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Marcus by Goldman Sachs vs Synchrony Bank


 

Marcus by Goldman Sachs

Synchrony Bank

SPECIAL OFFER
Marcus Online Savings - Earn 1.70% APY - Learn More

Read Marcus Review

SPECIAL OFFER
High Yield Savings - 1.50% APY - Learn More

Read Synchrony Bank Review

 

Benefits and Features

Savings1.70% APY. $0 to open; $1 to earn stated APY. No fees to open or maintain account. No minimum daily balance requirement.1.50% APY. No monthly service fee and no minimum deposit. An ATM card is provided for easy withdrawal. Synchrony will refund ATM fees for other banks up to $5 per statement cycle
CD0.60% to 1.90% APY. Terms of 6 months to 6 years. 12-month CD APY of 1.85%. $500 minimum to open. No monthly service fee.0.25% to 1.65% APY. Terms of 3 months to 5 years. Minimum deposit of $2,000 to open.
Money Market 0.90% APY. No monthly service fee and no minimum deposit.
Customer ServiceMonday - Friday: 8:00 am - 10:00 pm (ET)
Saturday - Sunday: 9:00 am - 7:00 pm ET
Mon-Fri 8:00 am - 8:00 pm (ET); Sat-Sun 8:00 am - 5:00 pm (ET)
Mobile App
None
 
ATMs
None
Any ATMs with Plus or Accel logos
IRA CD 0.25% to 1.65% APY. Terms of 3 months to 5 years. Minimum deposit of $2,000 to open.
IRA Money Market 0.90% APY.
Locations
Online Only
Online Only
 

CreditDonkey® Reviews

Savings
Money Market
Customer Service
Pros & ConsPros:
  • Savings with ATM card
  • High APY
  • All balance tiers receive same rate
Cons:
  • No checking account
  • $2,000 minimum deposit for CDs
  • Limited customer service hours
Bottom Line Read full reviewGood online bank offering high interest rates... Read full review

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Marcus: Information including rates, fees, terms, and benefits was obtained on March 29, 2020 from published websites and is believed to be accurate, but not guaranteed.

Synchrony Bank: Pricing information from published website as of 03/28/2020.


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