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Gold Delta SkyMiles vs Premier Rewards Gold Card

Compare Rewards, Interest Rates, Fees, and Benefits

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Gold Delta SkyMiles is a good airline credit card for someone who travels heavily with Delta airlines. How does it compare to Premier Rewards Gold Card from American Express, a points charge card? Read our comparison chart below.

Keep in mind, the Gold Delta SkyMiles has a $0 introductory annual fee for the first year, then $95, while the Premier Rewards Gold Card has a Introductory annual fee of $0 for the first year, then $195.

Charge Card vs Credit Card: Gold Delta SkyMiles® Credit Card from American Express is a credit card while Premier Rewards Gold Card from American Express is a charge card. If you plan to carry a balance, avoid charge cards as they usually require that you pay in full.

 Gold Delta SkyMiles Credit Card from American ExpressPremier Rewards Gold Card from American Express
 Apply NowApply Now
 

Gold Delta SkyMiles® Credit Card from American Express

Premier Rewards Gold Card from American Express

 Personal Credit CardPersonal Charge Card
 
Introductory Bonus Airline RewardsAirline RewardsCar Rental InsuranceExtended WarrantyPurchase Protection
Introductory Bonus Reward PointsAirline RewardsPoint RewardsGas RewardsGrocery Rewards
 
  • Earn 30,000 Bonus Miles after spending $1,000 in purchases in the first 3 months and a $50 statement credit after making a Delta purchase in the first 3 months with your new Card.
  • Earn 2 miles for every dollar spent on eligible purchases made directly with Delta. Earn 1 mile for every eligible dollar spent on purchases.
  • Check your first bag free on Delta flights - that's a savings of up to $200 per round trip for a family of four.
  • Settle into your seat sooner with Priority Boarding.
  • Enjoy a $0 introductory annual fee for the first year, then $95.
  • Terms Apply.
  • See Rates & Fees
  • Earn 25,000 Membership Rewards® Points after you use your new Card to make $2,000 in purchases within the first 3 months.
  • 3X points for flights booked directly with airlines. 2X points at US restaurants, US gas stations, and at US supermarkets. 1X points on other purchases.
  • No Foreign Transaction Fees.
  • $100 Airline Fee Credit. Up to $100 per calendar year for baggage fees and more at one qualifying airline.
  • Get a $75 hotel credit on qualifying charges, plus a room upgrade upon arrival, when available with The Hotel Collection at americanexpress.com/hc.
  • Over 1.5 million more places in the U.S. started accepting American Express® Cards in 2017.
  • $0 Intro Annual Fee for the 1st year, then $195.
  • Terms Apply.
  • See Rates & Fees
 

Card Interest Rates & Fees

Purchase APR17.24% to 26.24% Variable based on your creditworthiness and other factorsN/A
Balance Transfers APR17.24% to 26.24% Variable based on your creditworthiness and other factorsN/A
Foreign Transaction FeeNo foreign transaction feeNo foreign transaction fee
Annual Fee$0 introductory annual fee for the first year, then $95Introductory annual fee of $0 for the first year, then $195
 

Card Rewards & Benefits

Introductory Bonus Airline RewardsIntroductory Bonus Airline Rewards: Earn 30,000 Bonus Miles after spending $1,000 in purchases in the first 3 months and a $50 statement credit after making a Delta purchase in the first 3 months with your new Card. 
Introductory Bonus Reward Points Introductory Bonus Reward Points: Earn 25,000 Membership Rewards® Points after you use your new Card to make $2,000 in purchases within the first 3 months.
Airline RewardsAirline Rewards: Earn 2 miles for every dollar spent on eligible purchases made directly with Delta. Earn 1 mile for every eligible dollar spent on purchases.Airline Rewards: Earn 3X points for flights booked directly with airlines.
Point Rewards Point Rewards: 3X points for flights booked directly with airlines. 2X points at US restaurants, US gas stations, and at US supermarkets. 1X points on other purchases.
Airline StatusAirline Status: Check your first bag free on Delta flights - that's a savings of up to $200 per round trip for a family of four.
Settle into your seat sooner with Priority Boarding.
Airline Status: $100 Airline Fee Credit. Up to $100 per calendar year for baggage fees and more at one qualifying airline.
Gas Rewards Gas Rewards: Earn 2X points at US gas stations.
Grocery Rewards Grocery Rewards: Earn 2X points at US supermarkets.
Dining Rewards Dining Rewards: Earn 2X points at US restaurants.
Airline Transfer Partners Airline Transfer Partners: Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more.
 Go to issuer's official application, terms, and detailsGo to issuer's official application, terms, and details
 

CreditDonkey® Card Reviews

 Gold Delta SkyMiles Credit Card from American ExpressPremier Rewards Gold Card from American Express
Pros & ConsPros:
  • Bonus Delta miles offer
  • One free checked bag
  • Priority boarding
Cons:
  • $95 annual fee ($0 introductory annual fee for the first year)
Pros:
  • Promotional points offer
  • Airline fee credit
  • 3x points for flights booked directly with airlines. Terms Apply.
Cons:
  • $0 Intro Annual Fee for the 1st year, then $195
Bottom LineGood airline credit card for someone who travels heavily with Delta airlines... Read full reviewGood rewards card for cardholders who fly frequently or eat out... Read full review
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    See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

    Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

    Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express.


    Explore Gold Delta SkyMiles® Credit Card from American Express In-Depth


    Explore Premier Rewards Gold Card from American Express In-Depth


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    Compare Gold Delta SkyMiles to:

    Chase Sapphire Preferred
    Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
    N/AN/A
    17.24% - 24.24% Variable
    $0 Intro for the First Year, then $95


    Introductory Bonus Airline RewardsTravel RewardsAirline RewardsNo Expiration on RewardsNo Limits on RewardsConciergeExtended Warranty$0 Fraud Liability
    Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
    N/AN/A
    14.49% - 24.49% (Variable)
    $0 intro for first year; $95 after that

    Disclaimer: The information for the Capital One® Venture® Rewards Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.


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    Compare Premier Rewards Gold Card to:

    American Express Platinum
    Introductory Bonus Reward PointsTravel RewardsAirline RewardsHotel RewardsPoint RewardsNo Pre-Set Spending LimitConciergeEventsCar Rental Insurance Extended WarrantyPurchase ProtectionReturn ProtectionTravel Accident Insurance$0 Fraud LiabilityIdentity Theft Assistance
    Card TypeAnnual Fee
    Personal Charge Card
    $550

    Blue Cash Preferred
    Introductory Bonus Cash BackCash Back RewardsGas RewardsGrocery RewardsCar Rental InsuranceExtended WarrantyPurchase ProtectionReturn ProtectionTravel Accident Insurance $0 Fraud Liability
    Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
    0% on Purchases for 12 months
    0% on Balance Transfers for 12 months
    14.49% - 25.49% Variable
    $95


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