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Payline vs Chase Payment Solutions

Payline is a good credit card processor for most businesses. How does it compare to Chase Payment Solutions? Read our comparison chart below.

Payline uses an Interchange-Plus pricing model. Swiped transactions are Interchange + 0.2% + $0.10 per transaction, plus a $10 monthly fee. There is no contract and your first month is free. Payline is also known to work with high-risk merchants.

While Chase Payment Solutions is used by over 5 million businesses. It offers flat-rate pricing with no monthly fees and no contract, at 2.6% +10¢ per tap, dip and swiped transaction. Plus, same-day deposits are available with a Chase Business Complete Banking account.

Compare Payline with Chase Payment Solutions, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 PaylineChase Payment Solutions
 Visit SiteVisit Site
 

Payline

Chase Payment Solutions

SPECIAL OFFER
Chase Payment Solutions℠ - Learn More

Read Chase Payment Solutions Review

 

Benefits and Features

Monthly Fee
  • $10 per month for in-person processing
  • $20 per month for online processing
  • $10 per month for virtual terminal
No monthly fees
Good ForBusinesses processing $5,000 or more per month 
EquipmentPOS (EMV Chip & PIN, Magstripe, NFC/contactless), Mobile Payment Processing, Subscription Billing, ACH Payments, Online Processing 
Customer Service
Phone, Email
Get 24/7 support, online or from a live U.S.-based Chase Payment Solutions agent.
Pricing Model
Interchange-Plus
 
Swipe Rate
Interchange + 0.4% + $0.10
2.6% rate +10¢ per tap, dip and swiped transaction
Online Rate
Interchange + 0.75% + $0.20
2.90% + 25¢ per ecommerce transaction
Keyed-in Transaction Fee
Interchange + 0.75% + $0.20
3.5% rate +10¢ per keyed transaction
Deposit Time
Next business day
Fast funding at no additional cost. Get deposits as soon as the same day1
Chargeback Fee
$25
 
 

CreditDonkey® Reviews

 PaylineChase Payment Solutions
PriceStarStarStarStarHalf StarStarStarStarStarEmpty Star
EquipmentStarStarStarStarEmpty StarStarStarStarStarEmpty Star
ContractStarStarStarStarStarStarStarStarStarEmpty Star
Customer ServiceStarStarStarStarEmpty StarStarStarStarEmpty StarEmpty Star
EcommerceStarStarStarEmpty StarEmpty StarStarStarStarStarEmpty Star
High Volume BusinessStarStarStarStarEmpty StarStarStarStarEmpty StarEmpty Star
Low Volume BusinessStarStarStarHalf StarEmpty StarStarStarStarStarStar
Pros & ConsPros:
  • User-friendly interface
  • Transparent interchange-plus pricing model
Cons:
  • Monthly fee
  • $25 monthly minimum processing requirement
Pros:
  • Competitive mobile processing
  • Same day funding available
  • No contract available
Cons:
  • Other fees not disclosed
  • Some poor user reviews
Bottom LineGood credit card processor for most businesses... Read full reviewWell known processor with extra benefits for Chase banking customers... Read full review
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Chase Payment Solutions

Chase Payment Solutions℠

  • Never miss a sale with powerful new ways to accept credit cards, anytime, anywhere. Accept payments multiple ways – in person, online, or over the phone
  • Fast funding at no additional cost. Get deposits as soon as the same day1.
  • Enjoy fair and transparent pricing with no hidden or monthly fees. 2.6% rate +10¢ per tap, dip and swiped transaction. 2.90% + 25¢ per ecommerce transaction. 3.5% rate +10¢ per keyed transaction2
  • Trusted security – As technology advances, our industry-leading systems help keep your payments safe
  • Accept cards in person – Take payments quickly with our easy to use point-of-sale devices and mobile app3
  • Accept cards online or over the phone – Choose from pre-built payment integrations with leading eCommerce platforms, virtual terminal and a payment gateway
  • Over 5 million businesses of all types and sizes trust financial solutions from Chase
Chase Payment Solutions

Fast Funding at No Additional Cost

  • 2.6% + 10¢ per swipe, dip, and tap
  • Get deposits as soon as the same day at no extra cost
  • 24/7 support from live US-based agents

Which is Better: Payline or Chase Payment Solutions?

Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing Payline or Square.

In short: Payline's contract, customer service, and high volume business are noteworthy. In particular, the contract is impressive. Chase Payment Solutions' ecommerce and low volume business are noteworthy. In particular, the low volume business is impressive.


Articles on Payline

Payline Data Review

Payline Data offers merchant services but can it help your business? Find out how the fees compare to processors like Square.

Articles on Chase Payment Solutions

Chase Payment Solutions Review

Discover the benefits of Chase Payment Solutions. Learn more about their user-friendly features and pricing. Is this your business's top choice?

Which Do You Think is Best?





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