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Nexo vs Choice IRA

Nexo is a safe way to earn interest on crypto assets. How does it compare to Choice IRA? Read our comparison chart below.

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Choice IRA

Welcome Bonus: Deposit $1000 and Get $100 in BTC - Learn More

Read Nexo Review

Pay Less Tax on Bitcoin - Learn More

Read Choice IRA Review


Benefits and Features

Minimum Deposit 
Cryptocurrencies SupportedBTC, ETH, LTC, XRP, EOS, XLM, BCH, USDT, USDC, USDP, TUSD, DAI, USDX, EURX, GBPX, DOT, BNB, LINK, TRX, PAX Gold, ADA, SOL, DOGE, AVAX, AXS, MATIC, LUNAAave, Basic Attention Token, Cardano, Cosmos, Bitcoin, Bitcoin Cash, Chainlink, Dash, Dogecoin, EOS, Ethereum, Icon, Litecoin, Maker, Monero, Neo, Polkadot, Solana, Stellar, Tezos, Uniswap, Yearn.Finance, ZCash
Countries SupportedWorldwide, except: Bulgaria, The Central African Republic, Cuba, Estonia, Iran, the US state of New York, the US state of Vermont, North Korea, and Syria.U.S.
Fiat Currencies Supported
Over 40
Digital Wallet
Transaction Fee
Digital assets: 1%
Securities: $0.005 per share ($1 min)
Metals: $30 per request
Copy Trading
Limit Orders
Margin Trading
about 2%
Interest AccountsUp to 20% APR (Not Available in US) 
Crypto Loans
Bitcoin (BTC) Interest Rates
4.0 - 8.0%
Setup Fee $0 for No Annual Fee Account and Cold Storage; $500 for Hold Your Own Keys trust setup
Ethereum (ETH) Interest Rates
4.0 - 8.0%
Bank Account Purchase Fee
Litecoin (LTC) Interest Rates
4.0 - 8.0%
Debit Card Purchase Fee
Tether (USDT) Interest Rates
8.0 - 12.0%
USD Coin (USDC) Interest Rates
8.0 - 12.0%
Mobile App
ACH Transfer Fee
Wire Transfer Fee
$0 incoming / $35 outgoing domestic; $75 outgoing international
Crypto Conversion Fee
Withdrawal FeeGas fees on crypto-withdrawals change over time 
Other Fees2% origination fee on crypto-backed loans 
Address Allowlisting
Biometric Login
Cold Storage
Maximum Trading Amount$100,000 USD per transaction with no transaction limit per day 
Two-Factor Authentication
Withdrawal LimitFree withdrawals depend on loyalty tier:
Basic: 1 per month
Silver: 2 per month
Gold: 3 per month
Platinum: 5 per month
None. 10% penalty under 59 1/2 years old

CreditDonkey® Reviews

Interest AccountsStarStarStarStarStar
Commissions and FeesStarStarStarStarStarStarStarStarStarEmpty Star
SafetyStarStarStarStarEmpty StarStarStarStarStarEmpty Star
Cryptocurrency TradingStarStarStarStarEmpty Star
Ease of UseStarStarStarStarStar
ResearchStarStarEmpty StarEmpty StarEmpty Star
Pros & ConsPros:
  • Good APY
  • Comprehensive mobile app
  • Advanced security features
  • Limited educational tools
  • No minimums
  • $0 monthly fee option
  • A range of assets
  • Limited research tools
Bottom LineSafe way to earn interest on crypto assets... Read full reviewLow-cost platform to invest in stocks, crypto, and metals all in one IRA... Read full review
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Pay Less Tax on Bitcoin

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Nexo: Pricing information from published website as of 01/26/2022. Nexo Earn Interest is not available in the United States.


Welcome Bonus: Deposit $1000 and Get $100 in BTC

Sign up for a new Nexo account, and make a top-up of at least $1,000.


Welcome Bonus: Deposit $100 and Get $10 in BTC

Sign up for a new Nexo account, and make a top-up of at least $100.

Which is Better: Nexo or Choice IRA?

Still need help deciding which crypto is better? Read the in-depth reviews below. You may also be interested in comparing Nexo or BlockFi.

In short: Nexo's commissions and fees is impressive.

Articles on Nexo


Nexo offers a way to earn interest on your crypto holdings, borrow cash or stablecoins, and spend your crypto in the real world. But is it safe?

Articles on Choice IRA

Choice IRA Review

Choice IRA offers an all-in-one IRA for investors who want a lot of diversity in their retirement portfolio. But is it the right IRA for you?

Which Do You Think is Best?

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About CreditDonkey
CreditDonkey is a crypto comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

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