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Capital One Journey vs Discover Student It Card

Compare Rewards, Interest Rates, Fees, and Benefits

Capital One Journey is a student and cash back credit card. How does it compare to Discover Student It Card? Read our comparison chart below.

 

Journey® Student Rewards from Capital One®

Discover it® for Students

 
StudentCash Back RewardsCar Rental InsuranceExtended WarrantyTravel Accident Insurance
StudentIntroductory Bonus Cash BackCash Back RewardsBonus Cash BackNo Limits on Rewards
 

Credit Card Interest Rates & Fees

Introductory APR for PurchasesN/A0% introductory APR for 6 months
Introductory APR for Balance TransfersN/A10.99% introductory APR for 6 months
Purchase APR24.99% (Variable) based on your creditworthiness and other factors14.49% to 23.49% Variable based on your creditworthiness and other factors
Balance Transfers APR24.99% (Variable) based on your creditworthiness and other factors14.49% to 23.49% Variable based on your creditworthiness and other factors
Balance Transfer FeeNo balance transfer fee3% of the amount of each transfer.
Foreign Transaction FeeNo foreign transaction feeNo foreign transaction fee
Annual Fee$0 annual fee$0 annual fee
 

Credit Card Rewards & Benefits

StudentStudentStudent: New student cardmembers who apply after July 23, 2015 will be rewarded with $20 in Cashback BonusĀ® if their grade point average is 3.0 (or equivalent) or higher each year they are enrolled in school, for the first five years from the account opening.
Introductory Bonus Cash Back Introductory Bonus Cash Back: Discover will match all the cash back you've earned at the end of your first year (only for new cardmembers).
Cash Back RewardsCash Back Rewards: Earn 1% cash back on all purchases. If you pay on time, you can boost your cash back to a total of 1.25% for that month.Cash Back Rewards: 1% cash back on all other purchases.
Bonus Cash Back Bonus Cash Back: 5% cash back on up to $1,500 in purchases in rotating categories that change each quarter (requires free and easy sign-up for 5% Cashback Bonus)*
Limitations apply*. See issuer's website for additional program details.
Bonus Categories for 2017:
October - December 2017: 5% on up to $1,500 in purchases at Amazon.com & Target
Bonus Categories for 2018:
January - March 2018: 5% on up to $1,500 in purchases at Gas Stations & Wholesale Clubs
April - June 2018: 5% on up to $1,500 in purchases at Grocery Stores
July - September 2018: 5% on up to $1,500 in purchases at Restaurants
October - December 2018: 5% on up to $1,500 in purchases at Amazon.com & Wholesale Clubs
 

CreditDonkey® Credit Card Reviews

Pros & ConsPros:
  • Generous cash back
  • Intro APR on purchases
  • No annual fee
Cons:
  • Not all merchants accept Discover
Bottom LineExcellent cash back credit card for college students... Read full review
 Learn MoreRead Discover Student It Card Review

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

Disclaimer: The information for the Journey® Student Rewards from Capital One® and Discover it® for Students has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Capital One Journey: Pricing information including interest rates, rewards, benefits and fees was obtained on March 29, 2018 from published websites and is believed to be accurate, but not guaranteed.

Discover Student It Card: Pricing information including interest rates, rewards, benefits and fees was obtained on April 2, 2018 from published websites and is believed to be accurate, but not guaranteed.


Explore Discover it® for Students In-Depth


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Compare Capital One Journey to:


Introductory Bonus Cash BackCash Back RewardsNo Expiration on RewardsNo Limits on RewardsConciergeExtended Warranty$0 Fraud Liability
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% intro on purchases for 9 months
0% intro on balance transfers for 9 months
14.49% - 24.49% (Variable)
$0


$0 Fraud Liability
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
24.99% (Variable)
$0

Disclaimer: The information for the Capital One® Quicksilver® Cash Rewards Credit Card and Capital One® Platinum Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.


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Compare Discover Student It Card to:

Blue Cash Everyday
Introductory Bonus Cash BackCash Back RewardsGas RewardsGrocery RewardsCar Rental InsuranceExtended WarrantyPurchase ProtectionReturn ProtectionTravel Accident Insurance $0 Fraud Liability
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% on Purchases for 15 months
0% on Balance Transfers for 15 months
14.49% - 25.49% Variable
$0


About CreditDonkey®
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy financial decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.