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American Express Hilton vs Hilton Surpass

Compare Rewards, Interest Rates, Fees, and Benefits

American Express Hilton is a good secondary credit card with no annual fee to earn points for hotel stays.. How does it compare to Hilton Surpass from American Express, a travel and hotel credit card? Read our comparison chart below.

Keep in mind, the American Express Hilton has a $0 annual fee, while the Hilton Surpass has a $95 annual fee ($75 if application received before January 18, 2018).

 

Hilton Honors™ Card from American Express

Hilton Honors™ Surpass® Card from American Express

 
Introductory Bonus Hotel RewardsHotel RewardsGas RewardsGrocery RewardsDining Rewards
Introductory Bonus Hotel RewardsHotel RewardsGas RewardsGrocery RewardsDining Rewards
 

Credit Card Interest Rates & Fees

Purchase APR16.49% to 20.49% Variable based on your creditworthiness and other factors16.49% to 20.49% Variable based on your creditworthiness and other factors
Balance Transfers APR16.49% to 20.49% Variable based on your creditworthiness and other factors16.49% to 20.49% Variable based on your creditworthiness and other factors
Annual Fee$0 annual fee$95 annual fee ($75 if application received before January 18, 2018)
 

Credit Card Rewards & Benefits

Introductory Bonus Hotel RewardsIntroductory Bonus Hotel Rewards: Earn 50,000 Hilton Honors™ Bonus Points after you spend $1,000 in purchases on the Card within your first 3 months of Card Membership.Introductory Bonus Hotel Rewards: Earn 75,000 Hilton Honors™ Bonus Points after you spend $3,000 in purchases on the Card within your first 3 months of Card Membership.
Hotel RewardsHotel Rewards: Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a participating hotel or resort within the Hilton Portfolio.Hotel Rewards: Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a participating hotel or resort within the Hilton Portfolio.
Hotel StatusHotel Status: Complimentary Hilton Honors™ Silver status with your Hilton Honors™ Card from American Express. Spend $20,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors Gold status through the end of the next calendar year.Hotel Status: Complimentary Hilton Honors™ Gold status with your Hilton Honors™ Surpass® Card from American Express. Spend $40,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors Diamond status through the end of the next calendar year.
Gas RewardsGas Rewards: Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. gas stations.Gas Rewards: Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. gas stations.
Grocery RewardsGrocery Rewards: Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. supermarkets.Grocery Rewards: Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. supermarkets.
Dining RewardsDining Rewards: Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants.Dining Rewards: Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants.
 

CreditDonkey® Credit Card Reviews

Pros & ConsPros:
  • Bonus points
  • No annual fee
  • Honors Silver status
Cons:
  • Foreign transaction fee
Bottom LineGood secondary credit card with no annual fee to earn points for hotel stays... Read full review
 Read American Express Hilton Review

Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express.

Disclaimer: The information for the Hilton Honors™ Card from American Express and Hilton Honors™ Surpass® Card from American Express has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

American Express Hilton: Pricing information including interest rates, benefits and fees was obtained on December 18, 2017 from published websites and is believed to be accurate, but not guaranteed.

Hilton Surpass: Pricing information including interest rates, benefits and fees was obtained on December 18, 2017 from published websites and is believed to be accurate, but not guaranteed.

Still need help deciding which travel card is better? Read the in-depth reviews below. You may also be interested in comparing American Express Hilton or Chase Sapphire Preferred.


Explore Hilton Honors™ Card from American Express In-Depth


Which Do You Like and Why?

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Compare American Express Hilton to:

Starwood Preferred Guest
Introductory Bonus Hotel RewardsTravel RewardsAirline RewardsBonus Airline RewardsHotel RewardsNo Limits on RewardsCar Rental InsuranceExtended WarrantyPurchase Protection Return ProtectionTravel Accident Insurance$0 Fraud Liability
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
16.49% - 20.49% Variable
$0 introductory annual fee for the first year, then $95

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CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy financial decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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