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Gold Delta SkyMiles® Credit Card from American Express vs American Express® Gold Card

Compare Rewards, Interest Rates, Fees, and Benefits

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Gold Delta SkyMiles is a good airline credit card for someone who travels heavily with Delta airlines. How does it compare to American Express Gold Card, a points charge card? Read our comparison chart below.

Keep in mind, the Gold Delta SkyMiles has a $0 introductory annual fee for the first year, then $95, while the American Express Gold Card has a $250 annual fee.

Charge Card vs Credit Card: Gold Delta SkyMiles® Credit Card from American Express is a credit card while American Express® Gold Card is a charge card. If you plan to carry a balance, avoid charge cards as they usually require that you pay in full.

 Gold Delta SkyMiles Credit Card from American ExpressAmerican Express Gold Card
 Apply NowApply Now
 

Gold Delta SkyMiles® Credit Card from American Express

American Express® Gold Card

 Personal Credit CardPersonal Charge Card
 
Introductory Bonus Airline RewardsAirline RewardsCar Rental InsuranceExtended WarrantyPurchase Protection
Introductory Bonus Reward PointsAirline RewardsPoint RewardsGrocery RewardsNo Pre-Set Spending Limit
 
  • Earn 30,000 Bonus Miles after spending $1,000 in purchases on your new Card in your first 3 months and a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
  • Earn 2 miles on every dollar spent on purchases made directly with Delta. Earn 1 mile for every eligible dollar spent on purchases.
  • Check your first bag free on Delta flights - that's a savings of up to $200 per round trip for a family of four.
  • Want even more flexibility? Pay with Miles is a Card Member feature that gives you the option to redeem miles for all or part of the price of your tickets on Delta.com.
  • Settle into your seat sooner with Priority Boarding.
  • Enjoy a $0 introductory annual fee for the first year, then $95.
  • Terms Apply.
  • See Rates & Fees
  • Get the American Express® Gold Card in Limited Edition Rose Gold, only available until 1/9/2019.
  • Receive 20% back as a statement credit at U.S. Restaurants within the first 3 months, up to $100 back. Offer available to new Card Members who apply by 1/9/2019.
  • Plus, earn 25,000 Membership Rewards® Points after you spend $2,000 on eligible purchases with your new card within the first 3 months.
  • Earn 4X Membership Rewards® points at US restaurants. Earn 4X Membership Rewards® points at US supermarkets (on up to $25,000 per year in purchases, then 1X).
  • Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
  • Earn up to $10 in statement credits monthly when you pay with the Gold Card at participating dining partners. Enrollment required.
  • $100 Airline Fee Credit: up to $100 in statement credits per year for incidental fees at one selected airline.
  • No Foreign Transaction Fees.
  • Annual Fee is $250.
  • Terms Apply.
  • See Rates & Fees
 

Card Interest Rates & Fees

Purchase APR17.74% to 26.74% Variable based on your creditworthiness and other factorsSee Rates & Fees
Balance Transfers APR17.74% to 26.74% Variable based on your creditworthiness and other factorsSee Rates & Fees
Foreign Transaction FeeNo foreign transaction feeNo foreign transaction fee
Annual Fee$0 introductory annual fee for the first year, then $95$250 annual fee
 

Card Rewards & Benefits

Introductory Bonus Airline RewardsIntroductory Bonus Airline Rewards: Earn 30,000 Bonus Miles after spending $1,000 in purchases on your new Card in your first 3 months and a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months. 
Introductory Bonus Reward Points Introductory Bonus Reward Points: Earn 25,000 Membership Rewards® Points after you spend $2,000 on eligible purchases with your new card within the first 3 months.
Airline RewardsAirline Rewards: Earn 2 miles on every dollar spent on purchases made directly with Delta. Earn 1 mile for every eligible dollar spent on purchases.Airline Rewards: Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
Point Rewards Point Rewards: Earn 4X Membership Rewards® points at US restaurants. Earn 4X Membership Rewards® points at US supermarkets (on up to $25,000 per year in purchases, then 1X). Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
Airline StatusAirline Status: Check your first bag free on Delta flights - that's a savings of up to $200 per round trip for a family of four.
Settle into your seat sooner with Priority Boarding.
Airline Status: $100 Airline Fee Credit: up to $100 in statement credits per year for incidental fees at one selected airline.
Grocery Rewards Grocery Rewards: Earn 4X Membership Rewards® points at US supermarkets (on up to $25,000 per year in purchases, then 1X).
Dining Rewards Dining Rewards: Earn 4X Membership Rewards® points at US restaurants.
Airline Transfer Partners Airline Transfer Partners: Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more.
 Go to issuer's official application, terms, and detailsGo to issuer's official application, terms, and details
 

CreditDonkey® Card Reviews

 Gold Delta SkyMiles Credit Card from American ExpressAmerican Express Gold Card
Pros & ConsPros:
  • Bonus Delta miles offer
  • One free checked bag
  • Priority boarding
Cons:
  • $95 annual fee ($0 introductory annual fee for the first year)
Pros:
  • Welcome bonus
  • Airline fee credit
  • 3x points for flights booked directly with airlines
Cons:
  • $250 annual fee
Bottom LineGood airline credit card for someone who travels heavily with Delta airlines... Read full reviewGood rewards card for cardholders who fly frequently or eat out... Read full review
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    See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

    Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

    Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express.


    Explore Gold Delta SkyMiles® Credit Card from American Express In-Depth


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    Disclaimer: The information for the Capital One® Venture® Rewards Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.


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