Marcus by Goldman Sachs vs Ally Bank
Marcus by Goldman Sachs | Ally Bank | |
---|---|---|
Marcus Online Savings - Earn 4.40% APY - | Online Savings Account - 4.25% APY - | |
Benefits and Features | ||
Savings | 4.40% APY. $0 to open. No fees to open or maintain account. No minimum daily balance requirement. | |
CD | 3.90% to 5.00% APY. Terms of 6 months to 6 years. 12-month CD APY of 4.90%. $500 minimum to open. No monthly service fee. | 3.00% to 4.50% APY. Terms of 3 months to 5 years. 12-month CD APY of 4.50% |
Checking | 0.10% APY for daily balances less than $15,000. 0.25% APY for daily balances over $15,000 | |
Money Market | ||
Mobile App | ||
ATMs | Over 43,000 no-fee Allpoint ATMs | |
Customer Service | Mon - Sat: 8 am - 10 pm ET Sat - Sun: 9 am - 7 pm ET | |
Locations | ||
CreditDonkey® Reviews | ||
Savings | ||
Checking | ||
Money Market | ||
Mobile App | ||
Customer Service | ||
Pros & Cons | Pros:
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Bottom Line | | Solid online bank with a great user-friendly website and customer service... |
Marcus: Information including rates, fees, terms, and benefits was obtained on April 04, 2024 from published websites and is believed to be accurate, but not guaranteed. Ally Bank: Pricing information from published website as of 04/11/2024. |