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Updated November 7, 2012

Disney Premier Visa Worth It?

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Are you or your children Disney fans? If so, consider getting the Disney Premier Visa Card. This card comes with a number of perks for Disney vacations, merchandise, and events. While this card does charge an annual fee of $49, you can make this back with bonuses and reward dollars.

3/25/2013 Update: Disney's Premier Visa® Card is no longer available on CreditDonkey. This offer may have been discontinued or may no longer be available to new applicants.

Overall Score

3.8

Rewards

4.0

Interest Rates

3.5

Fees

3.5

Benefits

4.0
5-point scale (the higher, the better)

Pros and Cons

  • $100 Disney Gift Card offer
  • Character Meet 'N' Greet
  • $49 annual fee

Bottom Line

Good rewards card for Disney fans

Reward Dollars

Every time you make a purchase on the Disney Premier Visa Card, you earn reward dollars. You earn unlimited 1% on regular purchases throughout the year. You earn double cash back rewards in bonus categories. Every purchase at gas stations, grocery stores, restaurants, and most Disney locations earns 2% in reward dollars.

This card gives you an easy way to save money on everything you buy, especially if you spend a lot in the bonus categories.

In addition to the rewards program, you also can earn a $100 Disney Gift Card after you spend $500 within the first 3 months from account opening. Unfortunately, this card does not offer a 0% introductory APR period on new purchases or balance transfers.

You can redeem your reward dollars toward tickets to Disney theme parks, nights at Disney resorts, and Disney toys and DVDs. You can also convert your cash back into flights with any airline company - there are no restrictions.

Disney Vacation Packages

This card offers nice financing for select Disney vacation packages. If you book certain Disney vacation package that cost between $101 and $10,000, you are not charged interest on your purchase for 6 months. After this 6-month period, interest will be charged on your vacation purchase as normal. Through this option, you can borrow for a vacation now and not have to worry about any extra charges, provided you can pay it off within 6 months.

Disney Extras

True to its name, the Disney Premier Visa Card offers several other extra bonuses with Disney. If you spend more than $50 at any Disney store, you get an automatic 10% discount on your purchase. A $100 purchase gets discounted down to $90 on your statement.

You’ll also be invited to a special Meet ‘N’ Greet event that is only open to cardholders. This gives you and your family a chance to see your favorite Disney characters in person.

Lastly, you can personalize your card with your choice of 8 special Disney designs that aren’t available on other cards.

Pros

  • Earns at least 1% on everything you buy. Earns 2% for purchases in gas stations, grocery stores, restaurants, and Disney stores.
  • $100 Disney Gift Card after you spend $500 within the first 3 months from account opening.
  • Earns an extra discount on purchases at Disney stores and resorts.

Cons

  • Charges an annual fee of $49.
  • No introductory 0% APR or waiver of the annual fee in the first year.

Bottom Line

This is a solid card for all types of Disney fans. The reward dollars and resort discounts are great for vacations.

3/25/2013 Update: Disney's Premier Visa® Card is no longer available on CreditDonkey. This offer may have been discontinued or may no longer be available to new applicants.

David R is a contributing writer at CreditDonkey, a credit card comparison and reviews website. Write to David R at davidr@creditdonkey.com

Editorial Note: This content is not provided by Chase. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Chase. This site may be compensated through the Advertiser's affiliate programs.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. This site may be compensated through the Advertiser's affiliate programs.

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