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Journey® Student Rewards from Capital One® |
Disclaimer: The information for the Journey® Student Rewards from Capital One® has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.
Learn more about Journey®
Compare Student Credit Cards
Journey® Student Rewards from Capital One® is a Personal Visa card with
| Regular APR | |
|---|---|
| Purchases | 26.96% (Variable) |
| Balance Transfers | 26.96% (Variable) |
| Cash Advances | 26.96% (Variable) |
Rewards & Benefits
Earn 1% cash back on all purchases. If you pay on time, you can boost your cash back to a total of 1.25% for that month.
Rent an eligible car with your credit card and you can get collision, damage and loss insurance.
You'll get additional warranty protection at no charge on eligible items that are purchased with your credit card.
Get automatic travel insurance at no extra charge when you use your credit card to purchase your eligible fare.
If your card is lost or stolen and used without your authorization, you will not be liable for those charges.
If your credit card is lost or stolen, you can get an emergency card replacement and a cash advance.
- Annual Percentage Rate (APR) for Purchases
APR will be 26.96% (Variable) based on your creditworthiness and other factors. - Annual Percentage Rate (APR) for Balance Transfers
APR will be 26.96% (Variable) based on your creditworthiness and other factors. - Annual Percentage Rate (APR) for Cash Advances
APR will be 26.96% (Variable) based on your creditworthiness and other factors. - Paying Interest for Purchases
You usually have at least 25 days after the close of each billing cycle to pay your entire balance to avoid interest. - Paying Interest for Balance Transfers
Usually, interest begins charging on the transfer transaction date.
Interest Rates & Interest Charges
- Annual Fee
$0 annual fee - Balance Transfer Transaction Fee
No balance transfer fee - Cash Advance Transaction Fee
Either $10.00 or 3% of the amount of each cash advance, whichever is greater. - Foreign Transaction Fee
No foreign transaction fee
Fees
Journey® Student Rewards from Capital One® | Discover it® Student Cash Back | |
|---|---|---|
Interest Rates and Fees | ||
| Introductory APR for Purchases | N/A | 0% introductory APR for 6 months |
| Introductory APR for Balance Transfers | N/A | 10.99% introductory APR for 6 months |
| Purchase APR | 26.96% (Variable) based on your creditworthiness and other factors | 15.24% to 24.24% Variable based on your creditworthiness and other factors |
| Balance Transfers APR | 26.96% (Variable) based on your creditworthiness and other factors | 15.24% to 24.24% Variable based on your creditworthiness and other factors |
| Balance Transfer Fee | No balance transfer fee | 3% of the amount of each transfer. |
| Annual Fee | ||
Benefits and Features | ||
| Student |  | Student: Get $20 statement credit each school year your GPA is 3.0 or higher for up to the first 5 years from account opening. |
| Introductory Bonus Cash Back | Introductory Bonus Cash Back: Discover will match all the cash back you've earned at the end of your first year (only for new cardmembers). | |
| Cash Back Rewards | Cash Back Rewards: Earn 1% cash back on all purchases. If you pay on time, you can boost your cash back to a total of 1.25% for that month. | Cash Back Rewards: 1% cash back on all other purchases. |
| Bonus Cash Back | Bonus Cash Back: 5% cash back on up to $1,500 in purchases in rotating categories that change each quarter (requires free and easy sign-up for 5% Cashback Bonus)* Limitations apply*. See issuer's website for additional program details. Bonus Categories for 2018: January - March 2018: Gas Stations & Wholesale Clubs April - June 2018: Grocery Stores July - September 2018: Restaurants October - December 2018: Amazon.com & Wholesale Clubs Bonus Categories for 2019: January - March 2019: Grocery Stores April - June 2019: Gas Stations, Uber and Lyft July - September 2019: Restaurants October - December 2019: Amazon.com | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Capital One Journey: Pricing information including interest rates, rewards, benefits and fees was obtained on December 19, 2018 from published websites and is believed to be accurate, but not guaranteed. Discover Student It Card: Pricing information including interest rates, rewards, benefits and fees was obtained on January 2, 2019 from published websites and is believed to be accurate, but not guaranteed. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Disclaimer: The information for the Journey® Student Rewards from Capital One® and Discover it® Student Cash Back has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. | ||
- Pricing information including interest rates, rewards, benefits and fees was obtained on December 19, 2018 from published websites and is believed to be accurate, but not guaranteed.
- While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. Please review the terms and conditions on the issuer's website.
Complete Card Details
Editorial Note: This content is not provided by Capital One. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Capital One.
Recent Mentions
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Disclaimer: The information for the Discover it® Student Cash Back, Capital One® Quicksilver® Cash Rewards Credit Card, Chase Freedom, and Capital One® Platinum Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.