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Hodlnaut vs BlockFi

Hodlnaut is a cryptocurrency lending platform with fairly good rates for a limited number of coins. How does it compare to BlockFi? Read our comparison chart below.

 BlockFi
 Learn MoreVisit Site
 

Hodlnaut

BlockFi

SPECIAL OFFER
Earn Interest on BTC - Learn More

Read Hodlnaut Review

SPECIAL OFFER
Get Up to $250 in Bonus BTC - Learn More

Read BlockFi Review

 

Benefits and Features

Stock Trading
No
 
Options Trading
No
 
Minimum Deposit 
$0
Cryptocurrencies SupportedBTC, DAI, ETH, USDC, USDT, WBTCBitcoin, Ethereum, Litecoin, Chainlink, PAX Gold, USDC, Binance USD, PAX, GUSD, BAT, DAI, UNI
Countries Supported
Over 100
Worldwide, except for countries that are sanctioned or watch-listed
Fiat Currencies Supported
0
USD
Digital Wallet
Yes
Yes
Transaction Fee
No
No
Copy Trading
No
No
Limit Orders
No
No
Margin Trading
No
No
Spread
No
0.7% - 1.5%
Interest Accounts
Yes
Up to 7.5% (Not Available in US)
Crypto Loans
Yes
Yes
Bitcoin (BTC) Interest Rates 
2% - 3.5%
Ethereum (ETH) Interest Rates 
2% - 3.5%
Bank Account Purchase Fee
No
No
Litecoin (LTC) Interest Rates 
0% - 2%
Debit Card Purchase Fee 
No
USD Coin (USDC) Interest Rates 
6% - 7.5%
Mobile App
Yes
Yes
ACH Transfer Fee
No
No
Wire Transfer Fee
No
No
Crypto Conversion Fee
No
No
Withdrawal Fee
Fees vary by coin
Varies based on cryptocurrency: 0.00075 BTC, 0.015 ETH, 0.001 LTC
Other Fees 2% Origination Fee on crypto-backed loans
Address Allowlisting
Yes
Yes
Anonymity
No
No
Biometric Login
No
Yes
Cold Storage
Yes
Yes
Maximum Trading Amount
No
Single-trade limit of $1.2m USD or equivalent
Two-Factor Authentication
Yes
Yes
Withdrawal Limit
100 BTC per day
7-day Withdrawal Limit varies by cryptocurrency: 100 BTC, 5,000 ETH, 10,000 LTC.
Up to $5,000 USD via direct bank withdrawal
Binance USD (BUSD) Interest Rates 
6% - 7.5%
Dai (DAI) Interest Rates 
3.5% - 6%
Gemini Dollar (GUSD) Interest Rates 
6% - 7.5%
Paxos Standard (PAX) Interest Rates 
6% - 7.5%
 

CreditDonkey® Reviews

 BlockFi
Cryptocurrency TradingStarStarStarHalf StarEmpty StarStarStarStarEmpty StarEmpty Star
Interest AccountsStarStarStarStarHalf StarStarStarStarStarEmpty Star
Crypto LoansStarEmpty StarEmpty StarEmpty StarEmpty StarStarStarStarStarEmpty Star
Mobile AppStarStarStarStarEmpty StarStarStarStarStarHalf Star
Commissions and FeesStarStarStarStarStarStarStarStarStarHalf Star
Ease of UseStarStarStarStarStarStarStarStarStarEmpty Star
ResearchStarEmpty StarEmpty StarEmpty StarEmpty StarStarEmpty StarEmpty StarEmpty StarEmpty Star
SafetyStarStarStarStarEmpty StarStarStarStarStarStar
Pros & ConsPros:
  • Fairly Generous Interest Rates
  • Fee-Free Coin Conversions
  • Security-Minded Platform
Cons:
  • Crypto-Loans Unavailable to Individuals
  • Limited Number of Coins
Pros:
  • Earn crypto rewards
  • No commissions (only charges a spread)
  • Excellent customer service
Cons:
  • Only supports 8 coins
  • Withdrawal restrictions
  • Slow withdrawal times (up to 7 days)
Bottom LineCryptocurrency lending platform with fairly good rates for a limited number of coins... Read full reviewGood custodian for earning interest on crypto... Read full review
 Learn MoreVisit Site

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Hodlnaut: Pricing information from published website as of 09/08/2021.

BlockFi: Pricing information from published website as of 07/01/2022. BlockFi Interest Accounts are not available in the United States.

BlockFi

Get Up to $250 in Bonus BTC

DepositCrypto Bonus
$100 - $1,499$15
$1,500 - $19,999$20
$20,000 - $39,999$40
$40,000 - $74,999$75
$75,000 - $99,999$100
$100,000+$250

BlockFi

BlockFi Rewards Visa® Signature Credit Card

  • Earn 1.5% back in crypto on every single purchase.
  • No annual fee. No foreign transaction fees
  • Know if you're approved without affecting your credit score. A soft credit pull happens before you've accepted the credit card offer. A hard credit pull occurs when you've accepted your credit card offer, which can have an impact on your credit score.
  • Earn 2% back in crypto on every purchase over $30,000 of annual spend. Rewards rate increases from 1.5% to 2% after $30,000 of spend has been achieved and resets on the card anniversary date every year.
  • On top of the rewards you get from BlockFi, your BlockFi Rewards Visa Signature card gives you instant access to once-in-a-lifetime travel, fine wine and food, sporting events, shopping and more.
  • Your BlockFi Rewards Visa Signature card comes with 24/7 access to your Visa Signature® Concierge* for assistance booking travel, transportation, accommodations, event tickets—even restaurant reservations and golf tee times.
BlockFi

$250 Bitcoin Bonus When You Fund Your New Account

New BlockFi clients who sign up with a specific partner referral code and fund their account during the promotion period (current calendar month ending at 23:59:59 UTC on the last day of the month) are eligible to receive a tiered bonus paid in BTC.

To be eligible for the promotion, this must be your first ever transfer to the BlockFi Wallet and you must maintain a $100,000+ account balance through the 14th of the month at 23:59:59 UTC two and a half months from the month of eligibility in order to remain eligible.

Eligible payouts occur on or before the second Friday of every month on a rolling basis. The bonus will be paid in BTC based on the prevailing market price at the time of payment. Payout will be based on your average daily balance (USD equivalent) maintained through 23:59:59 UTC on the 14th of the month you are eligible to be paid on. Any withdrawals made before 23:59:59 UTC on the 14th of the month you are eligible to be paid out on may affect your tier.

There is a maximum of one bonus per client. This offer is not valid in conjunction with any other current or past promotions and the promo code on the account will be used to determine promo eligibility for new accounts.

Which is Better: Hodlnaut or BlockFi?

Still need help deciding which crypto is better? Read the in-depth reviews below. You may also be interested in comparing Hodlnaut or eToro.

In short: Hodlnaut's ease of use is outstanding. BlockFi's crypto loans and safety are notable. In particular, the safety is excellent.


Articles on Hodlnaut

Hodlnaut Review

Hodlnaut lets you earn compound interest on your crypto, but is it safe and legit? Read on to find out.

Articles on BlockFi

BlockFi Review

BlockFi lets you buy, sell, earn and borrow cryptocurrency. But is it safe? Read on to find out.

How Does BlockFi Work

BlockFi is a popular crypto platform offering high interest accounts and the ability to take loans against the value of your coins. Find out how it works.

How Does BlockFi Make Money

BlockFi lets you earn interest on your crypto and take loans against the value of your coins. But how does BlockFi make money? Keep reading to find out.

BlockFi Fees

Interested in taking advantage of BlockFi's interest accounts or crypto-backed loans? Before you take the leap, understand the fees they charge.

BlockFi vs Crypto.com

Looking to earn interest on your crypto or get a crypto-backed loan? Find out whether Crypto.com or BlockFi is right for you, plus the pros/cons of each.

BlockFi vs Nexo

Nexo and BlockFi both let you earn interest and take loans against your cryptocurrency. But which one is right for you? Read on to find out.

Which Do You Think is Best?





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