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OppLoans vs SoFi

OppLoans is an offers emergency loans to "poor credit" borrowers and safer than payday loans. How does it compare to SoFi? Read our comparison chart below.

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Personal Loans - Learn More

Read OppLoans Review

Refinance Student Loans - Learn More

Read SoFi Review


CreditDonkey® Reviews

EligibilityStarStarStarStarStarStarStarHalf StarEmpty StarEmpty Star
FeesStarStarStarHalf StarEmpty StarStarStarStarStarHalf Star
Interest RatesStarStarStarHalf StarEmpty StarStarStarStarStarHalf Star
Pros & ConsPros:
  • Online application
  • Lower APRs
  • Longer prepayment periods
  • Not available in every state
  • Max loan amount of $4k for some states
  • APR can be as high as 199%
  • Competitive, fixed rates
  • Low fees
  • No collateral
  • Slower underwriting process
  • High standards for borrowers
Bottom LineOffers emergency loans to "poor credit" borrowers and safer than payday loans... Read full reviewPersonal loans with low APR and fees. Must have good credit to qualify... Read full review
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Personal Loans

Which is Better: OppLoans or SoFi?

Still need help deciding which personal loans is better? Read the in-depth reviews below. You may also be interested in comparing OppLoans or Fiona.

In short: OppLoans' eligibility is outstanding. SoFi's fees and interest rates are noteworthy.

Articles on OppLoans

OppLoans Review

OppLoans is a short-term lender that offers installment loans in as little as a few business days. Learn how OppLoans works and whether it's worth it.

Articles on SoFi

SoFi Personal Loan

SoFi offers unsecured personal loans if you need to borrow money ASAP. But is it legit (or not)? Learn how SoFi personal loans actually work.

SoFi Mortgage Review

Thinking about buying a home or refinancing your existing mortgage? Is SoFi a good online lender or should you stick with a traditional bank? Read on for the pros and cons.

Which Do You Think is Best?

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Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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