February 5, 2020 11:00 PM PT

Get Rid of Student Loan Debt Thanks to This Company and Your Employer

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Is the burden of student loans weighing you down? With Tuition.io, your employer can help you lower your debt. Keep reading to learn how.

What is Tuition.Io?

Tuition.io is a student loan management and optimization tool and Student Loan Repayment Assistance plan. It's designed for employers who can opt into a contribution program for employees with student loan debt.

Unlike federal or private student loan servicers, Tuition.io supports every type of student loan, enabling a wide range and growing number of U.S. and Canadian consumers to pay off their student loan debt faster.

Who Benefits From Tuition.Io?

Employees with student loan debt benefit from Tuition.io's plan in several ways:

Student loans are paid off sooner
If you meet the qualifications, your employer can contribute to help chip away at or get rid of your student loan debt entirely.

Unlike some tax-free tuition reimbursement benefits, money received from employers as a student loan contribution is taxed as regular income to the borrower.

Student loan debt management
If you are overwhelmed by managing your student loans, Tuition.io's program offers a range of easy-to-use administrative tools, including:

  • Debt payoff strategies that help you reach your goals
  • One-on-one personalized student loan coaching
  • Impartial refinance marketplace
  • Student loan reference glossary

Preparing for future student loans
Have you graduated but want or need to take more classes to further your degree? Do you need a guiding hand with saving for your college-bound children? You aren't alone. Preparing for future student loans is a common area of concern for students and parents.

Tuition.io offers:

  • Savings plan assistance for college-bound children or those going back to school
  • Guidance on the choices involved in how to pay for college
  • 529 Savings Plan learning tools

Refer your employer to let them know about Tuition.io and student loan repayment assistance here.

Tuition.io's benefits aren't solely focused on the student borrower. Tiotion.io assists employers with:

Recruit and retainage
Have you sought out ways to beef up your employee recruit and retainage levels? Tuition.io may be just what you are looking for. With statistics like today's growing 44.7 million U.S. borrowers with student loan debt, consider how many of those borrowers might want to work for you if you offered an employer student loan contribution program.

Estimate your turnover savings with Tuition.io's free tool.

Personalized contribution program
Employers who sign up for Tuition.io's program are set up with a contribution program designed and personalized specifically to take care of the needs of their employees.

Tuition.io does the managing
From onboarding to verification, as well as sending out the contributions, Tuition.io does it all. This saves time and provides peace of mind for both you and your employees.

Desktop ease of use
Tuition.io's technology tracks employee participation, program insights, and reports through desktop administrative and analytics tools.

If you are an employer interested in learning more about the benefits of Tuition.io's student loan repayment program, request a demo here.

Reasons Student Loan Borrowers Might Want To Look Elsewhere

An employer repayment loan assistance program like Tuition.io may not be right for everyone. You may also have other options at your disposal. Consider these points before enrolling:

Loan forgiveness
Are you a teacher, nurse, or doctor? Have you served in the military? If so, you might be eligible for loan forgiveness. This can remove a large portion, and sometimes all, of your outstanding student loan debt.

Do not commit any amount of money towards a loan before determining if you are eligible for loan forgiveness.

Tax deduction
Do you need the tax deduction that your student loan provides? If your employer made contributions to your student loan, would the tax liability throw you into a situation where you end up paying more income tax than you would if you had hung onto your student loan?

Other tax deductions may include loan origination fees, capitalized interest, and interest paid on refinanced student loans on your tax return if you used your loan balanced to pay for:

  • Tuition
  • Fees
  • Room and board
  • Books
  • Supplies
  • Equipment
  • Other necessary educational expenses at a qualifying school

You Should Know: Student loans may offer savings through interest tax deductions. You may also be able to deduct simple interest paid on your loans.


Tuition.io is a student loan management and optimization tool and Student Loan Repayment Assistance plan. It allows your employers to contribute toward paying down your student loans.

But this service may not be right for everyone. Research all your student loan repayment options, including loan forgiveness, before committing.

Note: This website is made possible through financial relationships with some of the products and services mentioned on this site. We may receive compensation if you shop through links in our content. You do not have to use our links, but you help support CreditDonkey if you do.

More from CreditDonkey:

How to Get Rid of Student Loans

Pay Off Student Loans Fast

How Do Student Loans Work

Student Loans

529 Qualified Expenses

Whether you are saving to fund future college education expenses or participating in prepaid tuition to fund a beneficiary's education expenses, enrollment in a 529 plan is a powerful, tax-advantaged tool.

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How Much Will My Student Loan Payments Be

Average student loan debt is around $35,000. But the type of loan, interest rate, and other factors will determine how much they'll actually cost. See an estimate of how much you can expect to pay each month.

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