Hilton Honors Surpass vs Capital One Venture

Compare Rewards, Interest Rates, Fees, and Benefits

Hilton Honors Surpass is a hotel credit card. How does it compare to Capital One Venture, a travel card? Read our comparison chart below.

Keep in mind, the Hilton Honors Surpass has a $150 annual fee, while the Capital One Venture has a $95 annual fee.

	Hilton Honors American Express Surpass® Card	Capital One Venture Rewards Credit Card
	Credit Card Interest Rates & Fees
Purchase APR	20.99% to 29.99% Variable based on your creditworthiness and other factors	21.24% to 29.24% (Variable) based on your creditworthiness and other factors
Balance Transfers APR	N/A	21.24% to 29.24% (Variable) based on your creditworthiness and other factors
Foreign Transaction Fee	No foreign transaction fee	No foreign transaction fee
Annual Fee	$150 annual fee	$95 annual fee
	Credit Card Rewards & Benefits
Introductory Bonus Airline Rewards		Earn a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening
Introductory Bonus Hotel Rewards	Earn 155,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on the Hilton Honors American Express Surpass® Card in your first 6 months of Card Membership.
Travel Rewards		Earn 2 miles per dollar on all purchases. Redeem your miles for travel purchases or transfer your miles to over 10+ travel loyalty programs.
Airline Rewards		Earn 2 miles per dollar on all purchases
Bonus Hotel Rewards	Earn a Free Night Reward from Hilton Honors after you spend $15,000 on purchases on your Card in a calendar year.
Hotel Rewards	Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton portfolio. Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations. Earn 4X Points for each dollar on U.S. Online Retail Purchases. Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
Hotel Status	Enjoy complimentary Gold status with your Hilton Honors Surpass Card. Spend $40,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors™ Diamond status through the end of the next calendar year.
Gas Rewards	Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. gas stations.
Grocery Rewards	Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. supermarkets.
Dining Rewards	Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants.
Airline Transfer Partners		Capital One transfer partners include Aeromexico, Air Canada, Air France/KLM, Avianca, Cathay Pacific, Emirates, Etihad, EVA, Finnair, Hainan, Qantas, Qatar, and Singapore Airlines.
	CreditDonkey® Credit Card Reviews
Pros & Cons		Pros: 2x points Bonus offer No foreign transaction fee Cons: $95 annual fee No intro APR
Bottom Line		Good travel credit card for the occasional traveler... Read full review
		Read Capital One Venture Review
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Disclaimer: The information for the Hilton Honors American Express Surpass® Card and Capital One Venture Rewards Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Hilton Honors Surpass: Pricing information including interest rates, benefits and fees was obtained on March 7, 2024 from published websites and is believed to be accurate, but not guaranteed. Capital One Venture: Pricing information including interest rates, rewards, benefits and fees was obtained on September 29, 2023 from published websites and is believed to be accurate, but not guaranteed.

Articles on Capital One Venture Rewards Credit Card

Capital One Venture

Want to earn more miles on everything you spend? Want travel rewards without jumping through hoops? Capital One Venture Rewards Credit Card might be what you need.

Comments

Barbara Jones from Ohio
on September 2017 said about Capital One Venture:
Ease of redeeming points for any type of travel.

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