Save money and be informed. CreditDonkey is a credit card comparison and reviews website. This website is made possible through financial relationships with card issuers and some of the products and services mentioned on this site. Advertiser Disclosure†

Payoff vs SoFi

Payoff is a credit card consolidation loans for borrowers with good credit. How does it compare to SoFi? Read our comparison chart below.

 PayoffSoFi
 Visit SiteLearn More
 

Payoff

SoFi

SPECIAL OFFER
Personal Loans - Learn More

Read Payoff Review

SPECIAL OFFER
Refinance Student Loans - Learn More

Read SoFi Review

 

CreditDonkey® Reviews

 PayoffSoFi
EligibilityStarStarHalf StarEmpty StarEmpty StarStarStarHalf StarEmpty StarEmpty Star
FeesStarStarStarStarHalf StarStarStarStarStarHalf Star
Interest RatesStarStarStarStarEmpty StarStarStarStarStarHalf Star
Pros & ConsPros:
  • Low APR for excellent credit
  • No late fees
  • Can help boost credit score
Cons:
  • Only for credit card debt
  • No cosigners allowed
  • Slow funding process
Pros:
  • Competitive, fixed rates
  • Low fees
  • No collateral
Cons:
  • Slower underwriting process
  • High standards for borrowers
Bottom LineCredit card consolidation loans for borrowers with good credit... Read full reviewPersonal loans with low APR and fees. Must have good credit to qualify... Read full review

Personal Loans


Articles on Payoff

Payoff Personal Loan Review

Payoff offers personal loans for credit consolidation, but are the APRs worth your time? Find out if you qualify and how they work with credit bureaus.

Articles on SoFi

SoFi Personal Loan

SoFi offers unsecured personal loans if you need to borrow money ASAP. But is it legit (or not)? Learn how SoFi personal loans actually work.

SoFi Mortgage Review

Thinking about buying a home or refinancing your existing mortgage? Is SoFi a good online lender or should you stick with a traditional bank? Read on for the pros and cons.

Which Do You Think is Best?





You Might Also Like

Upstart Personal Loan Review
Upstart

Upstart Personal Loan Review

Upstart offers personal loans for fair-credit borrowers. Before applying, find out if it's reliable, how it affects credit, and who gets approved.

About CreditDonkey
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

About Us | Reviews | Deals | Tips | Privacy | Do Not Sell My Info | Terms | Contact Us
(888) 483-4925 | 680 East Colorado Blvd, 2nd Floor | Pasadena, CA 91101
© 2021 CreditDonkey Inc. All Rights Reserved.