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LendKey Student Loans vs CommonBond Student Loans

LendKey is a good option for customer service. How does it compare to CommonBond? Read our comparison chart below.

LendKey connects borrowers with a network of community banks and credit unions to get the best rates. Lendkey's lenders offer both private student loans and refinancing & consolidation services. Many lenders offer the option to make interest-only payments during the first four years. Each lender has its own minimum loan and salary requirement.

While CommonBond is a student loan refinance provider focused on community. It has a strong community that hosts networking events and career assistance. In addition, it has a social mission to fund the education of global students in need. CommonBond offers both fixed and variable rate loans, as well as a hybrid loan. Minimum $5,000 in loans to be eligible.

Compare LendKey with CommonBond, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 LendKey Student LoansCommonBond Student Loans
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LendKey Student Loans

CommonBond Student Loans

Refinance Student Loans - Learn More

Read LendKey Review

Refinance Student Loans - Learn More

Read CommonBond Review


Benefits and Features

Variable APR
2.51% to 7.51% (with AutoPay)
2.43% to 6.59% (with AutoPay)
Fixed APR
3.49% to 7.54% (with AutoPay)
3.49% to 8.07% (with AutoPay)
Minimum Amount
Maximum Amount
Up to $500,000
Loan Term
5 to 20 years
5 to 20 years; Hybrid loans are 5 years of fixed payments and 5 years of variable payments
State ResidencyMost states except: ME, ND, NV, RI, and WV
All states eligible
Degree Requirements
Bachelor's or higher
Associates or higher
Income Requirements
Employment Requirements
Must be employed
Must be employed or have an offer
Interest Only Payments
Yes for the first 4 years
Origination Fees
Prepayment Penalty
Can Use a Cosigner
Can Release a Cosigner
Auto-Pay Interest Rate Reduction
Soft Credit Check
Unemployment Protection

CreditDonkey® Reviews

 LendKey Student LoansCommonBond Student Loans
Customer Service
Loan Term
Ease of Use
Interest Rates
Payment Flexibility
Pros & ConsPros:
  • Offer interest rate reduction beyond auto-debit reduction
  • Excellent customer service
  • Return policy within 30 days you can return your loan
  • Cumbersome application process
  • Lack of transparency regarding loan documents
  • Hybrid program
  • Payment protections
  • Social mission
  • Not available for all states
  • Long process to approval
Bottom LineGood option for customer service... Read full reviewCommunity-focused lender with unique hybrid rate option... Read full review
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Refinance Student Loans

Refinance Student Loans

What Others View

    LendKey: Pricing information from published website as of 11/15/2018

    CommonBond: Pricing information from published website as of 6/19/2019

    Which is Better: LendKey or CommonBond?

    Still need help deciding which student loans is better? Read the in-depth reviews below. You may also be interested in comparing LendKey or ELFI.

    In short: LendKey's customer service is outstanding. CommonBond's ease of use and payment flexibility are notable. In particular, the payment flexibility is excellent.

    Articles on LendKey Student Loans

    Articles on CommonBond Student Loans

      CommonBond Reviews

      CommonBond offers competitive rates for student loan refinance along with a strong social mission. Is it right for you? See the pros and cons.

    Which Do You Think is Best?

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    About CreditDonkey®
    CreditDonkey is a student loan comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

    Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

    †Advertiser Disclosure: Many of the card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

    *See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

    CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.