following the Initial Funding Period. $200 bonus will be deposited within 60 days after all requirements are completed.
360 Performance Savings Account - $300 Bonus
Open a new 360 Performance Savings account using promo code SCORE500. Deposit at least $30,000 of new money within 10 days of account opening (Initial Funding Period). Maintain a daily balance of $30,000-$39,999 for 90 days following the Initial Funding Period. $300 bonus will be deposited within 60 days after all requirements are completed.
360 Performance Savings Account - $400 Bonus
Open a new 360 Performance Savings account using promo code SCORE500. Deposit at least $40,000 of new money within 10 days of account opening (Initial Funding Period). Maintain a daily balance of $40,000-$49,999 for 90 days following the Initial Funding Period. $400 bonus will be deposited within 60 days after all requirements are completed.
Capital One Bank offers competitive rates on their savings account. Their interest checking has several overdraft options in cases of accidental overdraw. There are no minimum deposits or service fees.
Capital One 360 Promotions
Capital One frequently offers cash bonuses for new banking customers. Keep your eye out on our page for coupons. If you see one, be aware of when the offer expires and act on it quick.
Capital One promotions are available to all residents nationwide.
Capital One 360 Checking
Capital One's top-rated checking account has no balance requirements or service fees. Here are some special features:
- Overdraft protections. Capital One offers several overdraft protection options. The Next Day Grace gives you one business day to replace the overdrawn amount before you're charged. You can also auto decline charges you don't have the funds to cover. Or you can link a savings account for a free automatic transfer of funds. Lastly, you can apply for an Overdraft Line of Credit, but you'll be charged interest until you pay back the funds.
- First checks free. Your first set of checks are free.
- No foreign transaction fee. There is no foreign transaction fee when you use your debit card abroad.
What to Open at Capital One
- 360 Savings (for balances under $10,000). If you have less than $10k to save, you'll get the best interest rate with the 360 Savings account. There are no service fees or minimum balance requirements.
- Money Market (for balances $10,000+). If you have at least $10,000 to deposit, Capital One's money market account offers the best APY with no monthly service fee.
- 12-month CD. Capital One 360 offers one of the best APYs for a 12-month CD. There is no minimum opening deposit. If you can commit to not touching your money for longer, then you can get a slightly higher APY for a longer term CD (up to 5 years).
- MONEY Teen Checking. This is a great checking account to teach teens money management. You and your teen will be joint account holders. Teens can make their own money decisions, and you can monitor their account online. There is no minimum deposit requirement and no service fees.
What NOT to Open at Capital One
- Short term CDs. For CD terms less than 12 months, the interest rate isn't great. In this case, it's much better to just save your money into the Capital One 360 Savings Account.
Highlights
0.40% APY
0.20% to 0.40% APY. Terms of 6 months to 5 years. 12-month CD APY of 0.20%
0.10% APY
Mon-Sun: 8am - 11pm (ET)
Over 40,000 no-fee Capital One & Allpoint ATMs
0.20% to 0.40% APY. Terms of 6 months to 5 years. 12-month CD APY of 0.20%.
Online Only
Pricing information from published website as of 1/16/2021.
 | ||
 |  | |
Capital One | Chase | |
|---|---|---|
Benefits and Features | ||
| Savings | Chase Savings: $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account OR for owners under 18. $0 to open. Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account. | |
| CD | 0.20% to 0.40% APY. Terms of 6 months to 5 years. 12-month CD APY of 0.20% | Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee. |
| Checking | Chase Total Checking: Basic checking account. $12 service fee waived with an average beginning day balance of $1,500 OR direct deposits of at least $500 each month. $0 minimum balance to open. Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $0 minimum balance to open. Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $0 minimum balance to open. Chase College Checking: No monthly service fee for college students age 17-24 at account opening with proof of student status, for up to 5 years. $0 to open. Chase Private Client Checking: For high net worth individuals who have $250,000 on deposit with Chase. | |
| Customer Service | ||
| ATMs | Over 40,000 no-fee Capital One & Allpoint ATMs | |
| IRA CD | 0.20% to 0.40% APY. Terms of 6 months to 5 years. 12-month CD APY of 0.20%. | |
| Locations | ||
| | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Capital One: Pricing information from published website as of 1/16/2021. Chase: Pricing information and data points from published website as of 12/17/2020 | ||
Capital One Alternatives
- Enjoy a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit
- Access to 16,000 Chase ATMs and more than 4,700 branches
- Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
- Open your account online now
- Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
- Direct Deposit Required: Yes
- Minimum Deposit Required: None
- When Do You Get It: Within 15 days after meeting requirements
- No fees
- No minimum opening deposit
- No minimum balance required
- Minimum Deposit Required: $0
- New customers who apply online for a TD Beyond Checking account can earn a $300 cash bonus after receiving direct deposits of $2,500 or more within 60 days. To qualify for this offer, you must be a U.S. resident and apply for the offer online. Offer is available in these states: CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA
- Earn $300 when you receive direct deposits totaling $2,500 or more within 60 days
- Get more from your checking account. With TD Beyond Checking with Payback Plus, you'll earn interest and get reimbursed for non-TD ATM transactions, Rush Bill Payments and more.
- Monthly maintenance fee waived when you receive monthly direct deposits of $5,000 or more, or maintain a minimum daily balance of $2,500, or a combined balance of $25,000 across eligible TD accounts.
- TD fees waived at any ATM and non-TD fees reimbursed when you keep at least a $2,500 daily balance
- Overdraft Payback - Get overdraft fees automatically reversed up to two times a year.
- Get your money where it needs to go —fast— with Rush Bill Payments, Send Money with Zelle®, incoming wires and a reimbursement for one outgoing wire (domestic or international) per statement cycle.
- TD checking accounts come with an instant-issue debit card. And, you can pay with confidence with Zero Liability protection and 24/7 fraud monitoring.
- Monthly maintenance fee waived on one TD Simple CheckingSM account and any Savings and Money Market accounts. Plus, get free standard check orders, money orders, official bank checks and stop payments.
- Direct Deposit Required: Yes
- Minimum Deposit Required: $2,500 within 60 days
- Get a $200 Welcome Deposit for eligible new customers who open a new HSBC Advance checking account and complete the following qualifying activities.
- Open your new HSBC Advance checking account online by March 31, 2021; and
- Make recurring monthly Qualifying Direct Deposits totaling at least $500 from a third party to your HSBC Advance checking account(s) for 3 consecutive calendar months from the second full calendar month after account opening
- You will automatically receive the $200 Welcome Deposit in your new HSBC Advance checking account approximately eight weeks after completing all qualifying activities. It's that simple.
- Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
- Direct Deposit Required: Yes
- Minimum Deposit Required: $500/Month for 3 Months
- Earn over 7x the national average
- New customers can apply online with a minimum of $100 to open an account
- Fund the account with electronic transfer, mail in check, or wire transfer
- No monthly service fees
- Deposit checks remotely and make transfers with the CIT Bank mobile app
- FDIC insured
- Minimum Deposit Required: $100
Chase Total Checking® - $200 Bonus
Online Savings Account - Earn 0.50% APY
TD Beyond Checking - $300 Cash Bonus
HSBC Advance Checking - $200 Welcome Deposit
CIT Bank Money Market Account
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